HomePennsylvaniaNorthampton CountyPen Argyl
Pen Argyl, Pennsylvania: commercial real estate data.
Pen Argyl is a Census borough of 3,495 people across 1.34 square miles of land, in Northampton County. Median household income is $76,096, 73.5 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pen Argyl
What Pen Argyl is
- Census place typeborough
- Land area1.34 sq mi
- Water area0.05 sq mi
- Population per square mile of land2,604
- County holding the largest share of its areaNorthampton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pen Argyl
How many people live in Pen Argyl
- Population3,495
- Median age41.8
- Population under 18682 plus or minus 194
- Share under 1819.5 percent plus or minus 5.6
- Population 65 and over553 plus or minus 138
- Share 65 and over15.8 percent plus or minus 3.9
- Households1,391
- Family households1,041
- Share of households that are families74.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pen Argyl
Income and work in Pen Argyl
- Median household income$76,096
- Per capita income$37,680
- Civilian labor force1,866
- Employed1,834
- Unemployed32 plus or minus 30
- Unemployment rate1.7 percent plus or minus 1.6
- Adults 25 and over2,559
- Adults 25 and over with a high school diploma or higher86.8 percent
- Adults 25 and over with a bachelor degree or higher23.1 percent plus or minus 7.1
- Adults 25 and over with a graduate degree10.3 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pen Argyl
Housing in Pen Argyl
- Housing units1,566
- Occupied units1,391
- Vacant units175 plus or minus 94
- Vacancy rate11.2 percent plus or minus 5.9
- Owner occupied1,023
- Renter occupied368 plus or minus 119
- Ownership rate73.5 percent
- Median owner-occupied home value$188,800
- Median gross rent, monthly$1,233
- Annual rent as a share of median income19.4 percent plus or minus 4.2
- Single family units1,286
- Share single family82.1 percent
- Units in buildings of two or more269 plus or minus 112
- Share in buildings of two or more17.2 percent plus or minus 7.0
- Mobile homes11 plus or minus 18
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pen Argyl
How Pen Argyl gets to work
- Workers 16 and over who commute1,731
- Commuting under 15 minutes402 plus or minus 180
- Share commuting under 15 minutes23.2 percent plus or minus 10.1
- Commuting 30 minutes or more820 plus or minus 238
- Share commuting 30 minutes or more47.4 percent plus or minus 12.6
- Drove alone88.2 percent
- Carpooled5.1 percent plus or minus 4.1
- Public transport0.0 percent
- Walked1.9 percent plus or minus 2.9
- Worked from home3.8 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pen Argyl
SBA loans in Pen Argyl (7(a))
- Approvals6
- Gross approval$1,894,500
- Average approval$315,750
- Median approval$65,500
- Largest approval$1,228,500
- Jobs supported36
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Pen Argyl, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pen Argyl
Flood risk in Pen Argyl
- NFIP communityBorough of Pen Argyl
- NFIP community number421926
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/14(M)
The Borough of Pen Argyl participates in the National Flood Insurance Program as community 421926 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Northampton County, not Pen Argyl
Northampton County context, not Pen Argyl figures
- Establishments in Northampton County6,529
- Covered employment, Northampton County120,976
- Average annual pay, Northampton County$60,298
- Housing units permitted, Northampton County546
Every figure in this section is published for Northampton County as a whole and is not a measurement of Pen Argyl.
All Northampton County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pen Argyl questions, answered from the record.
How many people live in Pen Argyl, Pennsylvania?
3,495, in 1,391 households. Pen Argyl borough covers 1.34 square miles of land, which is 2,604 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pen Argyl in?
Northampton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pen Argyl?
$76,096. The median owner-occupied home is valued at $188,800. Median gross rent is $1,233 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pen Argyl businesses?
6 7(a) approvals totaling $1.9 m since FY2020, across 5 lenders, median approval $65,500. These count approvals to borrowers whose address is in Pen Argyl, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pen Argyl borrowers get paid back?
No rate is published for Pen Argyl. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pen Argyl in the National Flood Insurance Program?
Yes. Pen Argyl appears in the FEMA Community Status Book as Pen Argyl, borough of, community 421926, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pen Argyl figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Northampton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pen Argyl.
Is zoning published for Pen Argyl?
No. Nothing on this page presents parcel level zoning.