HomeUtahUtah CountySpanish Fork
Spanish Fork, Utah: commercial real estate data.
Spanish Fork is a Census city of 44,946 people across 17.78 square miles of land, in Utah County. Median household income is $104,844, 80.4 percent of occupied homes are owned, and the SBA record carries 96 7(a) approvals to borrowers here worth $52.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Spanish Fork
What Spanish Fork is
- Census place typecity
- Land area17.78 sq mi
- Water area0 sq mi
- Population per square mile of land2,528
- County holding the largest share of its areaUtah County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spanish Fork
How many people live in Spanish Fork
- Population44,946
- Median age28.3
- Population under 1816,026
- Share under 1835.7 percent
- Population 65 and over3,855
- Share 65 and over8.6 percent
- Households12,359
- Family households10,647
- Share of households that are families86.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spanish Fork
Income and work in Spanish Fork
- Median household income$104,844
- Per capita income$33,679
- Civilian labor force21,934
- Employed21,420
- Unemployed514 plus or minus 141
- Unemployment rate2.3 percent plus or minus 0.6
- Adults 25 and over24,383
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher39.3 percent
- Adults 25 and over with a graduate degree11.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spanish Fork
Housing in Spanish Fork
- Housing units12,630
- Occupied units12,359
- Vacant units271 plus or minus 148
- Vacancy rate2.1 percent plus or minus 1.2
- Owner occupied9,933
- Renter occupied2,426
- Ownership rate80.4 percent
- Median owner-occupied home value$481,500
- Median gross rent, monthly$1,489
- Annual rent as a share of median income17.0 percent
- Single family units11,518
- Share single family91.2 percent
- Units in buildings of two or more1,076 plus or minus 217
- Share in buildings of two or more8.5 percent plus or minus 1.7
- Mobile homes36 plus or minus 35
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spanish Fork
How Spanish Fork gets to work
- Workers 16 and over who commute17,931
- Commuting under 15 minutes6,952
- Share commuting under 15 minutes38.8 percent
- Commuting 30 minutes or more4,101
- Share commuting 30 minutes or more22.9 percent
- Drove alone71.7 percent
- Carpooled11.1 percent
- Public transport0.4 percent plus or minus 0.4
- Walked0.5 percent plus or minus 0.3
- Worked from home15.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spanish Fork
SBA loans in Spanish Fork (7(a))
- Approvals96
- Gross approval$52,241,200
- Average approval$544,179
- Median approval$314,250
- Ninetieth percentile approval$1,190,000
- Largest approval$5,000,000
- Jobs supported1,402
- Jobs per approval14.6
- Loans with a final outcome22
- Paid in full22
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.6 percent
- Share to franchises10.4 percent
- Distinct lenders20
- Distinct industries by NAICS68
Counted by borrower city: approvals to borrowers whose address is in Spanish Fork, in any county, FY2020 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spanish Fork
SBA loans in Spanish Fork (504)
- Approvals62
- Gross approval$50,528,000
- Average approval$814,968
- Median approval$524,500
- Largest approval$5,500,000
- Jobs supported602
- Loans with a final outcome15
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Spanish Fork, in any county, FY2010 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Spanish Fork
Flood risk in Spanish Fork
- NFIP communityCity of Spanish Fork
- NFIP community number490241
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/23/26
The City of Spanish Fork participates in the National Flood Insurance Program as community 490241 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Utah County, not Spanish Fork
Utah County context, not Spanish Fork figures
- Establishments in Utah County17,568
- Covered employment, Utah County295,152
- Average annual pay, Utah County$62,648
- Housing units permitted, Utah County6,321
Every figure in this section is published for Utah County as a whole and is not a measurement of Spanish Fork.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Spanish Fork questions, answered from the record.
How many people live in Spanish Fork, Utah?
44,946, in 12,359 households. Spanish Fork city covers 17.78 square miles of land, which is 2,528 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spanish Fork in?
Utah County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spanish Fork?
$104,844. The median owner-occupied home is valued at $481,500. Median gross rent is $1,489 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spanish Fork businesses?
96 7(a) approvals totaling $52.2 m since FY2020, across 20 lenders, median approval $314,250, plus 62 504 approvals worth $50.5 m since FY2010. These count approvals to borrowers whose address is in Spanish Fork, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spanish Fork borrowers get paid back?
No rate is published for Spanish Fork. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Spanish Fork in the National Flood Insurance Program?
Yes. Spanish Fork appears in the FEMA Community Status Book as Spanish Fork, city of, community 490241, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Spanish Fork figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Utah County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spanish Fork.
Is zoning published for Spanish Fork?
No. Nothing on this page presents parcel level zoning.