HomePennsylvaniaCentre CountyHoward borough
Howard borough, Pennsylvania: commercial real estate data.
Howard borough is a Census borough of 653 people across 0.36 square miles of land, in Centre County. Median household income is $69,306, 78.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $75,000.
70 sourced place values · tier FULL · 8 sections
Howard
What Howard is
- Census place typeborough
- Land area0.36 sq mi
- Water area0 sq mi
- Population per square mile of land1,797 plus or minus 476
- County holding the largest share of its areaCentre County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howard
How many people live in Howard
- Population653 plus or minus 173
- Median age37.3
- Population under 18193 plus or minus 71
- Share under 1829.6 percent plus or minus 7.5
- Population 65 and over122 plus or minus 29
- Share 65 and over18.7 percent plus or minus 6.7
- Households231
- Family households155 plus or minus 33
- Share of households that are families67.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howard
Income and work in Howard
- Median household income$69,306 plus or minus $15,809
- Per capita income$30,118
- Civilian labor force304 plus or minus 73
- Employed284 plus or minus 73
- Unemployed20 plus or minus 12
- Unemployment rate6.6 percent plus or minus 3.6
- Adults 25 and over414
- Adults 25 and over with a high school diploma or higher98.1 percent plus or minus 24.9
- Adults 25 and over with a bachelor degree or higher24.6 percent plus or minus 5.8
- Adults 25 and over with a graduate degree5.8 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howard
Housing in Howard
- Housing units236
- Occupied units231
- Vacant units5 plus or minus 9
- Vacancy rate2.1 percent plus or minus 3.8
- Owner occupied182
- Renter occupied49 plus or minus 24
- Ownership rate78.8 percent
- Median owner-occupied home value$195,000
- Median gross rent, monthly$971
- Annual rent as a share of median income16.8 percent plus or minus 3.9
- Single family units198
- Share single family83.9 percent plus or minus 21.1
- Units in buildings of two or more38 plus or minus 23
- Share in buildings of two or more16.1 percent plus or minus 9.2
- Mobile homes0
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howard
How Howard gets to work
- Workers 16 and over who commute268 plus or minus 72
- Commuting under 15 minutes47 plus or minus 25
- Share commuting under 15 minutes17.5 percent plus or minus 8.1
- Commuting 30 minutes or more94 plus or minus 32
- Share commuting 30 minutes or more35.1 percent plus or minus 7.4
- Drove alone86.1 percent
- Carpooled8.2 percent plus or minus 5.3
- Public transport0.0 percent
- Walked0.4 percent plus or minus 1.1
- Worked from home4.6 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Howard
SBA 7(a) lending to Howard borrowers
- Approvals1
- Gross approval$75,000
- Average approval$75,000
- Median approval$75,000
- Ninetieth percentile approval$75,000
- Largest approval$75,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Howard
Flood programme status in Howard
- Listed NFIP communities2
- Of those, participating2
- NFIP community number420263
- Currently effective map date01/16/15
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Centre County, not Howard
Centre County context, not Howard figures
These are Centre County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Howard measurements.
- Establishments in Centre County3,344
- Employment at those establishments, Centre County44,569
- Covered employment, Centre County68,578
- Average annual pay, Centre County$62,822
- Average weekly wage, Centre County$1,208
- Housing units permitted, Centre County367
- Of those, single family, Centre County290
- County product, 2024, Centre County$11,249,015,000
- County product change over the prior year, Centre County4.7 percent
- Average income of an arriving household, Centre County$70,582
Every figure in this section is published for Centre County as a whole and is not a measurement of Howard. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Howard questions, answered from the record.
How many people live in Howard, Pennsylvania?
653, in 231 households. Howard borough covers 0.36 square miles of land, which is 1,797 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Howard in?
Centre County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Howard?
$69,306. The median owner-occupied home is valued at $195,000. Median gross rent is $971 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Howard businesses?
1 7(a) approvals totalling $75,000, across 1 lenders, median approval $75,000. These count approvals to borrowers whose address is in Howard, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Howard borrowers get paid back?
No rate is published for Howard. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Howard in the National Flood Insurance Program?
Yes. Howard appears in the FEMA Community Status Book as community 420263, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Howard figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Centre County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Howard.
Is zoning published for Howard?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.