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HomeTexasHill CountyHillsboro city

Hillsboro city, Texas: commercial real estate data.

Hillsboro city is a Census city of 8,506 people across 10.98 square miles of land, in Hill County. Median household income is $56,083, 54.3 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $20.6 m.

80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Hillsboro

What Hillsboro is

  • Census place typecity
  • Land area10.98 sq mi
  • Water area0.1 sq mi
  • Population per square mile of land774
  • County holding the largest share of its areaHill County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hillsboro

How many people live in Hillsboro

  • Population8,506
  • Median age35.1
  • Population under 182,146
  • Share under 1825.2 percent
  • Population 65 and over1,306
  • Share 65 and over15.4 percent
  • Households2,837
  • Family households1,790
  • Share of households that are families63.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hillsboro

Income and work in Hillsboro

  • Median household income$56,083
  • Per capita income$25,135
  • Civilian labor force3,691
  • Employed3,536
  • Unemployed155 plus or minus 73
  • Unemployment rate4.2 percent plus or minus 2.0
  • Adults 25 and over5,356
  • Adults 25 and over with a high school diploma or higher81.0 percent
  • Adults 25 and over with a bachelor degree or higher16.0 percent plus or minus 3.8
  • Adults 25 and over with a graduate degree5.7 percent plus or minus 2.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hillsboro

Housing in Hillsboro

  • Housing units3,279
  • Occupied units2,837
  • Vacant units442 plus or minus 153
  • Vacancy rate13.5 percent plus or minus 4.6
  • Owner occupied1,541
  • Renter occupied1,296
  • Ownership rate54.3 percent
  • Median owner-occupied home value$157,900
  • Median gross rent, monthly$980
  • Annual rent as a share of median income21.0 percent
  • Single family units2,468
  • Share single family75.3 percent
  • Units in buildings of two or more741 plus or minus 182
  • Share in buildings of two or more22.6 percent plus or minus 5.4
  • Mobile homes70 plus or minus 54
  • Median year structure built1970

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hillsboro

How Hillsboro gets to work

  • Workers 16 and over who commute3,324
  • Commuting under 15 minutes1,635
  • Share commuting under 15 minutes49.2 percent
  • Commuting 30 minutes or more1,022 plus or minus 213
  • Share commuting 30 minutes or more30.7 percent
  • Drove alone79.6 percent
  • Carpooled12.5 percent plus or minus 4.4
  • Public transport0.0 percent
  • Walked1.6 percent plus or minus 1.4
  • Worked from home3.2 percent plus or minus 1.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hillsboro

SBA loans in Hillsboro (7(a))

  • Approvals12
  • Gross approval$20,588,800
  • Average approval$1,715,733
  • Median approval$1,642,000
  • Ninetieth percentile approval$3,100,000
  • Largest approval$5,000,000
  • Jobs supported117
  • Jobs per approval9.8
  • Loans with a final outcome3
  • Paid in full3
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more83.3 percent
  • Share to franchises50.0 percent
  • Distinct lenders10
  • Distinct industries by NAICS7

A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Hillsboro

SBA loans in Hillsboro (504)

  • Approvals4
  • Gross approval$5,135,000
  • Average approval$1,283,750
  • Median approval$1,283,000
  • Largest approval$1,479,000
  • Jobs supported8
  • Loans with a final outcome2
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Hillsboro

Flood risk in Hillsboro

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number480351
  • Currently effective map date12/20/19

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Hill County, not Hillsboro

Hill County context, not Hillsboro figures

These are Hill County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Hillsboro measurements.

  • Establishments in Hill County649
  • Employment at those establishments, Hill County8,017
  • Covered employment, Hill County11,535
  • Average annual pay, Hill County$56,338
  • Average weekly wage, Hill County$1,083
  • Housing units permitted, Hill County61
  • Of those, single family, Hill County56
  • County product, 2024, Hill County$1,721,391,000
  • County product change over the prior year, Hill County7.6 percent
  • Average income of an arriving household, Hill County$60,805

Every figure in this section is published for Hill County as a whole and is not a measurement of Hillsboro. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Hillsboro questions, answered from the record.

How many people live in Hillsboro, Texas?

8,506, in 2,837 households. Hillsboro city covers 10.98 square miles of land, which is 774 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Hillsboro in?

Hill County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Hillsboro?

$56,083. The median owner-occupied home is valued at $157,900. Median gross rent is $980 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Hillsboro businesses?

12 7(a) approvals totalling $20.6 m, across 10 lenders, median approval $1,642,000, plus 4 504 approvals worth $5.1 m. These count approvals to borrowers whose address is in Hillsboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Hillsboro borrowers get paid back?

No rate is published for Hillsboro. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Hillsboro in the National Flood Insurance Program?

Yes. Hillsboro appears in the FEMA Community Status Book as community 480351, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Hillsboro figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hill County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hillsboro.

Is zoning published for Hillsboro?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.