HomeTexasKaufman CountyKemp city
Kemp city, Texas: commercial real estate data.
Kemp city is a Census city of 1,302 people across 2.22 square miles of land, in Kaufman County. Median household income is $55,833, 73.2 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.1 m.
80 sourced place values · tier FULL · 9 sections
Kemp
What Kemp is
- Census place typecity
- Land area2.22 sq mi
- Water area0.04 sq mi
- Population per square mile of land587 plus or minus 138
- County holding the largest share of its areaKaufman County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemp
How many people live in Kemp
- Population1,302 plus or minus 307
- Median age39.3
- Population under 18419 plus or minus 172
- Share under 1832.2 percent plus or minus 10.8
- Population 65 and over232 plus or minus 135
- Share 65 and over17.8 percent plus or minus 9.5
- Households396 plus or minus 96
- Family households270 plus or minus 80
- Share of households that are families68.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemp
Income and work in Kemp
- Median household income$55,833 plus or minus $21,245
- Per capita income$27,581 plus or minus $6,626
- Civilian labor force480 plus or minus 172
- Employed467 plus or minus 171
- Unemployed13 plus or minus 15
- Unemployment rate2.7 percent plus or minus 3.0
- Adults 25 and over842 plus or minus 185
- Adults 25 and over with a high school diploma or higher78.0 percent
- Adults 25 and over with a bachelor degree or higher12.9 percent plus or minus 8.2
- Adults 25 and over with a graduate degree7.1 percent plus or minus 7.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemp
Housing in Kemp
- Housing units466 plus or minus 112
- Occupied units396 plus or minus 96
- Vacant units70 plus or minus 47
- Vacancy rate15.0 percent plus or minus 9.4
- Owner occupied290 plus or minus 91
- Renter occupied106 plus or minus 54
- Ownership rate73.2 percent
- Median owner-occupied home value$168,100
- Median gross rent, monthly$1,036 plus or minus $394
- Annual rent as a share of median income22.3 percent plus or minus 12.0
- Single family units394 plus or minus 99
- Share single family84.5 percent
- Units in buildings of two or more52 plus or minus 39
- Share in buildings of two or more11.2 percent plus or minus 7.8
- Mobile homes20 plus or minus 19
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemp
How Kemp gets to work
- Workers 16 and over who commute333 plus or minus 95
- Commuting under 15 minutes59 plus or minus 37
- Share commuting under 15 minutes17.7 percent plus or minus 10.0
- Commuting 30 minutes or more178 plus or minus 68
- Share commuting 30 minutes or more53.5 percent plus or minus 13.4
- Drove alone79.7 percent
- Carpooled2.3 percent plus or minus 2.4
- Public transport0.0 percent
- Walked2.3 percent plus or minus 4.3
- Worked from home15.7 percent plus or minus 15.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemp
SBA 7(a) lending to Kemp borrowers
- Approvals5
- Gross approval$2,075,000
- Average approval$415,000
- Median approval$350,000
- Ninetieth percentile approval$980,000
- Largest approval$980,000
- Jobs supported23
- Jobs per approval4.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kemp
SBA 504 lending to Kemp borrowers
- Approvals2
- Gross approval$2,343,000
- Average approval$1,171,500
- Median approval$1,859,000
- Largest approval$1,859,000
- Jobs supported9
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kemp
Flood programme status in Kemp
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480412
- Currently effective map date07/03/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Kaufman County, not Kemp
Kaufman County context, not Kemp figures
These are Kaufman County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kemp measurements.
- Establishments in Kaufman County2,500
- Employment at those establishments, Kaufman County34,851
- Covered employment, Kaufman County43,536
- Average annual pay, Kaufman County$55,964
- Average weekly wage, Kaufman County$1,076
- Housing units permitted, Kaufman County1,745
- Of those, single family, Kaufman County1,557
- County product, 2024, Kaufman County$6,966,835,000
- County product change over the prior year, Kaufman County8.5 percent
- Average income of an arriving household, Kaufman County$64,233
Every figure in this section is published for Kaufman County as a whole and is not a measurement of Kemp. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kemp questions, answered from the record.
How many people live in Kemp, Texas?
1,302, in 396 households. Kemp city covers 2.22 square miles of land, which is 587 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kemp in?
Kaufman County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kemp?
$55,833. The median owner-occupied home is valued at $168,100. Median gross rent is $1,036 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kemp businesses?
5 7(a) approvals totalling $2.1 m, across 4 lenders, median approval $350,000, plus 2 504 approvals worth $2.3 m. These count approvals to borrowers whose address is in Kemp, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kemp borrowers get paid back?
No rate is published for Kemp. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Kemp in the National Flood Insurance Program?
Yes. Kemp appears in the FEMA Community Status Book as community 480412, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kemp figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kaufman County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kemp.
Is zoning published for Kemp?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby