HomeAlabamaBaldwin CountySummerdale town
Summerdale town, Alabama: commercial real estate data.
Summerdale town is a Census town of 1,593 people across 10.74 square miles of land, in Baldwin County. Median household income is $70,110, 88.3 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $6.0 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Summerdale
What Summerdale is
- Census place typetown
- Land area10.74 sq mi
- Water area0.04 sq mi
- Population per square mile of land148 plus or minus 32
- County holding the largest share of its areaBaldwin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerdale
How many people live in Summerdale
- Population1,593 plus or minus 339
- Median age44.7
- Population under 18213 plus or minus 89
- Share under 1813.4 percent plus or minus 4.8
- Population 65 and over433 plus or minus 117
- Share 65 and over27.2 percent
- Households707 plus or minus 172
- Family households468 plus or minus 122
- Share of households that are families66.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerdale
Income and work in Summerdale
- Median household income$70,110
- Per capita income$41,197 plus or minus $8,355
- Civilian labor force845 plus or minus 194
- Employed842 plus or minus 194
- Unemployed3 plus or minus 6
- Unemployment rate0.4 percent plus or minus 0.7
- Adults 25 and over1,235 plus or minus 279
- Adults 25 and over with a high school diploma or higher89.5 percent plus or minus 25.5
- Adults 25 and over with a bachelor degree or higher17.1 percent plus or minus 4.7
- Adults 25 and over with a graduate degree5.9 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerdale
Housing in Summerdale
- Housing units790 plus or minus 173
- Occupied units707 plus or minus 172
- Vacant units83 plus or minus 51
- Vacancy rate10.5 percent plus or minus 6.0
- Owner occupied624 plus or minus 158
- Renter occupied83 plus or minus 50
- Ownership rate88.3 percent
- Median owner-occupied home value$274,800
- Median gross rent, monthly$1,000 plus or minus $339
- Annual rent as a share of median income17.1 percent plus or minus 6.3
- Single family units752 plus or minus 172
- Share single family95.2 percent
- Units in buildings of two or more30 plus or minus 30
- Share in buildings of two or more3.8 percent plus or minus 3.8
- Mobile homes2 plus or minus 5
- Median year structure built2007
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerdale
How Summerdale gets to work
- Workers 16 and over who commute798 plus or minus 189
- Commuting under 15 minutes229 plus or minus 97
- Share commuting under 15 minutes28.7 percent plus or minus 10.0
- Commuting 30 minutes or more353 plus or minus 108
- Share commuting 30 minutes or more44.2 percent
- Drove alone83.3 percent
- Carpooled8.6 percent plus or minus 5.7
- Public transport0.0 percent
- Walked2.6 percent plus or minus 2.5
- Worked from home2.8 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerdale
SBA loans in Summerdale (7(a))
- Approvals5
- Gross approval$5,958,500
- Average approval$1,191,700
- Median approval$279,000
- Ninetieth percentile approval$5,000,000
- Largest approval$5,000,000
- Jobs supported70
- Jobs per approval14.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises20.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Summerdale
SBA loans in Summerdale (504)
- Approvals2
- Gross approval$1,112,000
- Average approval$556,000
- Median approval$562,000
- Largest approval$562,000
- Jobs supported10
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Baldwin County, not Summerdale
Baldwin County context, not Summerdale figures
These are Baldwin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Summerdale measurements.
- Establishments in Baldwin County6,409
- Employment at those establishments, Baldwin County72,022
- Covered employment, Baldwin County85,118
- Average annual pay, Baldwin County$51,157
- Average weekly wage, Baldwin County$984
- Housing units permitted, Baldwin County3,883
- Of those, single family, Baldwin County3,394
- County product, 2024, Baldwin County$13,446,245,000
- County product change over the prior year, Baldwin County5.7 percent
- Average income of an arriving household, Baldwin County$92,632
Every figure in this section is published for Baldwin County as a whole and is not a measurement of Summerdale. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Summerdale questions, answered from the record.
How many people live in Summerdale, Alabama?
1,593, in 707 households. Summerdale town covers 10.74 square miles of land, which is 148 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Summerdale in?
Baldwin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Summerdale?
$70,110. The median owner-occupied home is valued at $274,800. Median gross rent is $1,000 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Summerdale businesses?
5 7(a) approvals totalling $6.0 m, across 5 lenders, median approval $279,000, plus 2 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Summerdale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Summerdale borrowers get paid back?
No rate is published for Summerdale. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Summerdale figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baldwin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Summerdale.
Is zoning published for Summerdale?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.