Young County, Texas: commercial real estate data.
Young County, Texas had an estimated 18,236 residents on July 1, 2024, up 2.1 percent since the 2020 census base of 17,864, across 914 square miles. County output reached $1.36 bn in 2024, 571 establishments operate here, and the SBA record carries 13 7(a) approvals worth $15.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Young County
How many people live in Young County
- Population, American Community Survey 2020-202418,029
- Households7,643
- Average household size2.36
- Median household income$68,010
- Median age41.6
- Median gross rent$862 per month
- Median owner-occupied home value$175,800
- Home value to household income2.6 times
- Annual rent as a share of median income15.2 percent
- Adults 25 and over with a bachelor degree or higher24.0 percent
- Adults 25 and over with a graduate degree7.3 percent
- Adults 25 and over12,548
- Population under 184,146
- Share under 1823.0 percent
- Population 65 and over3,827
- Share 65 and over21.2 percent
- Working age population, 18 to 6410,056
- Civilian labor force9,127
- Unemployment rate3.5 percent
- Labor force participation, adults 18 and over65.7 percent
- Rank by population among Texas counties131st of 254
- Rank by population among US county-equivalents, Puerto Rico included1987th of 3,222
Young County is the 131st largest of 254 Texas counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.0 percent against 21.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Young County
Is Young County's population growing?
- Population, July 1, 202418,236
- Census 2020 base population17,864
- Population change since the 2020 census base2.08 percent
- Population change, 2023 to 2024105
- Births, 2024218
- Deaths, 2024258
- Natural change, 2024-40
- Net domestic migration, 202499
- Net international migration, 202446
- Total net migration, 2024145
- Cumulative net domestic migration, 2021 to 2024631
- Rank by growth among US county-equivalents1153rd of 3,144
The county has grown 2.08 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Young County
Where are people moving to Young County from?
- Tax returns filed by households arriving443
- People arriving, from those returns897
- Tax returns filed by households leaving409
- Net household movement34
- Adjusted gross income arriving$32.7 m
- Net adjusted gross income movement$10.1 m
- Average income of an arriving household$73,844
- Average income of a leaving household$55,367
- Largest single originTarrant County (54 households)
- Largest single destinationWichita County (45 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tarrant County | 54 | 98 | $4.7 m |
| Palo Pinto County | 36 | 73 | $2.2 m |
| Wichita County | 32 | 63 | $1.4 m |
| Dallas County | 20 | 38 | $1.1 m |
Households arriving report $18,477 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Tarrant County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Young County
What is the Young County economy?
- County GDP, 2024$1.36 bn
- County GDP, 2023$1.34 bn
- GDP change, 2023 to 20241.5 percent
- GDP change over five years69.1 percent
- Rank by GDP among the Texas areas BEA publishes135th of 254
- Rank by GDP among the US county areas BEA publishes1591st of 3,127
- GDP per resident$75,420
Output grew 1.5 percent in the latest year and 69.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Young County
Employment by industry in Young County
- Covered employment, annual average7,010
- Establishments reporting614
- Average annual pay$61,045
- Average weekly wage$1,174
- Manufacturing, employment1,562
- Manufacturing, average annual pay$86,131
- Retail trade, employment756
- Retail trade, average annual pay$30,764
- Mining, quarrying, and oil and gas extraction, employment595
- Mining, quarrying, and oil and gas extraction, average annual pay$78,607
- Accommodation and food services, employment518
- Accommodation and food services, average annual pay$20,565
- Construction, employment360
- Finance and insurance, employment213
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,562 | 32 | $86,131 |
| Retail trade | 756 | 60 | $30,764 |
| Mining, quarrying, and oil and gas extraction | 595 | 72 | $78,607 |
| Accommodation and food services | 518 | 40 | $20,565 |
| Construction | 360 | 63 | $107,725 |
| Finance and insurance | 213 | 30 | $59,269 |
| Wholesale trade | 210 | 27 | $61,443 |
| Professional, scientific and technical services | 143 | 42 | $64,492 |
Manufacturing is the largest private sector at 1,562 jobs, 22.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Young County
How many businesses are in Young County?
- Establishments, all industries571
- Employment at those establishments5,803
- Annual payroll$336.9 m
- Establishments per 1,000 residents31.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Young County
Building permits in Young County
- Housing units authorized by permit, 202423
- Declared construction value permitted$2.9 m
- Single family units authorized23
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$126,866
- Units authorized per 1,000 households3.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Young County
SBA loans in Young County (7(a) and 504)
- 7(a) approvals recorded13
- 7(a) gross approval dollars$15.4 m
- Average 7(a) approval$1,185,408
- Median 7(a) approval$451,500
- Largest single approval$4,865,100
- Jobs reported supported, 7(a)140
- Jobs per approval10.8
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals13
- Median 7(a) term258 months
- Share of loans on real estate terms, 240 months or longer53.8 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals7.7 percent
- 504 approvals recorded1
- 504 gross approval dollars$478,000
- Average 504 approval$478,000
- Median 504 approval$478,000
- Distinct CDCs active1
- 504 jobs per approval2.0
- 504 jobs per million dollars approved4.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$15.9 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Young County
SBA loan default and charge-off rates in Young County
Do SBA loans in Young County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure10
- Status: Paid in full1
- Status: Cancelled2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Young County
SBA lending by place in Young County
- Borrower cities with recorded lending2
- Graham, approvals9
- Olney, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Graham | 9 | $9,102,200 |
| Olney | 4 | $6,308,100 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Young County
How large is Young County?
- Land area914 sq mi
- Rank by land area among Texas counties118th of 254
- Width, east to west30.9 mi
- Height, north to south30.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land20
- Establishments per square mile0.62
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Young County
Flood risk in Young County
- Participation of the county's own NFIP community Young County, unincorporated areasParticipating, community 480684
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Young County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Young County (community 480684), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Young County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Young County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Young County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202418,029
- Households7,643
- Average household size2.36
- Median household income$68,010
- Median age41.6
Common questions
Young County questions, answered from the record.
How many people live in Young County, Texas?
The Census Bureau estimates 18,236 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 18,029, in 7,643 households, ranking 131st of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Young County's population growing?
The population has grown 2.08 percent since the 2020 census base of 17,864, to 18,236 on July 1, 2024. In 2024 there were 218 births against 258 deaths, with net migration of 145. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Young County?
$68,010. The median owner-occupied home is valued at $175,800, which is 2.6 times income, and median gross rent is $862 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Young County?
571 establishments, employing 5,803 people with an annual payroll of $336.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Young County?
Manufacturing is the largest private sector at 1,562 jobs, 22.3 percent of covered employment. Covered employment averages 7,010 jobs at an average annual pay of $61,045, or $1,174 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Young County?
13 7(a) approvals totaling $15.4 m since FY2020, across 11 lenders, with a median approval of $451,500, plus 1 504 approvals worth $478,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Young County?
23 housing units were authorized by permit in 2024, with a declared construction value of $2.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Young County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Young County come from?
The largest single origin is Tarrant County, with 54 households. Arriving households report an average income of $73,844 against $55,367 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Young County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Young County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Young County
Cities and places in Young.
4 Census places lie wholly or partly in Young County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Graham | city | 8,792 | 9 | Wholly in this county |
| Olney | city | 3,015 | 4 | Wholly in this county |
| Newcastle | city | 716 | None recorded | Wholly in this county |
| Loving | CDP | 87 | None recorded | Wholly in this county |
Nearby