HomePennsylvaniaNorthampton CountyNorthampton
Northampton, Pennsylvania: commercial real estate data.
Northampton is a Census borough of 10,400 people across 2.47 square miles of land, in Northampton County. Median household income is $90,762, 70.4 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $7.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Northampton
What Northampton is
- Census place typeborough
- Land area2.47 sq mi
- Water area0.17 sq mi
- Population per square mile of land4,210
- County holding the largest share of its areaNorthampton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northampton
How many people live in Northampton
- Population10,400
- Median age43.0
- Population under 181,868
- Share under 1818.0 percent
- Population 65 and over1,860
- Share 65 and over17.9 percent
- Households4,291
- Family households2,621
- Share of households that are families61.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northampton
Income and work in Northampton
- Median household income$90,762
- Per capita income$43,232
- Civilian labor force5,583
- Employed5,290
- Unemployed293 plus or minus 143
- Unemployment rate5.2 percent plus or minus 2.5
- Adults 25 and over7,813
- Adults 25 and over with a high school diploma or higher95.6 percent
- Adults 25 and over with a bachelor degree or higher26.2 percent
- Adults 25 and over with a graduate degree9.1 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northampton
Housing in Northampton
- Housing units4,841
- Occupied units4,291
- Vacant units550 plus or minus 182
- Vacancy rate11.4 percent plus or minus 3.7
- Owner occupied3,022
- Renter occupied1,269 plus or minus 297
- Ownership rate70.4 percent
- Median owner-occupied home value$235,200
- Median gross rent, monthly$1,174
- Annual rent as a share of median income15.5 percent
- Single family units3,784
- Share single family78.2 percent
- Units in buildings of two or more1,057 plus or minus 301
- Share in buildings of two or more21.8 percent plus or minus 6.1
- Mobile homes0
- Median year structure built1941
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northampton
How Northampton gets to work
- Workers 16 and over who commute4,595
- Commuting under 15 minutes827 plus or minus 251
- Share commuting under 15 minutes18.0 percent plus or minus 5.2
- Commuting 30 minutes or more1,989 plus or minus 405
- Share commuting 30 minutes or more43.3 percent
- Drove alone73.5 percent
- Carpooled5.8 percent plus or minus 3.3
- Public transport2.0 percent plus or minus 1.8
- Walked4.9 percent plus or minus 3.5
- Worked from home13.0 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northampton
SBA loans in Northampton (7(a))
- Approvals8
- Gross approval$7,031,000
- Average approval$878,875
- Median approval$750,500
- Largest approval$2,210,000
- Jobs supported69
- Jobs per approval8.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Northampton, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Northampton
SBA loans in Northampton (504)
- Approvals3
- Gross approval$2,329,000
- Average approval$776,333
- Median approval$561,000
- Largest approval$1,311,000
- Jobs supported101
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Northampton, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Northampton
Flood risk in Northampton
- NFIP communityBorough of Northampton
- NFIP community number420726
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/14
The Borough of Northampton participates in the National Flood Insurance Program as community 420726 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Northampton County, not Northampton
Northampton County context, not Northampton figures
- Establishments in Northampton County6,529
- Covered employment, Northampton County120,976
- Average annual pay, Northampton County$60,298
- Housing units permitted, Northampton County546
Every figure in this section is published for Northampton County as a whole and is not a measurement of Northampton.
All Northampton County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Northampton questions, answered from the record.
How many people live in Northampton, Pennsylvania?
10,400, in 4,291 households. Northampton borough covers 2.47 square miles of land, which is 4,210 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Northampton in?
Northampton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Northampton?
$90,762. The median owner-occupied home is valued at $235,200. Median gross rent is $1,174 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Northampton businesses?
8 7(a) approvals totaling $7.0 m since FY2020, across 5 lenders, median approval $750,500, plus 3 504 approvals worth $2.3 m since FY2010. These count approvals to borrowers whose address is in Northampton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Northampton borrowers get paid back?
No rate is published for Northampton. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Northampton in the National Flood Insurance Program?
Yes. Northampton appears in the FEMA Community Status Book as Northampton, borough of, community 420726, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Northampton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Northampton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Northampton.
Is zoning published for Northampton?
No. Nothing on this page presents parcel level zoning.