Luck, Wisconsin: commercial real estate data.
Luck is a Census village of 1,124 people across 1.97 square miles of land, in Polk County. Median household income is $68,606, 65.3 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $2.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Luck
What Luck is
- Census place typevillage
- Land area1.97 sq mi
- Water area0.61 sq mi
- Population per square mile of land570
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luck
How many people live in Luck
- Population1,124
- Median age47.3
- Population under 18229 plus or minus 60
- Share under 1820.4 percent plus or minus 4.2
- Population 65 and over227 plus or minus 52
- Share 65 and over20.2 percent
- Households447
- Family households259 plus or minus 52
- Share of households that are families57.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luck
Income and work in Luck
- Median household income$68,606
- Per capita income$36,403
- Civilian labor force563 plus or minus 123
- Employed547 plus or minus 122
- Unemployed16 plus or minus 12
- Unemployment rate2.8 percent plus or minus 2.0
- Adults 25 and over861
- Adults 25 and over with a high school diploma or higher90.8 percent plus or minus 20.1
- Adults 25 and over with a bachelor degree or higher22.5 percent plus or minus 6.8
- Adults 25 and over with a graduate degree2.9 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luck
Housing in Luck
- Housing units506
- Occupied units447
- Vacant units59 plus or minus 35
- Vacancy rate11.7 percent plus or minus 6.8
- Owner occupied292
- Renter occupied155 plus or minus 44
- Ownership rate65.3 percent
- Median owner-occupied home value$167,500
- Median gross rent, monthly$931 plus or minus $263
- Annual rent as a share of median income16.3 percent plus or minus 5.0
- Single family units405
- Share single family80.0 percent
- Units in buildings of two or more83 plus or minus 32
- Share in buildings of two or more16.4 percent plus or minus 6.1
- Mobile homes18 plus or minus 10
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luck
How Luck gets to work
- Workers 16 and over who commute496 plus or minus 117
- Commuting under 15 minutes146 plus or minus 46
- Share commuting under 15 minutes29.4 percent plus or minus 6.1
- Commuting 30 minutes or more191 plus or minus 56
- Share commuting 30 minutes or more38.5 percent
- Drove alone76.6 percent
- Carpooled11.0 percent plus or minus 5.2
- Public transport0.7 percent plus or minus 1.7
- Walked0.6 percent plus or minus 0.9
- Worked from home7.1 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luck
SBA loans in Luck (7(a))
- Approvals8
- Gross approval$2,669,500
- Average approval$333,688
- Median approval$118,000
- Largest approval$1,310,000
- Jobs supported12
- Jobs per approval1.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Luck, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Luck
SBA loans in Luck (504)
- Approvals2
- Gross approval$1,164,000
- Average approval$582,000
- Median approval$582,000
- Largest approval$926,000
- Jobs supported9
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Luck, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Luck
Flood risk in Luck
- NFIP communityVillage of Luck
- NFIP community number550335
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/16/11
The Village of Luck participates in the National Flood Insurance Program as community 550335 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Polk County, not Luck
Polk County context, not Luck figures
- Establishments in Polk County1,163
- Covered employment, Polk County16,162
- Average annual pay, Polk County$47,798
- Housing units permitted, Polk County247
Every figure in this section is published for Polk County as a whole and is not a measurement of Luck.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Luck questions, answered from the record.
How many people live in Luck, Wisconsin?
1,124, in 447 households. Luck village covers 1.97 square miles of land, which is 570 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Luck in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Luck?
$68,606. The median owner-occupied home is valued at $167,500. Median gross rent is $931 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Luck businesses?
8 7(a) approvals totaling $2.7 m since FY2020, across 3 lenders, median approval $118,000, plus 2 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Luck, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Luck borrowers get paid back?
No rate is published for Luck. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Luck in the National Flood Insurance Program?
Yes. Luck appears in the FEMA Community Status Book as Luck, village of, community 550335, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Luck figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Luck.
Is zoning published for Luck?
No. Nothing on this page presents parcel level zoning.
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