Kaufman County, Texas: commercial real estate data.
Kaufman County, Texas had an estimated 197,829 residents on July 1, 2024, up 36.1 percent since the 2020 census base of 145,330, across 781 square miles. County output reached $6.97 bn in 2024, 2,500 establishments operate here, and the SBA record carries 146 7(a) approvals worth $117.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kaufman County
How many people live in Kaufman County
- Population, American Community Survey 2020-2024172,604
- Households50,990
- Average household size3.39
- Median household income$89,485
- Median age33.8
- Median gross rent$1,554 per month
- Median owner-occupied home value$320,900
- Home value to household income3.6 times
- Annual rent as a share of median income20.8 percent
- Adults 25 and over with a bachelor degree or higher26.5 percent
- Adults 25 and over with a graduate degree7.7 percent
- Adults 25 and over108,495
- Population under 1849,649
- Share under 1828.8 percent
- Population 65 and over18,404
- Share 65 and over10.7 percent
- Working age population, 18 to 64104,551
- Civilian labor force87,474
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over71.1 percent
- Rank by population among Texas counties30th of 254
- Rank by population among US county-equivalents, Puerto Rico included397th of 3,222
Kaufman County is the 30th largest of 254 Texas counties by population. A median home costs 3.6 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 28.8 percent against 10.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kaufman County
Is Kaufman County's population growing?
- Population, July 1, 2024197,829
- Census 2020 base population145,330
- Population change since the 2020 census base36.12 percent
- Population change, 2023 to 202411,114
- Births, 20242,754
- Deaths, 20241,307
- Natural change, 20241,447
- Net domestic migration, 20249,158
- Net international migration, 2024588
- Total net migration, 20249,746
- Cumulative net domestic migration, 2021 to 202444,289
- Rank by growth among US county-equivalents1st of 3,144
The county has grown 36.12 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kaufman County
Where are people moving to Kaufman County from?
- Tax returns filed by households arriving10,577
- People arriving, from those returns22,587
- Tax returns filed by households leaving5,637
- Net household movement4,940
- Adjusted gross income arriving$679.4 m
- Net adjusted gross income movement$286.6 m
- Average income of an arriving household$64,233
- Average income of a leaving household$69,677
- Largest single originDallas County (4,984 households)
- Largest single destinationDallas County (1,636 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Dallas County | 4,984 | 10,888 | $288.1 m |
| Collin County | 580 | 1,200 | $45.8 m |
| Tarrant County | 538 | 1,114 | $36.3 m |
| Denton County | 399 | 837 | $27.3 m |
| Henderson County | 317 | 657 | $16.3 m |
| Rockwall County | 309 | 641 | $29.1 m |
| Van Zandt County | 169 | 348 | $8.6 m |
| Hunt County | 157 | 315 | $9.0 m |
Households arriving report $5,444 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Dallas County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kaufman County
What is the Kaufman County economy?
- County GDP, 2024$6.97 bn
- County GDP, 2023$6.42 bn
- GDP change, 2023 to 20248.5 percent
- GDP change over five years63.5 percent
- Rank by GDP among the Texas areas BEA publishes46th of 254
- Rank by GDP among the US county areas BEA publishes589th of 3,127
- GDP per resident$40,363
Output grew 8.5 percent in the latest year and 63.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kaufman County
Employment by industry in Kaufman County
- Covered employment, annual average43,536
- Establishments reporting2,668
- Average annual pay$55,964
- Average weekly wage$1,076
- Transportation and warehousing, employment5,636
- Transportation and warehousing, average annual pay$56,813
- Retail trade, employment5,465
- Retail trade, average annual pay$36,363
- Manufacturing, employment4,708
- Manufacturing, average annual pay$72,057
- Accommodation and food services, employment4,354
- Accommodation and food services, average annual pay$20,556
- Health care and social assistance, employment3,697
- Construction, employment2,948
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Transportation and warehousing | 5,636 | 120 | $56,813 |
| Retail trade | 5,465 | 319 | $36,363 |
| Manufacturing | 4,708 | 138 | $72,057 |
| Accommodation and food services | 4,354 | 228 | $20,556 |
| Health care and social assistance | 3,697 | 251 | $50,221 |
| Construction | 2,948 | 396 | $68,114 |
| Professional, scientific and technical services | 1,421 | 279 | $129,157 |
| Administrative and support and waste management services | 1,372 | 162 | $49,089 |
Transportation and warehousing is the largest private sector at 5,636 jobs, 12.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kaufman County
How many businesses are in Kaufman County?
- Establishments, all industries2,500
- Employment at those establishments34,851
- Annual payroll$1.61 bn
- Establishments per 1,000 residents14.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Kaufman County
Building permits in Kaufman County
- Housing units authorized by permit, 20241,745
- Declared construction value permitted$410.7 m
- Single family units authorized1,557
- Multifamily units authorized188
- Multifamily share of units10.8 percent
- Average declared value per unit$235,345
- Units authorized per 1,000 households34.2
Single-family homes are 89.2 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Kaufman County
SBA loans in Kaufman County (7(a) and 504)
- 7(a) approvals recorded146
- 7(a) gross approval dollars$117.8 m
- Average 7(a) approval$806,918
- Median 7(a) approval$285,000
- 10th percentile approval$34,000
- 90th percentile approval$2,098,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,595
- Jobs per approval10.9
- Distinct 7(a) lenders active56
- Distinct industries receiving approvals79
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer26.7 percent
- Loans on real estate terms39
- Loans on working capital terms, 120 months or shorter94
- Franchise loans29
- Franchise share of approvals19.9 percent
- Most active lenderThe American National Bank of Texas (24)
- 504 approvals recorded28
- 504 gross approval dollars$45.5 m
- Average 504 approval$1,625,036
- Median 504 approval$1,149,500
- Distinct CDCs active8
- 504 jobs per approval17.1
- 504 jobs per million dollars approved10.5
- Most active CDCGreater East Texas Certified Development Company (7)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$163.3 m
The average approval of $806,918 sits well above the median of $285,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 26.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kaufman County
SBA loan default and charge-off rates in Kaufman County
Do SBA loans in Kaufman County get paid back?
- Loans with a final outcome recorded22
- Paid in full20
- Charged off2
- Status: Cancelled20
- Status: Paid in full20
- Status: Exempt from disclosure96
- Status: Charged off2
- Status: Committed, not yet disbursed8
Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kaufman County
SBA lending by place in Kaufman County
- Borrower cities with recorded lending11
- Forney, approvals74
- Terrell, approvals34
- Kaufman, approvals16
- Kemp, approvals4
- Scurry, approvals4
- Mabank, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Forney | 74 | $48,201,500 |
| Terrell | 34 | $34,744,000 |
| Kaufman | 16 | $23,699,800 |
| Kemp | 4 | $1,725,000 |
| Scurry | 4 | $1,020,500 |
| Mabank | 4 | $620,000 |
| Wills Point | 3 | $5,309,000 |
| Crandall | 3 | $1,881,000 |
| 3 other borrower cities | 4 | $609,200 |
Forney accounts for 74 approvals against 34 in Terrell. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kaufman County
How large is Kaufman County?
- Land area781 sq mi
- Rank by land area among Texas counties203rd of 254
- Width, east to west26.4 mi
- Height, north to south33.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land221
- Establishments per square mile3.20
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Kaufman County
Flood risk in Kaufman County
- Participation of the county's own NFIP community Kaufman County, unincorporated areasParticipating, community 480411
- Communities in the county in the NFIP Community Status Book21
- Of those, participating in the NFIP17
- NFIP participation rate81.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 3
- Communities carrying a CRS class1
- Radon levels in Kaufman County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Kaufman County (community 480411), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Kaufman County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 3, which carries a flood insurance premium discount for policies written in that community. 81.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Kaufman County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kaufman County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024172,604
- Households50,990
- Average household size3.39
- Median household income$89,485
- Median age33.8
Common questions
Kaufman County questions, answered from the record.
How many people live in Kaufman County, Texas?
The Census Bureau estimates 197,829 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 172,604, in 50,990 households, ranking 30th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kaufman County's population growing?
The population has grown 36.12 percent since the 2020 census base of 145,330, to 197,829 on July 1, 2024. In 2024 there were 2,754 births against 1,307 deaths, with net migration of 9,746. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kaufman County?
$89,485. The median owner-occupied home is valued at $320,900, which is 3.6 times income, and median gross rent is $1,554 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Kaufman County?
2,500 establishments, employing 34,851 people with an annual payroll of $1.61 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Kaufman County?
Transportation and warehousing is the largest private sector at 5,636 jobs, 12.9 percent of covered employment. Covered employment averages 43,536 jobs at an average annual pay of $55,964, or $1,076 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kaufman County?
146 7(a) approvals totaling $117.8 m since FY2020, across 56 lenders, with a median approval of $285,000, plus 28 504 approvals worth $45.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Kaufman County?
1,745 housing units were authorized by permit in 2024, with a declared construction value of $410.7 m. Multifamily was 10.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kaufman County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kaufman County come from?
The largest single origin is Dallas County, with 4,984 households. Arriving households report an average income of $64,233 against $69,677 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kaufman County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kaufman County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Kaufman County
Cities and places in Kaufman.
21 Census places lie wholly or partly in Kaufman County. All 21 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Mesquite | city | 149,299 | None recorded | 11.2 percent here, 88.8 percent Dallas County |
| Forney | city | 31,532 | 74 | Wholly in this county |
| Terrell | city | 20,366 | 34 | Wholly in this county |
| Seagoville | city | 19,352 | None recorded | 13.5 percent here, 86.5 percent Dallas County |
| Heartland | CDP | 10,607 | 2 | Wholly in this county |
| Travis Ranch | CDP | 9,025 | None recorded | Wholly in this county |
| Kaufman | city | 8,538 | 16 | Wholly in this county |
| Mabank | town | 5,187 | 4 | 79.3 percent here, 19.3 percent Henderson County |
| Crandall | city | 4,763 | 3 | Wholly in this county |
| Talty | town | 2,881 | None recorded | Wholly in this county |
| Combine | city | 2,785 | None recorded | 61.2 percent here, 38.8 percent Dallas County |
| Poetry | town | 1,642 | None recorded | 34.6 percent here, 65.4 percent Hunt County |
| Elmo | CDP | 1,379 | None recorded | Wholly in this county |
| Kemp | city | 1,302 | 4 | Wholly in this county |
| Oak Ridge | town | 1,192 | None recorded | Wholly in this county |
| Scurry | town | 702 | 4 | Wholly in this county |
| Post Oak Bend | city | 651 | None recorded | Wholly in this county |
| Oak Grove | town | 615 | None recorded | Wholly in this county |
| Rosser | village | 469 | None recorded | Wholly in this county |
| Grays Prairie | village | 334 | None recorded | Wholly in this county |
| Cottonwood | city | 254 | None recorded | Wholly in this county |
A further 5 of the county's 146 SBA 7(a) approvals are to borrowers in cities that match no Census place in Kaufman County, the largest being Wills Point (3), Canton (1), Seven Points (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby