HomeWisconsinPolk CountySt. Croix Falls
St. Croix Falls, Wisconsin: commercial real estate data.
St. Croix Falls is a Census city of 2,423 people across 5.00 square miles of land, in Polk County. Median household income is $65,300, 58.7 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $7.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. Croix Falls
What St. Croix Falls is
- Census place typecity
- Land area5 sq mi
- Water area0.13 sq mi
- Population per square mile of land484
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Croix Falls
How many people live in St. Croix Falls
- Population2,423
- Median age43.2
- Population under 18476 plus or minus 107
- Share under 1819.6 percent
- Population 65 and over526
- Share 65 and over21.7 percent
- Households1,092
- Family households593
- Share of households that are families54.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Croix Falls
Income and work in St. Croix Falls
- Median household income$65,300
- Per capita income$41,960
- Civilian labor force1,293
- Employed1,214
- Unemployed79 plus or minus 41
- Unemployment rate6.1 percent plus or minus 3.0
- Adults 25 and over1,699
- Adults 25 and over with a high school diploma or higher89.8 percent
- Adults 25 and over with a bachelor degree or higher30.7 percent
- Adults 25 and over with a graduate degree9.1 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Croix Falls
Housing in St. Croix Falls
- Housing units1,173
- Occupied units1,092
- Vacant units81 plus or minus 57
- Vacancy rate6.9 percent plus or minus 4.8
- Owner occupied641
- Renter occupied451 plus or minus 122
- Ownership rate58.7 percent
- Median owner-occupied home value$249,400
- Median gross rent, monthly$914
- Annual rent as a share of median income16.8 percent
- Single family units751
- Share single family64.0 percent
- Units in buildings of two or more356 plus or minus 123
- Share in buildings of two or more30.3 percent plus or minus 10.1
- Mobile homes46 plus or minus 38
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Croix Falls
How St. Croix Falls gets to work
- Workers 16 and over who commute1,019
- Commuting under 15 minutes274 plus or minus 114
- Share commuting under 15 minutes26.9 percent plus or minus 10.0
- Commuting 30 minutes or more556 plus or minus 137
- Share commuting 30 minutes or more54.6 percent
- Drove alone77.2 percent
- Carpooled6.3 percent plus or minus 7.0
- Public transport0.0 percent
- Walked2.4 percent plus or minus 2.4
- Worked from home13.7 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Croix Falls
SBA loans in St. Croix Falls (7(a))
- Approvals13
- Gross approval$7,879,200
- Average approval$606,092
- Median approval$350,000
- Largest approval$3,260,000
- Jobs supported125
- Jobs per approval9.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term126 months
- Share on real estate terms of 20 years or more30.8 percent
- Share to franchises7.7 percent
- Distinct lenders7
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in St. Croix Falls, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Croix Falls
SBA loans in St. Croix Falls (504)
- Approvals15
- Gross approval$5,689,000
- Average approval$379,267
- Median approval$266,000
- Largest approval$1,327,000
- Jobs supported78
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in St. Croix Falls, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Croix Falls
Flood risk in St. Croix Falls
- NFIP communityCity of St. Croix Falls
- NFIP community number550337
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/16/11(M)
The City of St. Croix Falls participates in the National Flood Insurance Program as community 550337 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Polk County, not St. Croix Falls
Polk County context, not St. Croix Falls figures
- Establishments in Polk County1,163
- Covered employment, Polk County16,162
- Average annual pay, Polk County$47,798
- Housing units permitted, Polk County247
Every figure in this section is published for Polk County as a whole and is not a measurement of St. Croix Falls.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
St. Croix Falls questions, answered from the record.
How many people live in St. Croix Falls, Wisconsin?
2,423, in 1,092 households. St. Croix Falls city covers 5.00 square miles of land, which is 484 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Croix Falls in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Croix Falls?
$65,300. The median owner-occupied home is valued at $249,400. Median gross rent is $914 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Croix Falls businesses?
13 7(a) approvals totaling $7.9 m since FY2020, across 7 lenders, median approval $350,000, plus 15 504 approvals worth $5.7 m since FY2010. These count approvals to borrowers whose address is in St. Croix Falls, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Croix Falls borrowers get paid back?
No rate is published for St. Croix Falls. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is St. Croix Falls in the National Flood Insurance Program?
Yes. St. Croix Falls appears in the FEMA Community Status Book as St. Croix Falls, city of, community 550337, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Croix Falls figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Croix Falls.
Is zoning published for St. Croix Falls?
No. Nothing on this page presents parcel level zoning.
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