HomeAlabamaBaldwin CountyElberta town
Elberta town, Alabama: commercial real estate data.
Elberta town is a Census town of 2,293 people across 6.99 square miles of land, in Baldwin County. Median household income is $55,000, 70.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.9 m.
66 sourced place values · tier FULL · 7 sections
Elberta
What Elberta is
- Census place typetown
- Land area6.99 sq mi
- Water area0.1 sq mi
- Population per square mile of land328 plus or minus 82
- County holding the largest share of its areaBaldwin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberta
How many people live in Elberta
- Population2,293 plus or minus 575
- Median age46.6 plus or minus 11.1
- Population under 18429 plus or minus 137
- Share under 1818.7 percent
- Population 65 and over408 plus or minus 110
- Share 65 and over17.8 percent
- Households1,002 plus or minus 249
- Family households501 plus or minus 125
- Share of households that are families50.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberta
Income and work in Elberta
- Median household income$55,000 plus or minus $11,474
- Per capita income$38,332 plus or minus $11,029
- Civilian labor force1,090 plus or minus 368
- Employed1,069 plus or minus 369
- Unemployed21 plus or minus 18
- Unemployment rate1.9 percent plus or minus 1.5
- Adults 25 and over1,663 plus or minus 434
- Adults 25 and over with a high school diploma or higher89.0 percent plus or minus 30.3
- Adults 25 and over with a bachelor degree or higher17.3 percent plus or minus 4.6
- Adults 25 and over with a graduate degree6.7 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberta
Housing in Elberta
- Housing units1,180 plus or minus 272
- Occupied units1,002 plus or minus 249
- Vacant units178 plus or minus 89
- Vacancy rate15.1 percent plus or minus 6.7
- Owner occupied710 plus or minus 233
- Renter occupied292 plus or minus 101
- Ownership rate70.9 percent plus or minus 15.2
- Median owner-occupied home value$232,800
- Median gross rent, monthly$1,059
- Annual rent as a share of median income23.1 percent plus or minus 6.2
- Single family units751 plus or minus 238
- Share single family63.6 percent plus or minus 13.8
- Units in buildings of two or more117 plus or minus 68
- Share in buildings of two or more9.9 percent plus or minus 5.3
- Mobile homes292 plus or minus 94
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberta
How Elberta gets to work
- Workers 16 and over who commute965 plus or minus 361
- Commuting under 15 minutes280 plus or minus 133
- Share commuting under 15 minutes29.0 percent plus or minus 8.5
- Commuting 30 minutes or more454 plus or minus 309
- Share commuting 30 minutes or more47.0 percent plus or minus 26.8
- Drove alone80.4 percent plus or minus 18.8
- Carpooled2.7 percent plus or minus 2.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home9.7 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elberta
SBA 7(a) lending to Elberta borrowers
- Approvals3
- Gross approval$3,923,700
- Average approval$1,307,900
- Median approval$1,825,900
- Ninetieth percentile approval$1,947,800
- Largest approval$1,947,800
- Jobs supported38
- Jobs per approval12.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Baldwin County, not Elberta
Baldwin County context, not Elberta figures
These are Baldwin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elberta measurements.
- Establishments in Baldwin County6,409
- Employment at those establishments, Baldwin County72,022
- Covered employment, Baldwin County85,118
- Average annual pay, Baldwin County$51,157
- Average weekly wage, Baldwin County$984
- Housing units permitted, Baldwin County3,883
- Of those, single family, Baldwin County3,394
- County product, 2024, Baldwin County$13,446,245,000
- County product change over the prior year, Baldwin County5.7 percent
- Average income of an arriving household, Baldwin County$92,632
Every figure in this section is published for Baldwin County as a whole and is not a measurement of Elberta. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elberta questions, answered from the record.
How many people live in Elberta, Alabama?
2,293, in 1,002 households. Elberta town covers 6.99 square miles of land, which is 328 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elberta in?
Baldwin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elberta?
$55,000. The median owner-occupied home is valued at $232,800. Median gross rent is $1,059 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elberta businesses?
3 7(a) approvals totalling $3.9 m, across 3 lenders, median approval $1,825,900. These count approvals to borrowers whose address is in Elberta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elberta borrowers get paid back?
No rate is published for Elberta. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Elberta figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baldwin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elberta.
Is zoning published for Elberta?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.