HomePennsylvaniaLuzerne CountyMountain Top CDP
Mountain Top CDP, Pennsylvania: commercial real estate data.
Mountain Top CDP is a Census CDP of 11,850 people across 15.02 square miles of land, in Luzerne County. Median household income is $109,535, 89.3 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $7.3 m.
76 sourced place values · tier FULL · 8 sections
Mountain Top
What Mountain Top is
- Census place typeCDP
- Land area15.02 sq mi
- Water area0 sq mi
- Population per square mile of land789
- County holding the largest share of its areaLuzerne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Top
How many people live in Mountain Top
- Population11,850
- Median age45.0
- Population under 182,962
- Share under 1825.0 percent
- Population 65 and over2,076
- Share 65 and over17.5 percent
- Households4,618
- Family households3,479
- Share of households that are families75.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Top
Income and work in Mountain Top
- Median household income$109,535
- Per capita income$55,506
- Civilian labor force6,348
- Employed6,113
- Unemployed235 plus or minus 117
- Unemployment rate3.7 percent plus or minus 1.8
- Adults 25 and over8,338
- Adults 25 and over with a high school diploma or higher97.2 percent
- Adults 25 and over with a bachelor degree or higher45.6 percent
- Adults 25 and over with a graduate degree18.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Top
Housing in Mountain Top
- Housing units4,676
- Occupied units4,618
- Vacant units58 plus or minus 62
- Vacancy rate1.2 percent plus or minus 1.3
- Owner occupied4,125
- Renter occupied493 plus or minus 216
- Ownership rate89.3 percent
- Median owner-occupied home value$297,700
- Median gross rent, monthly$849
- Annual rent as a share of median income9.3 percent
- Single family units4,316
- Share single family92.3 percent
- Units in buildings of two or more245 plus or minus 115
- Share in buildings of two or more5.2 percent plus or minus 2.4
- Mobile homes115 plus or minus 90
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Top
How Mountain Top gets to work
- Workers 16 and over who commute4,670
- Commuting under 15 minutes938 plus or minus 200
- Share commuting under 15 minutes20.1 percent
- Commuting 30 minutes or more1,473 plus or minus 297
- Share commuting 30 minutes or more31.5 percent
- Drove alone72.8 percent
- Carpooled4.6 percent plus or minus 2.7
- Public transport0.0 percent
- Walked0.1 percent plus or minus 0.2
- Worked from home22.1 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mountain Top
SBA 7(a) lending to Mountain Top borrowers
- Approvals16
- Gross approval$7,304,500
- Average approval$456,531
- Median approval$432,000
- Ninetieth percentile approval$1,345,000
- Largest approval$1,700,000
- Jobs supported239
- Jobs per approval14.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more37.5 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS9
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mountain Top
SBA 504 lending to Mountain Top borrowers
- Approvals4
- Gross approval$7,573,000
- Average approval$1,893,250
- Median approval$1,729,000
- Largest approval$4,762,000
- Jobs supported19
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Luzerne County, not Mountain Top
Luzerne County context, not Mountain Top figures
These are Luzerne County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mountain Top measurements.
- Establishments in Luzerne County7,212
- Employment at those establishments, Luzerne County139,382
- Covered employment, Luzerne County145,190
- Average annual pay, Luzerne County$55,901
- Average weekly wage, Luzerne County$1,075
- Housing units permitted, Luzerne County325
- Of those, single family, Luzerne County293
- County product, 2024, Luzerne County$20,580,464,000
- County product change over the prior year, Luzerne County4.7 percent
- Average income of an arriving household, Luzerne County$50,713
Every figure in this section is published for Luzerne County as a whole and is not a measurement of Mountain Top. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mountain Top questions, answered from the record.
How many people live in Mountain Top, Pennsylvania?
11,850, in 4,618 households. Mountain Top CDP covers 15.02 square miles of land, which is 789 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mountain Top in?
Luzerne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mountain Top?
$109,535. The median owner-occupied home is valued at $297,700. Median gross rent is $849 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mountain Top businesses?
16 7(a) approvals totalling $7.3 m, across 8 lenders, median approval $432,000, plus 4 504 approvals worth $7.6 m. These count approvals to borrowers whose address is in Mountain Top, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mountain Top borrowers get paid back?
No rate is published for Mountain Top. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Mountain Top figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Luzerne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mountain Top.
Is zoning published for Mountain Top?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.