HomeAlabamaBaldwin CountySummerdale
Summerdale, Alabama: commercial real estate data.
Summerdale is a Census town of 1,593 people across 10.74 square miles of land, in Baldwin County. Median household income is $70,110, 88.3 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $6.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Summerdale
What Summerdale is
- Census place typetown
- Land area10.74 sq mi
- Water area0.04 sq mi
- Population per square mile of land148 plus or minus 32
- County holding the largest share of its areaBaldwin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerdale
How many people live in Summerdale
- Population1,593 plus or minus 339
- Median age44.7
- Population under 18213 plus or minus 89
- Share under 1813.4 percent plus or minus 4.8
- Population 65 and over433 plus or minus 117
- Share 65 and over27.2 percent
- Households707 plus or minus 172
- Family households468 plus or minus 122
- Share of households that are families66.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerdale
Income and work in Summerdale
- Median household income$70,110
- Per capita income$41,197 plus or minus $8,355
- Civilian labor force845 plus or minus 194
- Employed842 plus or minus 194
- Unemployed3 plus or minus 6
- Unemployment rate0.4 percent plus or minus 0.7
- Adults 25 and over1,235 plus or minus 279
- Adults 25 and over with a high school diploma or higher89.5 percent plus or minus 25.5
- Adults 25 and over with a bachelor degree or higher17.1 percent plus or minus 4.7
- Adults 25 and over with a graduate degree5.9 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerdale
Housing in Summerdale
- Housing units790 plus or minus 173
- Occupied units707 plus or minus 172
- Vacant units83 plus or minus 51
- Vacancy rate10.5 percent plus or minus 6.0
- Owner occupied624 plus or minus 158
- Renter occupied83 plus or minus 50
- Ownership rate88.3 percent
- Median owner-occupied home value$274,800
- Median gross rent, monthly$1,000 plus or minus $339
- Annual rent as a share of median income17.1 percent plus or minus 6.3
- Single family units752 plus or minus 172
- Share single family95.2 percent
- Units in buildings of two or more30 plus or minus 30
- Share in buildings of two or more3.8 percent plus or minus 3.8
- Mobile homes2 plus or minus 5
- Median year structure built2007
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerdale
How Summerdale gets to work
- Workers 16 and over who commute798 plus or minus 189
- Commuting under 15 minutes229 plus or minus 97
- Share commuting under 15 minutes28.7 percent plus or minus 10.0
- Commuting 30 minutes or more353 plus or minus 108
- Share commuting 30 minutes or more44.2 percent
- Drove alone83.3 percent
- Carpooled8.6 percent plus or minus 5.7
- Public transport0.0 percent
- Walked2.6 percent plus or minus 2.5
- Worked from home2.8 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summerdale
SBA loans in Summerdale (7(a))
- Approvals5
- Gross approval$5,958,500
- Average approval$1,191,700
- Median approval$279,000
- Largest approval$5,000,000
- Jobs supported70
- Jobs per approval14.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises20.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Summerdale, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Summerdale
SBA loans in Summerdale (504)
- Approvals2
- Gross approval$1,112,000
- Average approval$556,000
- Median approval$556,000
- Largest approval$562,000
- Jobs supported10
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Summerdale, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Summerdale
Flood risk in Summerdale
- NFIP communityTown of Summerdale
- NFIP community number010328
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/19/19
The Town of Summerdale participates in the National Flood Insurance Program as community 010328 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Baldwin County, not Summerdale
Baldwin County context, not Summerdale figures
- Establishments in Baldwin County6,409
- Covered employment, Baldwin County85,118
- Average annual pay, Baldwin County$51,157
- Housing units permitted, Baldwin County3,883
Every figure in this section is published for Baldwin County as a whole and is not a measurement of Summerdale.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Summerdale questions, answered from the record.
How many people live in Summerdale, Alabama?
1,593, in 707 households. Summerdale town covers 10.74 square miles of land, which is 148 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Summerdale in?
Baldwin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Summerdale?
$70,110. The median owner-occupied home is valued at $274,800. Median gross rent is $1,000 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Summerdale businesses?
5 7(a) approvals totaling $6.0 m since FY2020, across 5 lenders, median approval $279,000, plus 2 504 approvals worth $1.1 m since FY2010. These count approvals to borrowers whose address is in Summerdale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Summerdale borrowers get paid back?
No rate is published for Summerdale. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Summerdale in the National Flood Insurance Program?
Yes. Summerdale appears in the FEMA Community Status Book as Summerdale, town of, community 010328, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Summerdale figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Baldwin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Summerdale.
Is zoning published for Summerdale?
No. Nothing on this page presents parcel level zoning.