HomeTexasHidalgo CountyLa Joya city
La Joya city, Texas: commercial real estate data.
La Joya city is a Census city of 4,763 people across 4.21 square miles of land, in Hidalgo County. Median household income is $53,526, 53.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $45,000.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
La Joya
What La Joya is
- Census place typecity
- Land area4.21 sq mi
- Water area0.18 sq mi
- Population per square mile of land1,133
- County holding the largest share of its areaHidalgo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Joya
How many people live in La Joya
- Population4,763
- Median age32.2
- Population under 181,252 plus or minus 318
- Share under 1826.3 percent plus or minus 6.7
- Population 65 and over504 plus or minus 210
- Share 65 and over10.6 percent plus or minus 4.4
- Households1,458
- Family households1,185
- Share of households that are families81.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Joya
Income and work in La Joya
- Median household income$53,526 plus or minus $30,180
- Per capita income$22,244
- Civilian labor force2,045
- Employed1,944
- Unemployed101 plus or minus 128
- Unemployment rate4.9 percent plus or minus 6.2
- Adults 25 and over3,014
- Adults 25 and over with a high school diploma or higher67.3 percent plus or minus 13.7
- Adults 25 and over with a bachelor degree or higher17.3 percent plus or minus 7.9
- Adults 25 and over with a graduate degree7.4 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Joya
Housing in La Joya
- Housing units1,817
- Occupied units1,458
- Vacant units359 plus or minus 169
- Vacancy rate19.8 percent plus or minus 9.0
- Owner occupied779 plus or minus 169
- Renter occupied679 plus or minus 228
- Ownership rate53.4 percent
- Median owner-occupied home value$108,000 plus or minus $24,478
- Median gross rent, monthly$884 plus or minus $178
- Annual rent as a share of median income19.8 percent plus or minus 11.9
- Single family units1,225 plus or minus 262
- Share single family67.4 percent
- Units in buildings of two or more432 plus or minus 214
- Share in buildings of two or more23.8 percent plus or minus 11.4
- Mobile homes160 plus or minus 129
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Joya
How La Joya gets to work
- Workers 16 and over who commute1,601
- Commuting under 15 minutes606 plus or minus 202
- Share commuting under 15 minutes37.9 percent plus or minus 10.6
- Commuting 30 minutes or more385 plus or minus 223
- Share commuting 30 minutes or more24.0 percent plus or minus 13.2
- Drove alone76.2 percent
- Carpooled12.7 percent plus or minus 9.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home11.1 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Joya
SBA loans in La Joya (7(a))
- Approvals2
- Gross approval$45,000
- Average approval$22,500
- Median approval$25,000
- Ninetieth percentile approval$25,000
- Largest approval$25,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
La Joya
Flood risk in La Joya
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480341
- Currently effective map date07/16/79
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hidalgo County, not La Joya
Hidalgo County context, not La Joya figures
These are Hidalgo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as La Joya measurements.
- Establishments in Hidalgo County13,393
- Employment at those establishments, Hidalgo County227,682
- Covered employment, Hidalgo County291,901
- Average annual pay, Hidalgo County$42,905
- Average weekly wage, Hidalgo County$825
- Housing units permitted, Hidalgo County7,292
- Of those, single family, Hidalgo County4,336
- County product, 2024, Hidalgo County$31,357,426,000
- County product change over the prior year, Hidalgo County4.9 percent
- Average income of an arriving household, Hidalgo County$50,502
Every figure in this section is published for Hidalgo County as a whole and is not a measurement of La Joya. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
La Joya questions, answered from the record.
How many people live in La Joya, Texas?
4,763, in 1,458 households. La Joya city covers 4.21 square miles of land, which is 1,133 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is La Joya in?
Hidalgo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in La Joya?
$53,526. The median owner-occupied home is valued at $108,000. Median gross rent is $884 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to La Joya businesses?
2 7(a) approvals totalling $45,000, across 1 lenders, median approval $25,000. These count approvals to borrowers whose address is in La Joya, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to La Joya borrowers get paid back?
No rate is published for La Joya. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is La Joya in the National Flood Insurance Program?
Yes. La Joya appears in the FEMA Community Status Book as community 480341, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page La Joya figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hidalgo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of La Joya.
Is zoning published for La Joya?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.