HomeTexasYoung CountyGraham city
Graham city, Texas: commercial real estate data.
Graham city is a Census city of 8,792 people across 5.60 square miles of land, in Young County. Median household income is $63,587, 67.1 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $9.1 m.
80 sourced place values · tier FULL · 9 sections
Graham
What Graham is
- Census place typecity
- Land area5.6 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,571
- County holding the largest share of its areaYoung County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graham
How many people live in Graham
- Population8,792
- Median age37.9
- Population under 182,226
- Share under 1825.3 percent
- Population 65 and over1,758
- Share 65 and over20.0 percent
- Households3,566
- Family households2,355
- Share of households that are families66.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graham
Income and work in Graham
- Median household income$63,587 plus or minus $12,858
- Per capita income$34,577
- Civilian labor force4,651
- Employed4,492
- Unemployed159 plus or minus 124
- Unemployment rate3.4 percent plus or minus 2.7
- Adults 25 and over5,871
- Adults 25 and over with a high school diploma or higher84.6 percent
- Adults 25 and over with a bachelor degree or higher24.5 percent plus or minus 5.6
- Adults 25 and over with a graduate degree8.4 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graham
Housing in Graham
- Housing units3,781
- Occupied units3,566
- Vacant units215 plus or minus 136
- Vacancy rate5.7 percent plus or minus 3.6
- Owner occupied2,392
- Renter occupied1,174
- Ownership rate67.1 percent
- Median owner-occupied home value$183,800
- Median gross rent, monthly$967
- Annual rent as a share of median income18.2 percent plus or minus 3.9
- Single family units3,151
- Share single family83.3 percent
- Units in buildings of two or more541 plus or minus 200
- Share in buildings of two or more14.3 percent plus or minus 5.2
- Mobile homes89 plus or minus 97
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graham
How Graham gets to work
- Workers 16 and over who commute4,402
- Commuting under 15 minutes3,381
- Share commuting under 15 minutes76.8 percent
- Commuting 30 minutes or more654 plus or minus 208
- Share commuting 30 minutes or more14.9 percent plus or minus 4.6
- Drove alone79.1 percent
- Carpooled16.6 percent plus or minus 4.8
- Public transport0.0 percent
- Walked2.7 percent plus or minus 2.3
- Worked from home1.2 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graham
SBA 7(a) lending to Graham borrowers
- Approvals9
- Gross approval$9,102,200
- Average approval$1,011,356
- Median approval$451,500
- Ninetieth percentile approval$3,800,000
- Largest approval$3,800,000
- Jobs supported67
- Jobs per approval7.4
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term258 months
- Share on real estate terms of 20 years or more55.6 percent
- Share to franchises11.1 percent
- Distinct lenders8
- Distinct industries by NAICS9
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Graham
SBA 504 lending to Graham borrowers
- Approvals1
- Gross approval$478,000
- Average approval$478,000
- Median approval$478,000
- Largest approval$478,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Graham
Flood programme status in Graham
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480685
- Currently effective map date07/18/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Young County, not Graham
Young County context, not Graham figures
These are Young County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Graham measurements.
- Establishments in Young County571
- Employment at those establishments, Young County5,803
- Covered employment, Young County7,010
- Average annual pay, Young County$61,045
- Average weekly wage, Young County$1,174
- Housing units permitted, Young County23
- Of those, single family, Young County23
- County product, 2024, Young County$1,359,752,000
- County product change over the prior year, Young County1.5 percent
- Average income of an arriving household, Young County$73,844
Every figure in this section is published for Young County as a whole and is not a measurement of Graham. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Graham questions, answered from the record.
How many people live in Graham, Texas?
8,792, in 3,566 households. Graham city covers 5.60 square miles of land, which is 1,571 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Graham in?
Young County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Graham?
$63,587. The median owner-occupied home is valued at $183,800. Median gross rent is $967 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Graham businesses?
9 7(a) approvals totalling $9.1 m, across 8 lenders, median approval $451,500, plus 1 504 approvals worth $478,000. These count approvals to borrowers whose address is in Graham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Graham borrowers get paid back?
No rate is published for Graham. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Graham in the National Flood Insurance Program?
Yes. Graham appears in the FEMA Community Status Book as community 480685, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Graham figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Young County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Graham.
Is zoning published for Graham?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby