HomeAlabamaBaldwin CountyBay Minette city
Bay Minette city, Alabama: commercial real estate data.
Bay Minette city is a Census city of 8,295 people across 17.26 square miles of land, in Baldwin County. Median household income is $44,523, 60.5 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.0 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Bay Minette
What Bay Minette is
- Census place typecity
- Land area17.26 sq mi
- Water area0.08 sq mi
- Population per square mile of land481
- County holding the largest share of its areaBaldwin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Minette
How many people live in Bay Minette
- Population8,295
- Median age34.6
- Population under 181,805 plus or minus 375
- Share under 1821.8 percent plus or minus 4.5
- Population 65 and over1,248
- Share 65 and over15.0 percent
- Households3,175
- Family households1,807
- Share of households that are families56.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Minette
Income and work in Bay Minette
- Median household income$44,523
- Per capita income$24,084
- Civilian labor force3,328
- Employed3,088
- Unemployed240 plus or minus 190
- Unemployment rate7.2 percent plus or minus 5.6
- Adults 25 and over5,505
- Adults 25 and over with a high school diploma or higher82.6 percent
- Adults 25 and over with a bachelor degree or higher13.2 percent plus or minus 5.9
- Adults 25 and over with a graduate degree3.5 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Minette
Housing in Bay Minette
- Housing units3,547
- Occupied units3,175
- Vacant units372 plus or minus 132
- Vacancy rate10.5 percent plus or minus 3.6
- Owner occupied1,920
- Renter occupied1,255 plus or minus 275
- Ownership rate60.5 percent
- Median owner-occupied home value$173,000
- Median gross rent, monthly$782
- Annual rent as a share of median income21.1 percent
- Single family units2,667
- Share single family75.2 percent
- Units in buildings of two or more763 plus or minus 228
- Share in buildings of two or more21.5 percent plus or minus 6.2
- Mobile homes109 plus or minus 77
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Minette
How Bay Minette gets to work
- Workers 16 and over who commute2,812
- Commuting under 15 minutes1,124 plus or minus 287
- Share commuting under 15 minutes40.0 percent plus or minus 8.4
- Commuting 30 minutes or more1,116 plus or minus 379
- Share commuting 30 minutes or more39.7 percent plus or minus 12.2
- Drove alone79.3 percent
- Carpooled12.3 percent plus or minus 8.9
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.4
- Worked from home7.0 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Minette
SBA loans in Bay Minette (7(a))
- Approvals5
- Gross approval$1,998,900
- Average approval$399,780
- Median approval$191,300
- Ninetieth percentile approval$1,497,400
- Largest approval$1,497,400
- Jobs supported32
- Jobs per approval6.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises20.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bay Minette
SBA loans in Bay Minette (504)
- Approvals4
- Gross approval$1,116,000
- Average approval$279,000
- Median approval$310,000
- Largest approval$610,000
- Jobs supported19
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Baldwin County, not Bay Minette
Baldwin County context, not Bay Minette figures
These are Baldwin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bay Minette measurements.
- Establishments in Baldwin County6,409
- Employment at those establishments, Baldwin County72,022
- Covered employment, Baldwin County85,118
- Average annual pay, Baldwin County$51,157
- Average weekly wage, Baldwin County$984
- Housing units permitted, Baldwin County3,883
- Of those, single family, Baldwin County3,394
- County product, 2024, Baldwin County$13,446,245,000
- County product change over the prior year, Baldwin County5.7 percent
- Average income of an arriving household, Baldwin County$92,632
Every figure in this section is published for Baldwin County as a whole and is not a measurement of Bay Minette. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bay Minette questions, answered from the record.
How many people live in Bay Minette, Alabama?
8,295, in 3,175 households. Bay Minette city covers 17.26 square miles of land, which is 481 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bay Minette in?
Baldwin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bay Minette?
$44,523. The median owner-occupied home is valued at $173,000. Median gross rent is $782 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bay Minette businesses?
5 7(a) approvals totalling $2.0 m, across 5 lenders, median approval $191,300, plus 4 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Bay Minette, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bay Minette borrowers get paid back?
No rate is published for Bay Minette. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Bay Minette figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baldwin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bay Minette.
Is zoning published for Bay Minette?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.