Kaufman County, Texas: commercial real estate data.
Kaufman County, Texas has a population of 172,604 across 781 square miles, up 36.1 percent since the 2020 census base. County output reached $6.97 bn in 2024, 2,500 establishments operate here, and the SBA record carries 146 7(a) approvals worth $117.8 m.
129 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Kaufman County
How many people live in Kaufman County
- Population172,604
- Households50,990
- Average household size3.39
- Median household income$89,485
- Median age33.8
- Median gross rent$1,554 per month
- Median owner-occupied home value$320,900
- Home value to household income3.6 times
- Annual rent as a share of median income20.8 percent
- Adults 25 and over with a bachelor degree or higher26.5 percent
- Adults 25 and over with a graduate degree7.7 percent
- Adults 25 and over108,495
- Population under 1849,649
- Share under 1828.8 percent
- Population 65 and over18,404
- Share 65 and over10.7 percent
- Working age population, 18 to 64104,551
- Civilian labor force87,474
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over71.1 percent
- Rank by population among Texas counties30th of 254
- Rank by population among US county-equivalents397th
Kaufman County is the 30th largest of 254 Texas counties by population. A median home costs 3.6 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 28.8 percent against 10.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Kaufman County
Is Kaufman County's population growing?
- Population change since the 2020 census base36.12 percent
- Census 2020 base population145,330
- Births, 20242,754
- Deaths, 20241,307
- Natural change, 20241,447
- Net domestic migration, 20249,158
- Net international migration, 2024588
- Total net migration, 20249,746
- Cumulative net domestic migration, 2021 to 202444,289
- Rank by growth among US county-equivalents1st
The county has grown 36.12 percent since the 2020 census base. Migration contributed more to 2024 change than births over deaths, so demand here follows people arriving rather than families forming.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Kaufman County
Where are people moving to Kaufman County from?
- Tax returns filed by households arriving10,577
- People arriving, from those returns22,587
- Adjusted gross income arriving$679.4 m
- Net adjusted gross income movement$0
- Average income of an arriving household$64,233
- Largest single originKaufman County Non-migrants (53,632 households)
- Largest single destination (53,632 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Kaufman County Non-migrants | 53,632 | 121,755 | $4.08 bn |
| Dallas County | 4,984 | 10,888 | $288.1 m |
| Other flows - Different State | 1,569 | 3,380 | $115.6 m |
| Other flows - South | 677 | 1,446 | $44.9 m |
| Collin County | 580 | 1,200 | $45.8 m |
| Tarrant County | 538 | 1,114 | $36.3 m |
| Other flows - Same State | 513 | 1,017 | $32.2 m |
| Other flows - West | 422 | 904 | $33.9 m |
The largest single source of arrivals is Kaufman County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Kaufman County
What is the Kaufman County economy?
- County GDP, 2024$6.97 bn
- County GDP, 2023$6.42 bn
- GDP change, 2023 to 20248.5 percent
- GDP change over five years63.5 percent
- Rank by GDP among Texas counties46th
- Rank by GDP among US county-equivalents589th
- GDP per resident$40,363
Output grew 8.5 percent in the latest year and 63.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Kaufman County
Largest employers in Kaufman County
- Covered employment, annual average43,536
- Establishments reporting2,668
- Average annual pay$55,964
- Average weekly wage$1,076
- Sector 48-49, employment5,636
- Sector 48-49, average annual pay$56,813
- Sector 44-45, employment5,465
- Sector 44-45, average annual pay$36,363
- Sector 31-33, employment4,708
- Sector 31-33, average annual pay$72,057
- Sector 72, employment4,354
- Sector 72, average annual pay$20,556
- Sector 62, employment3,697
- Sector 23, employment2,948
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 48-49 | 5,636 | 120 | $56,813 |
| Sector 44-45 | 5,465 | 319 | $36,363 |
| Sector 31-33 | 4,708 | 138 | $72,057 |
| Sector 72 | 4,354 | 228 | $20,556 |
| Sector 62 | 3,697 | 251 | $50,221 |
| Sector 23 | 2,948 | 396 | $68,114 |
| Sector 54 | 1,421 | 279 | $129,157 |
| Sector 56 | 1,372 | 162 | $49,089 |
The largest sector is the biggest private employer group at 5,636 jobs, 12.9 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Kaufman County
How many businesses are in Kaufman County?
- Establishments, all industries2,500
- Employment at those establishments34,851
- Annual payroll$1.61 bn
- Establishments per 1,000 residents14.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Kaufman County
Building permits in Kaufman County
- Housing units authorised by permit, 20241,745
- Declared construction value permitted$410.7 m
- Single family units authorised1,557
- Multifamily units authorised188
- Multifamily share of units10.8 percent
- Average declared value per unit$235,345
- Units authorised per 1,000 households34.2
Multifamily is 10.8 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Kaufman County
SBA loans in Kaufman County (7(a) and 504)
- 7(a) approvals recorded146
- 7(a) gross approval dollars$117.8 m
- Average 7(a) approval$806,918
- Median 7(a) approval$294,000
- 10th percentile approval$30,000
- 90th percentile approval$2,156,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,595
- Jobs per approval10.9
- Distinct 7(a) lenders active56
- Distinct industries receiving approvals79
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer26.7 percent
- Loans on real estate terms39
- Loans on working capital terms, 120 months or shorter94
- Franchise loans29
- Franchise share of approvals19.9 percent
- Leading industry by approval countChild Day Care Services (7)
- Most active lenderThe American National Bank of Texas (24)
- 504 approvals recorded28
- 504 gross approval dollars$45.5 m
- Average 504 approval$1,625,036
- Median 504 approval$1,160,000
- Distinct CDCs active8
- 504 jobs per approval17.1
- 504 jobs per million dollars approved10.5
- Most active CDCGreater East Texas Certified Development Company (7)
- 7(a) share of SBA approvals83.9 percent
- Combined SBA approval dollars$163.3 m
The average approval of $806,918 sits well above the median of $294,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 26.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kaufman County
SBA loan default and charge-off rates in Kaufman County
Do SBA loans in Kaufman County get paid back?
- Loans with a final outcome recorded22
- Paid in full20
- Charged off2
- Charge off rate on resolved loans9.1 percent
- Status: Cancelled20
- Status: Paid in full20
- Status: Exempt from disclosure96
- Status: Charged off2
- Status: Committed, not yet disbursed8
Of the 22 loans that have reached a final outcome, 9.1 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kaufman County
SBA lending by place in Kaufman County
- Places in the county with recorded lending11
- FORNEY, approvals74
- TERRELL, approvals34
- Kaufman, approvals16
- KEMP, approvals4
- MABANK, approvals4
- SCURRY, approvals4
| Place | Approvals | Gross approval dollars |
|---|---|---|
| FORNEY | 74 | $48,201,500 |
| TERRELL | 34 | $34,744,000 |
| Kaufman | 16 | $23,699,800 |
| KEMP | 4 | $1,725,000 |
| MABANK | 4 | $620,000 |
| SCURRY | 4 | $1,020,500 |
| CRANDALL | 3 | $1,881,000 |
| Wills Point | 3 | $5,309,000 |
FORNEY accounts for 74 approvals against 34 in TERRELL. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kaufman County
How large is Kaufman County?
- Land area781 sq mi
- Rank by land area among Texas counties203rd of 254
- Width, east to west26.4 mi
- Height, north to south33.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land221
- Establishments per square mile3.20
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Kaufman County
Flood risk in Kaufman County
- Communities in the NFIP Community Status Book21
- Of those, participating in the NFIP17
- NFIP participation rate81.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 3
- Communities carrying a CRS class1
- Radon levels in Kaufman County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Kaufman County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class in Kaufman County is 3, which carries a flood insurance premium discount for policies written in that community. 81.0 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Kaufman County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Kaufman County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population172,604
- Households50,990
- Average household size3.39
- Median household income$89,485
- Median age33.8
Common questions
Kaufman County questions, answered from the record.
How many people live in Kaufman County, Texas?
172,604, in 50,990 households, ranking 30th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Kaufman County's population growing?
The population has grown 36.12 percent since the 2020 census base. In 2024 there were 2,754 births against 1,307 deaths, with net migration of 9,746. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Kaufman County?
$89,485. The median owner-occupied home is valued at $320,900, which is 3.6 times income, and median gross rent is $1,554 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Kaufman County?
2,500 establishments, employing 34,851 people with an annual payroll of $1.61 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Kaufman County?
Average annual pay is $55,964, or $1,076 a week, across 43,536 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Kaufman County?
146 7(a) approvals totalling $117.8 m since FY2020, across 56 lenders, with a median approval of $294,000, plus 28 504 approvals worth $45.5 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Kaufman County get paid back?
Of the 22 loans that have reached a final outcome, 20 were paid in full and 2 charged off, a charge off rate of 9.1 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Kaufman County?
1,745 housing units were authorised by permit in 2024, with a declared construction value of $410.7 m. Multifamily was 10.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Kaufman County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Kaufman County come from?
The largest single origin is Kaufman County Non-migrants, with 53,632 households. Arriving households report an average income of $64,233 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Kaufman County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Kaufman County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Kaufman County
Cities and places in Kaufman.
21 Census places lie wholly or partly in Kaufman County. 21 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| Mesquite | city | 149,299 | 116 | 11.2 percent here, 88.8 percent Dallas County |
| Forney | city | 31,532 | 78 | Wholly in this county |
| Terrell | city | 20,366 | 34 | Wholly in this county |
| Seagoville | city | 19,352 | 14 | 13.5 percent here, 86.5 percent Dallas County |
| Heartland | CDP | 10,607 | 2 | Wholly in this county |
| Travis Ranch | CDP | 9,025 | None recorded | Wholly in this county |
| Kaufman | city | 8,538 | 16 | Wholly in this county |
| Mabank | town | 5,187 | 8 | 79.3 percent here, 19.3 percent Henderson County |
| Crandall | city | 4,763 | 3 | Wholly in this county |
| Talty | town | 2,881 | None recorded | Wholly in this county |
| Combine | city | 2,785 | 1 | 61.2 percent here, 38.8 percent Dallas County |
| Poetry | town | 1,642 | None recorded | 34.6 percent here, 65.4 percent Hunt County |
| Elmo | CDP | 1,379 | None recorded | Wholly in this county |
| Kemp | city | 1,302 | 5 | Wholly in this county |
| Oak Ridge | town | 1,192 | None recorded | Wholly in this county |
| Scurry | town | 702 | 4 | Wholly in this county |
| Post Oak Bend | city | 651 | None recorded | Wholly in this county |
| Oak Grove | town | 615 | None recorded | Wholly in this county |
| Rosser | village | 469 | None recorded | Wholly in this county |
| Grays Prairie | village | 334 | None recorded | Wholly in this county |
| Cottonwood | city | 254 | None recorded | Wholly in this county |