HomeUtahUtah CountySaratoga Springs city
Saratoga Springs city, Utah: commercial real estate data.
Saratoga Springs city is a Census city of 48,425 people across 23.34 square miles of land, in Utah County. Median household income is $128,802, 84.5 percent of occupied homes are owned, and the SBA record carries 76 7(a) approvals to borrowers here worth $25.7 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Saratoga Springs
What Saratoga Springs is
- Census place typecity
- Land area23.34 sq mi
- Water area0.09 sq mi
- Population per square mile of land2,075
- County holding the largest share of its areaUtah County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saratoga Springs
How many people live in Saratoga Springs
- Population48,425
- Median age24.0
- Population under 1820,261
- Share under 1841.8 percent
- Population 65 and over2,312
- Share 65 and over4.8 percent
- Households12,031
- Family households11,062
- Share of households that are families91.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saratoga Springs
Income and work in Saratoga Springs
- Median household income$128,802
- Per capita income$36,518
- Civilian labor force21,822
- Employed21,235
- Unemployed587 plus or minus 174
- Unemployment rate2.7 percent plus or minus 0.8
- Adults 25 and over23,908
- Adults 25 and over with a high school diploma or higher97.8 percent
- Adults 25 and over with a bachelor degree or higher51.7 percent
- Adults 25 and over with a graduate degree17.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saratoga Springs
Housing in Saratoga Springs
- Housing units12,583
- Occupied units12,031
- Vacant units552 plus or minus 234
- Vacancy rate4.4 percent plus or minus 1.9
- Owner occupied10,167
- Renter occupied1,864
- Ownership rate84.5 percent
- Median owner-occupied home value$605,500
- Median gross rent, monthly$2,256
- Annual rent as a share of median income21.0 percent
- Single family units11,698
- Share single family93.0 percent
- Units in buildings of two or more885 plus or minus 215
- Share in buildings of two or more7.0 percent plus or minus 1.7
- Mobile homes0
- Median year structure built2012
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saratoga Springs
How Saratoga Springs gets to work
- Workers 16 and over who commute15,179
- Commuting under 15 minutes2,394
- Share commuting under 15 minutes15.8 percent
- Commuting 30 minutes or more7,645
- Share commuting 30 minutes or more50.4 percent
- Drove alone62.2 percent
- Carpooled7.2 percent plus or minus 1.5
- Public transport1.0 percent plus or minus 0.7
- Walked0.7 percent plus or minus 0.4
- Worked from home26.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saratoga Springs
SBA loans in Saratoga Springs (7(a))
- Approvals76
- Gross approval$25,669,800
- Average approval$337,761
- Median approval$189,000
- Ninetieth percentile approval$740,000
- Largest approval$2,426,000
- Jobs supported858
- Jobs per approval11.3
- Loans with a final outcome18
- Paid in full18
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more3.9 percent
- Share to franchises23.7 percent
- Distinct lenders29
- Distinct industries by NAICS46
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saratoga Springs
SBA loans in Saratoga Springs (504)
- Approvals28
- Gross approval$23,660,000
- Average approval$845,000
- Median approval$512,000
- Largest approval$4,976,000
- Jobs supported213
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Utah County, not Saratoga Springs
Utah County context, not Saratoga Springs figures
These are Utah County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Saratoga Springs measurements.
- Establishments in Utah County17,568
- Employment at those establishments, Utah County274,566
- Covered employment, Utah County295,152
- Average annual pay, Utah County$62,648
- Average weekly wage, Utah County$1,205
- Housing units permitted, Utah County6,321
- Of those, single family, Utah County5,174
- County product, 2024, Utah County$47,943,081,000
- County product change over the prior year, Utah County9.3 percent
- Average income of an arriving household, Utah County$88,791
Every figure in this section is published for Utah County as a whole and is not a measurement of Saratoga Springs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Saratoga Springs questions, answered from the record.
How many people live in Saratoga Springs, Utah?
48,425, in 12,031 households. Saratoga Springs city covers 23.34 square miles of land, which is 2,075 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Saratoga Springs in?
Utah County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Saratoga Springs?
$128,802. The median owner-occupied home is valued at $605,500. Median gross rent is $2,256 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Saratoga Springs businesses?
76 7(a) approvals totalling $25.7 m, across 29 lenders, median approval $189,000, plus 28 504 approvals worth $23.7 m. These count approvals to borrowers whose address is in Saratoga Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Saratoga Springs borrowers get paid back?
Of the 18 loans that have reached a final outcome, 18 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Saratoga Springs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Utah County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saratoga Springs.
Is zoning published for Saratoga Springs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.