HomeTexasYoung CountyGraham
Graham, Texas: commercial real estate data.
Graham is a Census city of 8,792 people across 5.60 square miles of land, in Young County. Median household income is $63,587, 67.1 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $9.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Graham
What Graham is
- Census place typecity
- Land area5.6 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,571
- County holding the largest share of its areaYoung County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graham
How many people live in Graham
- Population8,792
- Median age37.9
- Population under 182,226
- Share under 1825.3 percent
- Population 65 and over1,758
- Share 65 and over20.0 percent
- Households3,566
- Family households2,355
- Share of households that are families66.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graham
Income and work in Graham
- Median household income$63,587 plus or minus $12,858
- Per capita income$34,577
- Civilian labor force4,651
- Employed4,492
- Unemployed159 plus or minus 124
- Unemployment rate3.4 percent plus or minus 2.7
- Adults 25 and over5,871
- Adults 25 and over with a high school diploma or higher84.6 percent
- Adults 25 and over with a bachelor degree or higher24.5 percent plus or minus 5.6
- Adults 25 and over with a graduate degree8.4 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graham
Housing in Graham
- Housing units3,781
- Occupied units3,566
- Vacant units215 plus or minus 136
- Vacancy rate5.7 percent plus or minus 3.6
- Owner occupied2,392
- Renter occupied1,174
- Ownership rate67.1 percent
- Median owner-occupied home value$183,800
- Median gross rent, monthly$967
- Annual rent as a share of median income18.2 percent plus or minus 3.9
- Single family units3,151
- Share single family83.3 percent
- Units in buildings of two or more541 plus or minus 200
- Share in buildings of two or more14.3 percent plus or minus 5.2
- Mobile homes89 plus or minus 97
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graham
How Graham gets to work
- Workers 16 and over who commute4,402
- Commuting under 15 minutes3,381
- Share commuting under 15 minutes76.8 percent
- Commuting 30 minutes or more654 plus or minus 208
- Share commuting 30 minutes or more14.9 percent plus or minus 4.6
- Drove alone79.1 percent
- Carpooled16.6 percent plus or minus 4.8
- Public transport0.0 percent
- Walked2.7 percent plus or minus 2.3
- Worked from home1.2 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graham
SBA loans in Graham (7(a))
- Approvals9
- Gross approval$9,102,200
- Average approval$1,011,356
- Median approval$451,500
- Largest approval$3,800,000
- Jobs supported67
- Jobs per approval7.4
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term258 months
- Share on real estate terms of 20 years or more55.6 percent
- Share to franchises11.1 percent
- Distinct lenders8
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Graham, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Graham
SBA loans in Graham (504)
- Approvals1
- Gross approval$478,000
- Average approval$478,000
- Median approval$478,000
- Largest approval$478,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Graham, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Graham
Flood risk in Graham
- NFIP communityCity of Graham
- NFIP community number480685
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/18/11
The City of Graham participates in the National Flood Insurance Program as community 480685 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Young County, not Graham
Young County context, not Graham figures
- Establishments in Young County571
- Covered employment, Young County7,010
- Average annual pay, Young County$61,045
- Housing units permitted, Young County23
Every figure in this section is published for Young County as a whole and is not a measurement of Graham.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Graham questions, answered from the record.
How many people live in Graham, Texas?
8,792, in 3,566 households. Graham city covers 5.60 square miles of land, which is 1,571 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Graham in?
Young County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Graham?
$63,587. The median owner-occupied home is valued at $183,800. Median gross rent is $967 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Graham businesses?
9 7(a) approvals totaling $9.1 m since FY2020, across 8 lenders, median approval $451,500, plus 1 504 approvals worth $478,000 since FY2010. These count approvals to borrowers whose address is in Graham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Graham borrowers get paid back?
No rate is published for Graham. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Graham in the National Flood Insurance Program?
Yes. Graham appears in the FEMA Community Status Book as Graham, city of, community 480685, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Graham figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Young County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Graham.
Is zoning published for Graham?
No. Nothing on this page presents parcel level zoning.
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