HomePennsylvaniaLuzerne CountyMountain Top
Mountain Top, Pennsylvania: commercial real estate data.
Mountain Top is a Census CDP of 11,850 people across 15.02 square miles of land, in Luzerne County. Median household income is $109,535, 89.3 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $7.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mountain Top
What Mountain Top is
- Census place typeCDP
- Land area15.02 sq mi
- Water area0 sq mi
- Population per square mile of land789
- County holding the largest share of its areaLuzerne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Top
How many people live in Mountain Top
- Population11,850
- Median age45.0
- Population under 182,962
- Share under 1825.0 percent
- Population 65 and over2,076
- Share 65 and over17.5 percent
- Households4,618
- Family households3,479
- Share of households that are families75.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Top
Income and work in Mountain Top
- Median household income$109,535
- Per capita income$55,506
- Civilian labor force6,348
- Employed6,113
- Unemployed235 plus or minus 117
- Unemployment rate3.7 percent plus or minus 1.8
- Adults 25 and over8,338
- Adults 25 and over with a high school diploma or higher97.2 percent
- Adults 25 and over with a bachelor degree or higher45.6 percent
- Adults 25 and over with a graduate degree18.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Top
Housing in Mountain Top
- Housing units4,676
- Occupied units4,618
- Vacant units58 plus or minus 62
- Vacancy rate1.2 percent plus or minus 1.3
- Owner occupied4,125
- Renter occupied493 plus or minus 216
- Ownership rate89.3 percent
- Median owner-occupied home value$297,700
- Median gross rent, monthly$849
- Annual rent as a share of median income9.3 percent
- Single family units4,316
- Share single family92.3 percent
- Units in buildings of two or more245 plus or minus 115
- Share in buildings of two or more5.2 percent plus or minus 2.4
- Mobile homes115 plus or minus 90
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Top
How Mountain Top gets to work
- Workers 16 and over who commute4,670
- Commuting under 15 minutes938 plus or minus 200
- Share commuting under 15 minutes20.1 percent
- Commuting 30 minutes or more1,473 plus or minus 297
- Share commuting 30 minutes or more31.5 percent
- Drove alone72.8 percent
- Carpooled4.6 percent plus or minus 2.7
- Public transport0.0 percent
- Walked0.1 percent plus or minus 0.2
- Worked from home22.1 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Top
SBA loans in Mountain Top (7(a))
- Approvals16
- Gross approval$7,304,500
- Average approval$456,531
- Median approval$391,000
- Largest approval$1,700,000
- Jobs supported239
- Jobs per approval14.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more37.5 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Mountain Top, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mountain Top
SBA loans in Mountain Top (504)
- Approvals4
- Gross approval$7,573,000
- Average approval$1,893,250
- Median approval$1,301,000
- Largest approval$4,762,000
- Jobs supported19
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Mountain Top, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Luzerne County, not Mountain Top
Luzerne County context, not Mountain Top figures
- Establishments in Luzerne County7,212
- Covered employment, Luzerne County145,190
- Average annual pay, Luzerne County$55,901
- Housing units permitted, Luzerne County325
Every figure in this section is published for Luzerne County as a whole and is not a measurement of Mountain Top.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mountain Top questions, answered from the record.
How many people live in Mountain Top, Pennsylvania?
11,850, in 4,618 households. Mountain Top CDP covers 15.02 square miles of land, which is 789 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mountain Top in?
Luzerne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mountain Top?
$109,535. The median owner-occupied home is valued at $297,700. Median gross rent is $849 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mountain Top businesses?
16 7(a) approvals totaling $7.3 m since FY2020, across 8 lenders, median approval $391,000, plus 4 504 approvals worth $7.6 m since FY2010. These count approvals to borrowers whose address is in Mountain Top, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mountain Top borrowers get paid back?
No rate is published for Mountain Top. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Mountain Top figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Luzerne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mountain Top.
Is zoning published for Mountain Top?
No. Nothing on this page presents parcel level zoning.