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HomeTexasYoung CountyOlney city

Olney city, Texas: commercial real estate data.

Olney city is a Census city of 3,015 people across 2.02 square miles of land, in Young County. Median household income is $36,250, 63.1 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $6.3 m.

70 sourced place values · tier FULL · 8 sections

Olney

What Olney is

  • Census place typecity
  • Land area2.02 sq mi
  • Water area0.01 sq mi
  • Population per square mile of land1,490
  • County holding the largest share of its areaYoung County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Olney

How many people live in Olney

  • Population3,015
  • Median age35.3 plus or minus 8.5
  • Population under 18773 plus or minus 202
  • Share under 1825.6 percent plus or minus 6.7
  • Population 65 and over472 plus or minus 117
  • Share 65 and over15.7 percent plus or minus 3.9
  • Households1,302
  • Family households777
  • Share of households that are families59.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Olney

Income and work in Olney

  • Median household income$36,250 plus or minus $9,608
  • Per capita income$29,325
  • Civilian labor force1,370
  • Employed1,337
  • Unemployed33 plus or minus 35
  • Unemployment rate2.4 percent plus or minus 2.5
  • Adults 25 and over1,948
  • Adults 25 and over with a high school diploma or higher88.0 percent
  • Adults 25 and over with a bachelor degree or higher13.8 percent plus or minus 5.6
  • Adults 25 and over with a graduate degree4.4 percent plus or minus 2.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Olney

Housing in Olney

  • Housing units1,509
  • Occupied units1,302
  • Vacant units207 plus or minus 88
  • Vacancy rate13.7 percent plus or minus 5.7
  • Owner occupied822
  • Renter occupied480 plus or minus 129
  • Ownership rate63.1 percent
  • Median owner-occupied home value$95,100 plus or minus $23,829
  • Median gross rent, monthly$439 plus or minus $252
  • Annual rent as a share of median income14.5 percent plus or minus 9.2
  • Single family units1,238
  • Share single family82.0 percent
  • Units in buildings of two or more251 plus or minus 106
  • Share in buildings of two or more16.6 percent plus or minus 6.8
  • Mobile homes20 plus or minus 24
  • Median year structure built1965

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Olney

How Olney gets to work

  • Workers 16 and over who commute1,281
  • Commuting under 15 minutes906 plus or minus 212
  • Share commuting under 15 minutes70.7 percent
  • Commuting 30 minutes or more286 plus or minus 134
  • Share commuting 30 minutes or more22.3 percent plus or minus 9.7
  • Drove alone70.6 percent
  • Carpooled17.6 percent plus or minus 8.1
  • Public transport1.4 percent plus or minus 2.0
  • Walked5.9 percent plus or minus 4.1
  • Worked from home3.4 percent plus or minus 2.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Olney

SBA 7(a) lending to Olney borrowers

  • Approvals4
  • Gross approval$6,308,100
  • Average approval$1,577,025
  • Median approval$1,378,000
  • Ninetieth percentile approval$4,865,100
  • Largest approval$4,865,100
  • Jobs supported73
  • Jobs per approval18.3
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term309 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders4
  • Distinct industries by NAICS4

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Olney

Flood programme status in Olney

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number480686
  • Currently effective map date07/18/11

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Young County, not Olney

Young County context, not Olney figures

These are Young County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Olney measurements.

  • Establishments in Young County571
  • Employment at those establishments, Young County5,803
  • Covered employment, Young County7,010
  • Average annual pay, Young County$61,045
  • Average weekly wage, Young County$1,174
  • Housing units permitted, Young County23
  • Of those, single family, Young County23
  • County product, 2024, Young County$1,359,752,000
  • County product change over the prior year, Young County1.5 percent
  • Average income of an arriving household, Young County$73,844

Every figure in this section is published for Young County as a whole and is not a measurement of Olney. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Olney questions, answered from the record.

How many people live in Olney, Texas?

3,015, in 1,302 households. Olney city covers 2.02 square miles of land, which is 1,490 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Olney in?

Young County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Olney?

$36,250. The median owner-occupied home is valued at $95,100. Median gross rent is $439 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Olney businesses?

4 7(a) approvals totalling $6.3 m, across 4 lenders, median approval $1,378,000. These count approvals to borrowers whose address is in Olney, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Olney borrowers get paid back?

No rate is published for Olney. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Olney in the National Flood Insurance Program?

Yes. Olney appears in the FEMA Community Status Book as community 480686, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Olney figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Young County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Olney.

Is zoning published for Olney?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.