HomeAlabamaBaldwin CountyBay Minette
Bay Minette, Alabama: commercial real estate data.
Bay Minette is a Census city of 8,295 people across 17.26 square miles of land, in Baldwin County. Median household income is $44,523, 60.5 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bay Minette
What Bay Minette is
- Census place typecity
- Land area17.26 sq mi
- Water area0.08 sq mi
- Population per square mile of land481
- County holding the largest share of its areaBaldwin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Minette
How many people live in Bay Minette
- Population8,295
- Median age34.6
- Population under 181,805 plus or minus 375
- Share under 1821.8 percent plus or minus 4.5
- Population 65 and over1,248
- Share 65 and over15.0 percent
- Households3,175
- Family households1,807
- Share of households that are families56.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Minette
Income and work in Bay Minette
- Median household income$44,523
- Per capita income$24,084
- Civilian labor force3,328
- Employed3,088
- Unemployed240 plus or minus 190
- Unemployment rate7.2 percent plus or minus 5.6
- Adults 25 and over5,505
- Adults 25 and over with a high school diploma or higher82.6 percent
- Adults 25 and over with a bachelor degree or higher13.2 percent plus or minus 5.9
- Adults 25 and over with a graduate degree3.5 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Minette
Housing in Bay Minette
- Housing units3,547
- Occupied units3,175
- Vacant units372 plus or minus 132
- Vacancy rate10.5 percent plus or minus 3.6
- Owner occupied1,920
- Renter occupied1,255 plus or minus 275
- Ownership rate60.5 percent
- Median owner-occupied home value$173,000
- Median gross rent, monthly$782
- Annual rent as a share of median income21.1 percent
- Single family units2,667
- Share single family75.2 percent
- Units in buildings of two or more763 plus or minus 228
- Share in buildings of two or more21.5 percent plus or minus 6.2
- Mobile homes109 plus or minus 77
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Minette
How Bay Minette gets to work
- Workers 16 and over who commute2,812
- Commuting under 15 minutes1,124 plus or minus 287
- Share commuting under 15 minutes40.0 percent plus or minus 8.4
- Commuting 30 minutes or more1,116 plus or minus 379
- Share commuting 30 minutes or more39.7 percent plus or minus 12.2
- Drove alone79.3 percent
- Carpooled12.3 percent plus or minus 8.9
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.4
- Worked from home7.0 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bay Minette
SBA loans in Bay Minette (7(a))
- Approvals5
- Gross approval$1,998,900
- Average approval$399,780
- Median approval$191,300
- Largest approval$1,497,400
- Jobs supported32
- Jobs per approval6.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises20.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Bay Minette, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bay Minette
SBA loans in Bay Minette (504)
- Approvals4
- Gross approval$1,116,000
- Average approval$279,000
- Median approval$211,000
- Largest approval$610,000
- Jobs supported19
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Bay Minette, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bay Minette
Flood risk in Bay Minette
- NFIP communityCity of Bay Minette
- NFIP community number010004
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/19/19
The City of Bay Minette participates in the National Flood Insurance Program as community 010004 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Baldwin County, not Bay Minette
Baldwin County context, not Bay Minette figures
- Establishments in Baldwin County6,409
- Covered employment, Baldwin County85,118
- Average annual pay, Baldwin County$51,157
- Housing units permitted, Baldwin County3,883
Every figure in this section is published for Baldwin County as a whole and is not a measurement of Bay Minette.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bay Minette questions, answered from the record.
How many people live in Bay Minette, Alabama?
8,295, in 3,175 households. Bay Minette city covers 17.26 square miles of land, which is 481 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bay Minette in?
Baldwin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bay Minette?
$44,523. The median owner-occupied home is valued at $173,000. Median gross rent is $782 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bay Minette businesses?
5 7(a) approvals totaling $2.0 m since FY2020, across 5 lenders, median approval $191,300, plus 4 504 approvals worth $1.1 m since FY2010. These count approvals to borrowers whose address is in Bay Minette, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bay Minette borrowers get paid back?
No rate is published for Bay Minette. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bay Minette in the National Flood Insurance Program?
Yes. Bay Minette appears in the FEMA Community Status Book as Bay Minette, city of, community 010004, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bay Minette figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baldwin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bay Minette.
Is zoning published for Bay Minette?
No. Nothing on this page presents parcel level zoning.