HomeTexasKaufman CountyTerrell city
Terrell city, Texas: commercial real estate data.
Terrell city is a Census city of 20,366 people across 33.20 square miles of land, in Kaufman County. Median household income is $65,842, 58.7 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $34.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Terrell
What Terrell is
- Census place typecity
- Land area33.2 sq mi
- Water area1.19 sq mi
- Population per square mile of land613
- County holding the largest share of its areaKaufman County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Terrell
How many people live in Terrell
- Population20,366
- Median age32.6
- Population under 185,950
- Share under 1829.2 percent
- Population 65 and over2,597
- Share 65 and over12.8 percent
- Households5,857
- Family households4,290
- Share of households that are families73.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Terrell
Income and work in Terrell
- Median household income$65,842
- Per capita income$25,723
- Civilian labor force9,265
- Employed8,558
- Unemployed707 plus or minus 273
- Unemployment rate7.6 percent plus or minus 2.9
- Adults 25 and over12,724
- Adults 25 and over with a high school diploma or higher79.4 percent
- Adults 25 and over with a bachelor degree or higher15.8 percent plus or minus 3.4
- Adults 25 and over with a graduate degree4.1 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Terrell
Housing in Terrell
- Housing units6,167
- Occupied units5,857
- Vacant units310 plus or minus 182
- Vacancy rate5.0 percent plus or minus 2.9
- Owner occupied3,436
- Renter occupied2,421
- Ownership rate58.7 percent
- Median owner-occupied home value$218,500
- Median gross rent, monthly$1,232
- Annual rent as a share of median income22.5 percent
- Single family units4,464
- Share single family72.4 percent
- Units in buildings of two or more1,506
- Share in buildings of two or more24.4 percent
- Mobile homes182 plus or minus 127
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Terrell
How Terrell gets to work
- Workers 16 and over who commute7,862
- Commuting under 15 minutes2,780
- Share commuting under 15 minutes35.4 percent
- Commuting 30 minutes or more3,321
- Share commuting 30 minutes or more42.2 percent
- Drove alone77.0 percent
- Carpooled15.4 percent plus or minus 5.2
- Public transport0.0 percent
- Walked2.1 percent plus or minus 1.4
- Worked from home4.9 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Terrell
SBA loans in Terrell (7(a))
- Approvals34
- Gross approval$34,744,000
- Average approval$1,021,882
- Median approval$568,000
- Ninetieth percentile approval$2,860,500
- Largest approval$5,000,000
- Jobs supported316
- Jobs per approval9.3
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more32.4 percent
- Share to franchises14.7 percent
- Distinct lenders20
- Distinct industries by NAICS25
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Terrell
SBA loans in Terrell (504)
- Approvals8
- Gross approval$13,933,000
- Average approval$1,741,625
- Median approval$938,000
- Largest approval$5,000,000
- Jobs supported219
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Terrell
Flood risk in Terrell
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480416
- Currently effective map date01/12/23
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Kaufman County, not Terrell
Kaufman County context, not Terrell figures
These are Kaufman County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Terrell measurements.
- Establishments in Kaufman County2,500
- Employment at those establishments, Kaufman County34,851
- Covered employment, Kaufman County43,536
- Average annual pay, Kaufman County$55,964
- Average weekly wage, Kaufman County$1,076
- Housing units permitted, Kaufman County1,745
- Of those, single family, Kaufman County1,557
- County product, 2024, Kaufman County$6,966,835,000
- County product change over the prior year, Kaufman County8.5 percent
- Average income of an arriving household, Kaufman County$64,233
Every figure in this section is published for Kaufman County as a whole and is not a measurement of Terrell. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Terrell questions, answered from the record.
How many people live in Terrell, Texas?
20,366, in 5,857 households. Terrell city covers 33.20 square miles of land, which is 613 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Terrell in?
Kaufman County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Terrell?
$65,842. The median owner-occupied home is valued at $218,500. Median gross rent is $1,232 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Terrell businesses?
34 7(a) approvals totalling $34.7 m, across 20 lenders, median approval $568,000, plus 8 504 approvals worth $13.9 m. These count approvals to borrowers whose address is in Terrell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Terrell borrowers get paid back?
No rate is published for Terrell. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Terrell in the National Flood Insurance Program?
Yes. Terrell appears in the FEMA Community Status Book as community 480416, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Terrell figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kaufman County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Terrell.
Is zoning published for Terrell?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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