HomePennsylvaniaLuzerne CountySwoyersville borough
Swoyersville borough, Pennsylvania: commercial real estate data.
Swoyersville borough is a Census borough of 5,048 people across 2.16 square miles of land, in Luzerne County. Median household income is $71,555, 79.8 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.5 m.
80 sourced place values · tier FULL · 9 sections
Swoyersville
What Swoyersville is
- Census place typeborough
- Land area2.16 sq mi
- Water area0 sq mi
- Population per square mile of land2,337
- County holding the largest share of its areaLuzerne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swoyersville
How many people live in Swoyersville
- Population5,048
- Median age53.0
- Population under 18702 plus or minus 190
- Share under 1813.9 percent plus or minus 3.8
- Population 65 and over1,373 plus or minus 344
- Share 65 and over27.2 percent plus or minus 6.8
- Households2,394
- Family households1,137
- Share of households that are families47.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swoyersville
Income and work in Swoyersville
- Median household income$71,555
- Per capita income$40,322
- Civilian labor force2,612
- Employed2,511
- Unemployed101 plus or minus 69
- Unemployment rate3.9 percent plus or minus 2.6
- Adults 25 and over4,024
- Adults 25 and over with a high school diploma or higher92.7 percent
- Adults 25 and over with a bachelor degree or higher25.8 percent plus or minus 6.6
- Adults 25 and over with a graduate degree8.5 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swoyersville
Housing in Swoyersville
- Housing units2,451
- Occupied units2,394
- Vacant units57 plus or minus 92
- Vacancy rate2.3 percent plus or minus 3.8
- Owner occupied1,910
- Renter occupied484 plus or minus 175
- Ownership rate79.8 percent
- Median owner-occupied home value$148,300
- Median gross rent, monthly$744
- Annual rent as a share of median income12.5 percent
- Single family units2,121
- Share single family86.5 percent
- Units in buildings of two or more313 plus or minus 183
- Share in buildings of two or more12.8 percent plus or minus 7.4
- Mobile homes17 plus or minus 27
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swoyersville
How Swoyersville gets to work
- Workers 16 and over who commute2,323
- Commuting under 15 minutes628 plus or minus 215
- Share commuting under 15 minutes27.0 percent plus or minus 8.8
- Commuting 30 minutes or more570 plus or minus 203
- Share commuting 30 minutes or more24.5 percent plus or minus 8.4
- Drove alone88.5 percent
- Carpooled3.8 percent plus or minus 3.1
- Public transport0.0 percent
- Walked0.7 percent plus or minus 1.1
- Worked from home6.9 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swoyersville
SBA 7(a) lending to Swoyersville borrowers
- Approvals4
- Gross approval$1,505,000
- Average approval$376,250
- Median approval$106,000
- Ninetieth percentile approval$1,272,000
- Largest approval$1,272,000
- Jobs supported23
- Jobs per approval5.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Swoyersville
SBA 504 lending to Swoyersville borrowers
- Approvals2
- Gross approval$782,000
- Average approval$391,000
- Median approval$503,000
- Largest approval$503,000
- Jobs supported41
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Swoyersville
Flood programme status in Swoyersville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420627
- Currently effective map date06/20/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Luzerne County, not Swoyersville
Luzerne County context, not Swoyersville figures
These are Luzerne County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Swoyersville measurements.
- Establishments in Luzerne County7,212
- Employment at those establishments, Luzerne County139,382
- Covered employment, Luzerne County145,190
- Average annual pay, Luzerne County$55,901
- Average weekly wage, Luzerne County$1,075
- Housing units permitted, Luzerne County325
- Of those, single family, Luzerne County293
- County product, 2024, Luzerne County$20,580,464,000
- County product change over the prior year, Luzerne County4.7 percent
- Average income of an arriving household, Luzerne County$50,713
Every figure in this section is published for Luzerne County as a whole and is not a measurement of Swoyersville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Swoyersville questions, answered from the record.
How many people live in Swoyersville, Pennsylvania?
5,048, in 2,394 households. Swoyersville borough covers 2.16 square miles of land, which is 2,337 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Swoyersville in?
Luzerne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Swoyersville?
$71,555. The median owner-occupied home is valued at $148,300. Median gross rent is $744 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Swoyersville businesses?
4 7(a) approvals totalling $1.5 m, across 4 lenders, median approval $106,000, plus 2 504 approvals worth $782,000. These count approvals to borrowers whose address is in Swoyersville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Swoyersville borrowers get paid back?
No rate is published for Swoyersville. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Swoyersville in the National Flood Insurance Program?
Yes. Swoyersville appears in the FEMA Community Status Book as community 420627, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Swoyersville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Luzerne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Swoyersville.
Is zoning published for Swoyersville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.