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HomeTexasHidalgo CountyLa Joya

La Joya, Texas: commercial real estate data.

La Joya is a Census city of 4,763 people across 4.21 square miles of land, in Hidalgo County. Median household income is $53,526, 53.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $45,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

La Joya

What La Joya is

  • Census place typecity
  • Land area4.21 sq mi
  • Water area0.18 sq mi
  • Population per square mile of land1,133
  • County holding the largest share of its areaHidalgo County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

La Joya

How many people live in La Joya

  • Population4,763
  • Median age32.2
  • Population under 181,252 plus or minus 318
  • Share under 1826.3 percent plus or minus 6.7
  • Population 65 and over504 plus or minus 210
  • Share 65 and over10.6 percent plus or minus 4.4
  • Households1,458
  • Family households1,185
  • Share of households that are families81.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

La Joya

Income and work in La Joya

  • Median household income$53,526 plus or minus $30,180
  • Per capita income$22,244
  • Civilian labor force2,045
  • Employed1,944
  • Unemployed101 plus or minus 128
  • Unemployment rate4.9 percent plus or minus 6.2
  • Adults 25 and over3,014
  • Adults 25 and over with a high school diploma or higher67.3 percent plus or minus 13.7
  • Adults 25 and over with a bachelor degree or higher17.3 percent plus or minus 7.9
  • Adults 25 and over with a graduate degree7.4 percent plus or minus 4.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

La Joya

Housing in La Joya

  • Housing units1,817
  • Occupied units1,458
  • Vacant units359 plus or minus 169
  • Vacancy rate19.8 percent plus or minus 9.0
  • Owner occupied779 plus or minus 169
  • Renter occupied679 plus or minus 228
  • Ownership rate53.4 percent
  • Median owner-occupied home value$108,000 plus or minus $24,478
  • Median gross rent, monthly$884 plus or minus $178
  • Annual rent as a share of median income19.8 percent plus or minus 11.9
  • Single family units1,225 plus or minus 262
  • Share single family67.4 percent
  • Units in buildings of two or more432 plus or minus 214
  • Share in buildings of two or more23.8 percent plus or minus 11.4
  • Mobile homes160 plus or minus 129
  • Median year structure built1996

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

La Joya

How La Joya gets to work

  • Workers 16 and over who commute1,601
  • Commuting under 15 minutes606 plus or minus 202
  • Share commuting under 15 minutes37.9 percent plus or minus 10.6
  • Commuting 30 minutes or more385 plus or minus 223
  • Share commuting 30 minutes or more24.0 percent plus or minus 13.2
  • Drove alone76.2 percent
  • Carpooled12.7 percent plus or minus 9.9
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home11.1 percent plus or minus 7.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

La Joya

SBA loans in La Joya (7(a))

  • Approvals2
  • Gross approval$45,000
  • Average approval$22,500
  • Median approval$22,500
  • Largest approval$25,000
  • Jobs supported4
  • Jobs per approval2.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term90 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in La Joya, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

La Joya

Flood risk in La Joya

  • NFIP communityCity of La Joya
  • NFIP community number480341
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date07/16/79

The City of La Joya participates in the National Flood Insurance Program as community 480341 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Hidalgo County, not La Joya

Hidalgo County context, not La Joya figures

  • Establishments in Hidalgo County13,393
  • Covered employment, Hidalgo County291,901
  • Average annual pay, Hidalgo County$42,905
  • Housing units permitted, Hidalgo County7,292

Every figure in this section is published for Hidalgo County as a whole and is not a measurement of La Joya.

All Hidalgo County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

La Joya questions, answered from the record.

How many people live in La Joya, Texas?

4,763, in 1,458 households. La Joya city covers 4.21 square miles of land, which is 1,133 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is La Joya in?

Hidalgo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in La Joya?

$53,526. The median owner-occupied home is valued at $108,000. Median gross rent is $884 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to La Joya businesses?

2 7(a) approvals totaling $45,000 since FY2020, across 1 lenders, median approval $22,500. These count approvals to borrowers whose address is in La Joya, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to La Joya borrowers get paid back?

No rate is published for La Joya. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is La Joya in the National Flood Insurance Program?

Yes. La Joya appears in the FEMA Community Status Book as La Joya, city of, community 480341, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page La Joya figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hidalgo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of La Joya.

Is zoning published for La Joya?

No. Nothing on this page presents parcel level zoning.