HomeAlabamaBaldwin CountyFairhope
Fairhope, Alabama: commercial real estate data.
Fairhope is a Census city of 24,190 people across 14.83 square miles of land, in Baldwin County. Median household income is $94,274, 80.4 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $21.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fairhope
What Fairhope is
- Census place typecity
- Land area14.83 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,632
- County holding the largest share of its areaBaldwin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairhope
How many people live in Fairhope
- Population24,190
- Median age48.2
- Population under 185,151
- Share under 1821.3 percent
- Population 65 and over6,294
- Share 65 and over26.0 percent
- Households9,706
- Family households7,066
- Share of households that are families72.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairhope
Income and work in Fairhope
- Median household income$94,274
- Per capita income$53,666
- Civilian labor force10,742
- Employed10,367
- Unemployed375 plus or minus 161
- Unemployment rate3.5 percent plus or minus 1.5
- Adults 25 and over17,920
- Adults 25 and over with a high school diploma or higher95.1 percent
- Adults 25 and over with a bachelor degree or higher53.5 percent
- Adults 25 and over with a graduate degree23.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairhope
Housing in Fairhope
- Housing units10,730
- Occupied units9,706
- Vacant units1,024 plus or minus 294
- Vacancy rate9.5 percent plus or minus 2.7
- Owner occupied7,807
- Renter occupied1,899 plus or minus 382
- Ownership rate80.4 percent
- Median owner-occupied home value$430,900
- Median gross rent, monthly$1,689
- Annual rent as a share of median income21.5 percent plus or minus 4.5
- Single family units9,483
- Share single family88.4 percent
- Units in buildings of two or more1,045 plus or minus 273
- Share in buildings of two or more9.7 percent plus or minus 2.5
- Mobile homes202 plus or minus 150
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairhope
How Fairhope gets to work
- Workers 16 and over who commute8,915
- Commuting under 15 minutes2,997
- Share commuting under 15 minutes33.6 percent
- Commuting 30 minutes or more3,773
- Share commuting 30 minutes or more42.3 percent
- Drove alone82.6 percent
- Carpooled2.1 percent plus or minus 1.4
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.5
- Worked from home12.8 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairhope
SBA loans in Fairhope (7(a))
- Approvals35
- Gross approval$21,268,300
- Average approval$607,666
- Median approval$235,000
- Ninetieth percentile approval$1,662,000
- Largest approval$5,000,000
- Jobs supported476
- Jobs per approval13.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises25.7 percent
- Distinct lenders23
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Fairhope, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fairhope
SBA loans in Fairhope (504)
- Approvals11
- Gross approval$8,067,000
- Average approval$733,364
- Median approval$424,000
- Largest approval$3,948,000
- Jobs supported44
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Fairhope, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fairhope
Flood risk in Fairhope
- NFIP communityCity of Fairhope
- NFIP community number010006
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/19/19
The City of Fairhope participates in the National Flood Insurance Program as community 010006 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Baldwin County, not Fairhope
Baldwin County context, not Fairhope figures
- Establishments in Baldwin County6,409
- Covered employment, Baldwin County85,118
- Average annual pay, Baldwin County$51,157
- Housing units permitted, Baldwin County3,883
Every figure in this section is published for Baldwin County as a whole and is not a measurement of Fairhope.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fairhope questions, answered from the record.
How many people live in Fairhope, Alabama?
24,190, in 9,706 households. Fairhope city covers 14.83 square miles of land, which is 1,632 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fairhope in?
Baldwin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fairhope?
$94,274. The median owner-occupied home is valued at $430,900. Median gross rent is $1,689 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fairhope businesses?
35 7(a) approvals totaling $21.3 m since FY2020, across 23 lenders, median approval $235,000, plus 11 504 approvals worth $8.1 m since FY2010. These count approvals to borrowers whose address is in Fairhope, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fairhope borrowers get paid back?
No rate is published for Fairhope. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fairhope in the National Flood Insurance Program?
Yes. Fairhope appears in the FEMA Community Status Book as Fairhope, city of, community 010006, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fairhope figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baldwin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fairhope.
Is zoning published for Fairhope?
No. Nothing on this page presents parcel level zoning.