HomePennsylvaniaNorthampton CountyBethlehem city
Bethlehem city, Pennsylvania: commercial real estate data.
Bethlehem city is a Census city of 77,956 people across 19.12 square miles of land, lying across Northampton County and Lehigh County. Median household income is $68,879, 49.9 percent of occupied homes are owned, and the SBA record carries 125 7(a) approvals to borrowers here worth $49.4 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Bethlehem
What Bethlehem is
- Census place typecity
- Land area19.12 sq mi
- Water area0.34 sq mi
- Population per square mile of land4,078
- County holding the largest share of its areaNorthampton County, 77.4 percent
- Counties this place lies inNorthampton County 77.4 percent, Lehigh County 22.6 percent
Bethlehem city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bethlehem
How many people live in Bethlehem
- Population77,956
- Median age36.1
- Population under 1813,382
- Share under 1817.2 percent
- Population 65 and over14,740
- Share 65 and over18.9 percent
- Households31,052
- Family households17,497
- Share of households that are families56.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bethlehem
Income and work in Bethlehem
- Median household income$68,879
- Per capita income$41,031
- Civilian labor force40,748
- Employed38,070
- Unemployed2,678
- Unemployment rate6.6 percent
- Adults 25 and over51,880
- Adults 25 and over with a high school diploma or higher90.7 percent
- Adults 25 and over with a bachelor degree or higher36.0 percent
- Adults 25 and over with a graduate degree14.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bethlehem
Housing in Bethlehem
- Housing units32,348
- Occupied units31,052
- Vacant units1,296 plus or minus 315
- Vacancy rate4.0 percent plus or minus 1.0
- Owner occupied15,509
- Renter occupied15,543
- Ownership rate49.9 percent
- Median owner-occupied home value$260,400
- Median gross rent, monthly$1,382
- Annual rent as a share of median income24.1 percent
- Single family units20,683
- Share single family63.9 percent
- Units in buildings of two or more11,564
- Share in buildings of two or more35.7 percent
- Mobile homes89 plus or minus 81
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bethlehem
How Bethlehem gets to work
- Workers 16 and over who commute30,937
- Commuting under 15 minutes10,290
- Share commuting under 15 minutes33.3 percent
- Commuting 30 minutes or more6,831
- Share commuting 30 minutes or more22.1 percent
- Drove alone66.8 percent
- Carpooled7.2 percent plus or minus 1.5
- Public transport1.9 percent plus or minus 0.7
- Walked3.4 percent
- Worked from home17.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bethlehem
SBA loans in Bethlehem (7(a))
- Approvals125
- Gross approval$49,381,200
- Average approval$395,050
- Median approval$150,000
- Ninetieth percentile approval$998,000
- Largest approval$4,360,000
- Jobs supported1,373
- Jobs per approval11.0
- Loans with a final outcome16
- Paid in full14
- Charged off2
- Charge-off rate over resolved loans12.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more8.8 percent
- Share to franchises8.8 percent
- Distinct lenders41
- Distinct industries by NAICS69
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bethlehem
SBA loans in Bethlehem (504)
- Approvals16
- Gross approval$12,704,000
- Average approval$794,000
- Median approval$558,000
- Largest approval$1,843,000
- Jobs supported165
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bethlehem
Flood risk in Bethlehem
- Listed NFIP communities2
- Of those, participating2
- NFIP community number420718
- Currently effective map date07/16/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Northampton County, not Bethlehem
Northampton County context, not Bethlehem figures
These are Northampton County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bethlehem measurements.
- Establishments in Northampton County6,529
- Employment at those establishments, Northampton County121,192
- Covered employment, Northampton County120,976
- Average annual pay, Northampton County$60,298
- Average weekly wage, Northampton County$1,160
- Housing units permitted, Northampton County546
- Of those, single family, Northampton County372
- County product, 2024, Northampton County$20,981,619,000
- County product change over the prior year, Northampton County3.9 percent
- Average income of an arriving household, Northampton County$73,377
Every figure in this section is published for Northampton County as a whole and is not a measurement of Bethlehem. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bethlehem questions, answered from the record.
How many people live in Bethlehem, Pennsylvania?
77,956, in 31,052 households. Bethlehem city covers 19.12 square miles of land, which is 4,078 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bethlehem in?
Bethlehem lies in more than one. By area it is 77.4 percent in Northampton County, 22.6 percent in Lehigh County. This page sits under Northampton County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Bethlehem?
$68,879. The median owner-occupied home is valued at $260,400. Median gross rent is $1,382 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bethlehem businesses?
125 7(a) approvals totalling $49.4 m, across 41 lenders, median approval $150,000, plus 16 504 approvals worth $12.7 m. These count approvals to borrowers whose address is in Bethlehem, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bethlehem borrowers get paid back?
Of the 16 loans that have reached a final outcome, 14 were paid in full and 2 charged off, a charge off rate of 12.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Bethlehem in the National Flood Insurance Program?
Yes. Bethlehem appears in the FEMA Community Status Book as community 420718, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bethlehem figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Northampton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bethlehem.
Is zoning published for Bethlehem?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.