Van Zandt County, Texas: commercial real estate data.
Van Zandt County, Texas had an estimated 65,304 residents on July 1, 2024, up 9.7 percent since the 2020 census base of 59,534, across 843 square miles. County output reached $1.94 bn in 2024, 1,007 establishments operate here, and the SBA record carries 22 7(a) approvals worth $29.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Van Zandt County
How many people live in Van Zandt County
- Population, American Community Survey 2020-202462,649
- Households22,682
- Average household size2.76
- Median household income$69,475
- Median age42.0
- Median gross rent$1,066 per month
- Median owner-occupied home value$222,100
- Home value to household income3.2 times
- Annual rent as a share of median income18.4 percent
- Adults 25 and over with a bachelor degree or higher19.8 percent
- Adults 25 and over with a graduate degree7.1 percent
- Adults 25 and over43,691
- Population under 1814,386
- Share under 1823.0 percent
- Population 65 and over12,751
- Share 65 and over20.4 percent
- Working age population, 18 to 6435,512
- Civilian labor force28,444
- Unemployment rate3.5 percent
- Labor force participation, adults 18 and over58.9 percent
- Rank by population among Texas counties57th of 254
- Rank by population among US county-equivalents, Puerto Rico included868th of 3,222
Van Zandt County is the 57th largest of 254 Texas counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.0 percent against 20.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Van Zandt County
Is Van Zandt County's population growing?
- Population, July 1, 202465,304
- Census 2020 base population59,534
- Population change since the 2020 census base9.69 percent
- Population change, 2023 to 20241,227
- Births, 2024677
- Deaths, 2024785
- Natural change, 2024-108
- Net domestic migration, 20241,342
- Net international migration, 20243
- Total net migration, 20241,345
- Cumulative net domestic migration, 2021 to 20246,415
- Rank by growth among US county-equivalents159th of 3,144
The county has grown 9.69 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Van Zandt County
Where are people moving to Van Zandt County from?
- Tax returns filed by households arriving2,092
- People arriving, from those returns4,396
- Tax returns filed by households leaving1,426
- Net household movement666
- Adjusted gross income arriving$159.0 m
- Net adjusted gross income movement$85.9 m
- Average income of an arriving household$76,015
- Average income of a leaving household$51,285
- Largest single originKaufman County (331 households)
- Largest single destinationSmith County (175 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Kaufman County | 331 | 768 | $24.4 m |
| Dallas County | 329 | 726 | $20.8 m |
| Smith County | 189 | 387 | $10.1 m |
| Henderson County | 179 | 371 | $8.9 m |
| Tarrant County | 83 | 145 | $6.0 m |
| Collin County | 75 | 145 | $6.3 m |
| Hunt County | 68 | 138 | $3.2 m |
| Denton County | 61 | 129 | $6.5 m |
Households arriving report $24,730 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Kaufman County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Van Zandt County
What is the Van Zandt County economy?
- County GDP, 2024$1.94 bn
- County GDP, 2023$1.84 bn
- GDP change, 2023 to 20245.2 percent
- GDP change over five years47.4 percent
- Rank by GDP among the Texas areas BEA publishes110th of 254
- Rank by GDP among the US county areas BEA publishes1310th of 3,127
- GDP per resident$30,893
Output grew 5.2 percent in the latest year and 47.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Van Zandt County
Employment by industry in Van Zandt County
- Covered employment, annual average12,815
- Establishments reporting1,142
- Average annual pay$45,624
- Average weekly wage$877
- Retail trade, employment1,907
- Retail trade, average annual pay$34,393
- Accommodation and food services, employment1,682
- Accommodation and food services, average annual pay$21,439
- Manufacturing, employment1,198
- Manufacturing, average annual pay$61,947
- Construction, employment1,109
- Construction, average annual pay$61,753
- Health care and social assistance, employment1,067
- Wholesale trade, employment561
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,907 | 150 | $34,393 |
| Accommodation and food services | 1,682 | 103 | $21,439 |
| Manufacturing | 1,198 | 58 | $61,947 |
| Construction | 1,109 | 166 | $61,753 |
| Health care and social assistance | 1,067 | 87 | $42,001 |
| Wholesale trade | 561 | 54 | $71,279 |
| Professional, scientific and technical services | 419 | 118 | $67,755 |
| Agriculture, forestry, fishing and hunting | 412 | 44 | $38,676 |
Retail trade is the largest private sector at 1,907 jobs, 14.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Van Zandt County
How many businesses are in Van Zandt County?
- Establishments, all industries1,007
- Employment at those establishments9,632
- Annual payroll$439.3 m
- Establishments per 1,000 residents16.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Van Zandt County
Building permits in Van Zandt County
- Housing units authorized by permit, 2024100
- Declared construction value permitted$27.3 m
- Single family units authorized94
- Multifamily units authorized6
- Multifamily share of units6.0 percent
- Average declared value per unit$272,526
- Units authorized per 1,000 households4.4
Single-family homes are 94.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Van Zandt County
SBA loans in Van Zandt County (7(a) and 504)
- 7(a) approvals recorded22
- 7(a) gross approval dollars$29.4 m
- Average 7(a) approval$1,334,364
- Median 7(a) approval$777,500
- 10th percentile approval$117,400
- 90th percentile approval$3,474,300
- Largest single approval$4,930,000
- Jobs reported supported, 7(a)155
- Jobs per approval7.0
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals14
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer68.2 percent
- Loans on real estate terms15
- Loans on working capital terms, 120 months or shorter7
- Franchise loans7
- Franchise share of approvals31.8 percent
- Leading industry by approval countGasoline Stations with Convenience Stores (5)
- 504 approvals recorded6
- 504 gross approval dollars$2.1 m
- Average 504 approval$357,167
- Median 504 approval$282,000
- Distinct CDCs active3
- 504 jobs per approval14.2
- 504 jobs per million dollars approved39.7
- Most active CDCGreater East Texas Certified Development Company (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$31.5 m
The average approval of $1,334,364 sits well above the median of $777,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 68.2 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Van Zandt County
SBA loan default and charge-off rates in Van Zandt County
Do SBA loans in Van Zandt County get paid back?
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Paid in full5
- Status: Exempt from disclosure15
- Status: Cancelled2
Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Van Zandt County
SBA lending by place in Van Zandt County
- Borrower cities with recorded lending6
- Canton, approvals8
- Mabank, approvals3
- Van, approvals3
- Wills Point, approvals3
- Edgewood, approvals3
- Grand Saline, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Canton | 8 | $7,932,500 |
| Mabank | 3 | $10,111,000 |
| Van | 3 | $7,930,500 |
| Wills Point | 3 | $1,452,000 |
| Edgewood | 3 | $678,000 |
| Grand Saline | 2 | $1,252,000 |
Canton accounts for 8 approvals against 3 in Mabank. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Van Zandt County
How large is Van Zandt County?
- Land area843 sq mi
- Rank by land area among Texas counties185th of 254
- Width, east to west36.6 mi
- Height, north to south33.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land74
- Establishments per square mile1.19
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Van Zandt County
Flood risk in Van Zandt County
- Participation of the county's own NFIP community Van Zandt County, unincorporated areasParticipating, community 481040
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP6
- NFIP participation rate75.0 percent
- Communities carrying a CRS class0
- Radon levels in Van Zandt County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Van Zandt County (community 481040), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Van Zandt County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 75.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Van Zandt County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Van Zandt County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202462,649
- Households22,682
- Average household size2.76
- Median household income$69,475
- Median age42.0
Common questions
Van Zandt County questions, answered from the record.
How many people live in Van Zandt County, Texas?
The Census Bureau estimates 65,304 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 62,649, in 22,682 households, ranking 57th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Van Zandt County's population growing?
The population has grown 9.69 percent since the 2020 census base of 59,534, to 65,304 on July 1, 2024. In 2024 there were 677 births against 785 deaths, with net migration of 1,345. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Van Zandt County?
$69,475. The median owner-occupied home is valued at $222,100, which is 3.2 times income, and median gross rent is $1,066 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Van Zandt County?
1,007 establishments, employing 9,632 people with an annual payroll of $439.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Van Zandt County?
Retail trade is the largest private sector at 1,907 jobs, 14.9 percent of covered employment. Covered employment averages 12,815 jobs at an average annual pay of $45,624, or $877 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Van Zandt County?
22 7(a) approvals totaling $29.4 m since FY2020, across 17 lenders, with a median approval of $777,500, plus 6 504 approvals worth $2.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Van Zandt County?
100 housing units were authorized by permit in 2024, with a declared construction value of $27.3 m. Multifamily was 6.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Van Zandt County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Van Zandt County come from?
The largest single origin is Kaufman County, with 331 households. Arriving households report an average income of $76,015 against $51,285 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Van Zandt County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Van Zandt County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Van Zandt County
Cities and places in Van Zandt.
10 Census places lie wholly or partly in Van Zandt County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Canton | city | 4,545 | 8 | Wholly in this county |
| Wills Point | city | 3,921 | 3 | Wholly in this county |
| Grand Saline | city | 3,203 | 2 | Wholly in this county |
| Van | city | 2,806 | 3 | Wholly in this county |
| Edgewood | town | 1,927 | 3 | Wholly in this county |
| Ben Wheeler | CDP | 1,792 | None recorded | Wholly in this county |
| Callender Lake | CDP | 744 | None recorded | Wholly in this county |
| Myrtle Springs | CDP | 692 | None recorded | Wholly in this county |
| Fruitvale | city | 396 | None recorded | Wholly in this county |
| Edom | city | 315 | None recorded | Wholly in this county |
A further 3 of the county's 22 SBA 7(a) approvals are to borrowers in cities that match no Census place in Van Zandt County, the largest being Mabank (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby