HomeWisconsinPolk CountySt. Croix Falls city
St. Croix Falls city, Wisconsin: commercial real estate data.
St. Croix Falls city is a Census city of 2,423 people across 5.00 square miles of land, in Polk County. Median household income is $65,300, 58.7 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $7.9 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
St. Croix Falls
What St. Croix Falls is
- Census place typecity
- Land area5 sq mi
- Water area0.13 sq mi
- Population per square mile of land484
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Croix Falls
How many people live in St. Croix Falls
- Population2,423
- Median age43.2
- Population under 18476 plus or minus 107
- Share under 1819.6 percent
- Population 65 and over526
- Share 65 and over21.7 percent
- Households1,092
- Family households593
- Share of households that are families54.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Croix Falls
Income and work in St. Croix Falls
- Median household income$65,300
- Per capita income$41,960
- Civilian labor force1,293
- Employed1,214
- Unemployed79 plus or minus 41
- Unemployment rate6.1 percent plus or minus 3.0
- Adults 25 and over1,699
- Adults 25 and over with a high school diploma or higher89.8 percent
- Adults 25 and over with a bachelor degree or higher30.7 percent
- Adults 25 and over with a graduate degree9.1 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Croix Falls
Housing in St. Croix Falls
- Housing units1,173
- Occupied units1,092
- Vacant units81 plus or minus 57
- Vacancy rate6.9 percent plus or minus 4.8
- Owner occupied641
- Renter occupied451 plus or minus 122
- Ownership rate58.7 percent
- Median owner-occupied home value$249,400
- Median gross rent, monthly$914
- Annual rent as a share of median income16.8 percent
- Single family units751
- Share single family64.0 percent
- Units in buildings of two or more356 plus or minus 123
- Share in buildings of two or more30.3 percent plus or minus 10.1
- Mobile homes46 plus or minus 38
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Croix Falls
How St. Croix Falls gets to work
- Workers 16 and over who commute1,019
- Commuting under 15 minutes274 plus or minus 114
- Share commuting under 15 minutes26.9 percent plus or minus 10.0
- Commuting 30 minutes or more556 plus or minus 137
- Share commuting 30 minutes or more54.6 percent
- Drove alone77.2 percent
- Carpooled6.3 percent plus or minus 7.0
- Public transport0.0 percent
- Walked2.4 percent plus or minus 2.4
- Worked from home13.7 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Croix Falls
SBA loans in St. Croix Falls (7(a))
- Approvals13
- Gross approval$7,879,200
- Average approval$606,092
- Median approval$350,000
- Ninetieth percentile approval$1,438,300
- Largest approval$3,260,000
- Jobs supported125
- Jobs per approval9.6
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term126 months
- Share on real estate terms of 20 years or more30.8 percent
- Share to franchises7.7 percent
- Distinct lenders7
- Distinct industries by NAICS12
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Croix Falls
SBA loans in St. Croix Falls (504)
- Approvals15
- Gross approval$5,689,000
- Average approval$379,267
- Median approval$266,000
- Largest approval$1,327,000
- Jobs supported78
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Polk County, not St. Croix Falls
Polk County context, not St. Croix Falls figures
These are Polk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as St. Croix Falls measurements.
- Establishments in Polk County1,163
- Employment at those establishments, Polk County14,018
- Covered employment, Polk County16,162
- Average annual pay, Polk County$47,798
- Average weekly wage, Polk County$919
- Housing units permitted, Polk County247
- Of those, single family, Polk County235
- County product, 2024, Polk County$2,185,050,000
- County product change over the prior year, Polk County2.9 percent
- Average income of an arriving household, Polk County$80,123
Every figure in this section is published for Polk County as a whole and is not a measurement of St. Croix Falls. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
St. Croix Falls questions, answered from the record.
How many people live in St. Croix Falls, Wisconsin?
2,423, in 1,092 households. St. Croix Falls city covers 5.00 square miles of land, which is 484 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Croix Falls in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Croix Falls?
$65,300. The median owner-occupied home is valued at $249,400. Median gross rent is $914 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Croix Falls businesses?
13 7(a) approvals totalling $7.9 m, across 7 lenders, median approval $350,000, plus 15 504 approvals worth $5.7 m. These count approvals to borrowers whose address is in St. Croix Falls, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Croix Falls borrowers get paid back?
No rate is published for St. Croix Falls. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page St. Croix Falls figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Croix Falls.
Is zoning published for St. Croix Falls?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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