HomeTexasHill CountyWhitney town
Whitney town, Texas: commercial real estate data.
Whitney town is a Census town of 2,050 people across 1.86 square miles of land, in Hill County. Median household income is $48,571, 58.7 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $8.9 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Whitney
What Whitney is
- Census place typetown
- Land area1.86 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,102
- County holding the largest share of its areaHill County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitney
How many people live in Whitney
- Population2,050
- Median age37.5
- Population under 18546 plus or minus 141
- Share under 1826.6 percent
- Population 65 and over477 plus or minus 113
- Share 65 and over23.3 percent
- Households808
- Family households518 plus or minus 120
- Share of households that are families64.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitney
Income and work in Whitney
- Median household income$48,571 plus or minus $11,340
- Per capita income$25,824 plus or minus $5,451
- Civilian labor force787 plus or minus 168
- Employed782 plus or minus 166
- Unemployed5 plus or minus 8
- Unemployment rate0.6 percent plus or minus 1.0
- Adults 25 and over1,279
- Adults 25 and over with a high school diploma or higher86.6 percent
- Adults 25 and over with a bachelor degree or higher10.8 percent plus or minus 4.4
- Adults 25 and over with a graduate degree3.4 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitney
Housing in Whitney
- Housing units872
- Occupied units808
- Vacant units64 plus or minus 44
- Vacancy rate7.3 percent plus or minus 4.9
- Owner occupied474
- Renter occupied334 plus or minus 105
- Ownership rate58.7 percent
- Median owner-occupied home value$108,900 plus or minus $29,129
- Median gross rent, monthly$809 plus or minus $197
- Annual rent as a share of median income20.0 percent plus or minus 6.7
- Single family units617
- Share single family70.8 percent
- Units in buildings of two or more187 plus or minus 76
- Share in buildings of two or more21.4 percent plus or minus 8.1
- Mobile homes68 plus or minus 47
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitney
How Whitney gets to work
- Workers 16 and over who commute672 plus or minus 156
- Commuting under 15 minutes141 plus or minus 65
- Share commuting under 15 minutes21.0 percent plus or minus 8.4
- Commuting 30 minutes or more314 plus or minus 115
- Share commuting 30 minutes or more46.7 percent plus or minus 13.2
- Drove alone84.9 percent
- Carpooled9.4 percent plus or minus 8.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home5.8 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitney
SBA loans in Whitney (7(a))
- Approvals7
- Gross approval$8,889,000
- Average approval$1,269,857
- Median approval$561,000
- Ninetieth percentile approval$3,350,000
- Largest approval$3,350,000
- Jobs supported27
- Jobs per approval3.9
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term168 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises28.6 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Whitney
SBA loans in Whitney (504)
- Approvals1
- Gross approval$184,000
- Average approval$184,000
- Median approval$184,000
- Largest approval$184,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Whitney
Flood risk in Whitney
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480865
- Currently effective map date12/20/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hill County, not Whitney
Hill County context, not Whitney figures
These are Hill County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Whitney measurements.
- Establishments in Hill County649
- Employment at those establishments, Hill County8,017
- Covered employment, Hill County11,535
- Average annual pay, Hill County$56,338
- Average weekly wage, Hill County$1,083
- Housing units permitted, Hill County61
- Of those, single family, Hill County56
- County product, 2024, Hill County$1,721,391,000
- County product change over the prior year, Hill County7.6 percent
- Average income of an arriving household, Hill County$60,805
Every figure in this section is published for Hill County as a whole and is not a measurement of Whitney. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Whitney questions, answered from the record.
How many people live in Whitney, Texas?
2,050, in 808 households. Whitney town covers 1.86 square miles of land, which is 1,102 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Whitney in?
Hill County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Whitney?
$48,571. The median owner-occupied home is valued at $108,900. Median gross rent is $809 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Whitney businesses?
7 7(a) approvals totalling $8.9 m, across 6 lenders, median approval $561,000, plus 1 504 approvals worth $184,000. These count approvals to borrowers whose address is in Whitney, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Whitney borrowers get paid back?
No rate is published for Whitney. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Whitney in the National Flood Insurance Program?
Yes. Whitney appears in the FEMA Community Status Book as community 480865, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Whitney figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hill County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Whitney.
Is zoning published for Whitney?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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