Kemp, Texas: commercial real estate data.
Kemp is a Census city of 1,302 people across 2.22 square miles of land, in Kaufman County. Median household income is $55,833, 73.2 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kemp
What Kemp is
- Census place typecity
- Land area2.22 sq mi
- Water area0.04 sq mi
- Population per square mile of land587 plus or minus 138
- County holding the largest share of its areaKaufman County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemp
How many people live in Kemp
- Population1,302 plus or minus 307
- Median age39.3
- Population under 18419 plus or minus 172
- Share under 1832.2 percent plus or minus 10.8
- Population 65 and over232 plus or minus 135
- Share 65 and over17.8 percent plus or minus 9.5
- Households396 plus or minus 96
- Family households270 plus or minus 80
- Share of households that are families68.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemp
Income and work in Kemp
- Median household income$55,833 plus or minus $21,245
- Per capita income$27,581 plus or minus $6,626
- Civilian labor force480 plus or minus 172
- Employed467 plus or minus 171
- Unemployed13 plus or minus 15
- Unemployment rate2.7 percent plus or minus 3.0
- Adults 25 and over842 plus or minus 185
- Adults 25 and over with a high school diploma or higher78.0 percent
- Adults 25 and over with a bachelor degree or higher12.9 percent plus or minus 8.2
- Adults 25 and over with a graduate degree7.1 percent plus or minus 7.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemp
Housing in Kemp
- Housing units466 plus or minus 112
- Occupied units396 plus or minus 96
- Vacant units70 plus or minus 47
- Vacancy rate15.0 percent plus or minus 9.4
- Owner occupied290 plus or minus 91
- Renter occupied106 plus or minus 54
- Ownership rate73.2 percent
- Median owner-occupied home value$168,100
- Median gross rent, monthly$1,036 plus or minus $394
- Annual rent as a share of median income22.3 percent plus or minus 12.0
- Single family units394 plus or minus 99
- Share single family84.5 percent
- Units in buildings of two or more52 plus or minus 39
- Share in buildings of two or more11.2 percent plus or minus 7.8
- Mobile homes20 plus or minus 19
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemp
How Kemp gets to work
- Workers 16 and over who commute333 plus or minus 95
- Commuting under 15 minutes59 plus or minus 37
- Share commuting under 15 minutes17.7 percent plus or minus 10.0
- Commuting 30 minutes or more178 plus or minus 68
- Share commuting 30 minutes or more53.5 percent plus or minus 13.4
- Drove alone79.7 percent
- Carpooled2.3 percent plus or minus 2.4
- Public transport0.0 percent
- Walked2.3 percent plus or minus 4.3
- Worked from home15.7 percent plus or minus 15.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kemp
SBA loans in Kemp (7(a))
- Approvals5
- Gross approval$2,075,000
- Average approval$415,000
- Median approval$350,000
- Largest approval$980,000
- Jobs supported23
- Jobs per approval4.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Kemp, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kemp
SBA loans in Kemp (504)
- Approvals2
- Gross approval$2,343,000
- Average approval$1,171,500
- Median approval$1,171,500
- Largest approval$1,859,000
- Jobs supported9
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Kemp, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kemp
Flood risk in Kemp
- NFIP communityCity of Kemp
- NFIP community number480412
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/03/12
The City of Kemp participates in the National Flood Insurance Program as community 480412 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kaufman County, not Kemp
Kaufman County context, not Kemp figures
- Establishments in Kaufman County2,500
- Covered employment, Kaufman County43,536
- Average annual pay, Kaufman County$55,964
- Housing units permitted, Kaufman County1,745
Every figure in this section is published for Kaufman County as a whole and is not a measurement of Kemp.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kemp questions, answered from the record.
How many people live in Kemp, Texas?
1,302, in 396 households. Kemp city covers 2.22 square miles of land, which is 587 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kemp in?
Kaufman County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kemp?
$55,833. The median owner-occupied home is valued at $168,100. Median gross rent is $1,036 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kemp businesses?
5 7(a) approvals totaling $2.1 m since FY2020, across 4 lenders, median approval $350,000, plus 2 504 approvals worth $2.3 m since FY2010. These count approvals to borrowers whose address is in Kemp, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kemp borrowers get paid back?
No rate is published for Kemp. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kemp in the National Flood Insurance Program?
Yes. Kemp appears in the FEMA Community Status Book as Kemp, city of, community 480412, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kemp figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kaufman County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kemp.
Is zoning published for Kemp?
No. Nothing on this page presents parcel level zoning.
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