HomeArizonaMaricopa CountyPhoenix
Phoenix, Arizona: commercial real estate data.
Phoenix is a Census city of 1,642,323 people across 518.32 square miles of land, in Maricopa County. Median household income is $81,332, 57.3 percent of occupied homes are owned, and the SBA record carries 1,695 7(a) approvals to borrowers here worth $1.14 bn since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Phoenix
What Phoenix is
- Census place typecity
- Land area518.32 sq mi
- Water area1 sq mi
- Population per square mile of land3,169
- County holding the largest share of its areaMaricopa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phoenix
How many people live in Phoenix
- Population1,642,323
- Median age34.9
- Population under 18387,949
- Share under 1823.6 percent
- Population 65 and over200,993
- Share 65 and over12.2 percent
- Households610,442
- Family households381,276
- Share of households that are families62.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phoenix
Income and work in Phoenix
- Median household income$81,332
- Per capita income$41,981
- Civilian labor force887,179
- Employed842,500
- Unemployed44,679
- Unemployment rate5.0 percent
- Adults 25 and over1,089,050
- Adults 25 and over with a high school diploma or higher84.8 percent
- Adults 25 and over with a bachelor degree or higher33.6 percent
- Adults 25 and over with a graduate degree13.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phoenix
Housing in Phoenix
- Housing units653,065
- Occupied units610,442
- Vacant units42,623
- Vacancy rate6.5 percent
- Owner occupied350,001
- Renter occupied260,441
- Ownership rate57.3 percent
- Median owner-occupied home value$420,700
- Median gross rent, monthly$1,582
- Annual rent as a share of median income23.3 percent
- Single family units421,755
- Share single family64.6 percent
- Units in buildings of two or more212,174
- Share in buildings of two or more32.5 percent
- Mobile homes18,425
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phoenix
How Phoenix gets to work
- Workers 16 and over who commute671,315
- Commuting under 15 minutes137,953
- Share commuting under 15 minutes20.5 percent
- Commuting 30 minutes or more247,802
- Share commuting 30 minutes or more36.9 percent
- Drove alone64.2 percent
- Carpooled10.8 percent
- Public transport1.9 percent
- Walked1.5 percent
- Worked from home19.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phoenix
SBA loans in Phoenix (7(a))
- Approvals1,695
- Gross approval$1,143,980,900
- Average approval$674,915
- Median approval$350,000
- Ninetieth percentile approval$1,695,600
- Largest approval$5,000,000
- Jobs supported23,235
- Jobs per approval13.7
- Loans with a final outcome350
- Paid in full329
- Charged off21
- Charge-off rate over resolved loans6.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more22.6 percent
- Share to franchises10.9 percent
- Distinct lenders137
- Distinct industries by NAICS369
Counted by borrower city: approvals to borrowers whose address is in Phoenix, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Phoenix
SBA loans in Phoenix (504)
- Approvals634
- Gross approval$571,832,000
- Average approval$901,943
- Median approval$581,500
- Largest approval$5,500,000
- Jobs supported9,222
- Loans with a final outcome206
- Charged off3
- Charge-off rate over resolved loans1.5 percent
- Median term300 months
- Distinct CDCs12
Counted by borrower city: approvals to borrowers whose address is in Phoenix, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Phoenix
Flood risk in Phoenix
- NFIP communityCity of Phoenix
- NFIP community number040051
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date02/08/24
The City of Phoenix participates in the National Flood Insurance Program as community 040051 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Maricopa County, not Phoenix
Maricopa County context, not Phoenix figures
- Establishments in Maricopa County109,863
- Covered employment, Maricopa County2,280,645
- Average annual pay, Maricopa County$73,840
- Housing units permitted, Maricopa County36,380
Every figure in this section is published for Maricopa County as a whole and is not a measurement of Phoenix.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Phoenix questions, answered from the record.
How many people live in Phoenix, Arizona?
1,642,323, in 610,442 households. Phoenix city covers 518.32 square miles of land, which is 3,169 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Phoenix in?
Maricopa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Phoenix?
$81,332. The median owner-occupied home is valued at $420,700. Median gross rent is $1,582 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Phoenix businesses?
1,695 7(a) approvals totaling $1.14 bn since FY2020, across 137 lenders, median approval $350,000, plus 634 504 approvals worth $571.8 m since FY2010. These count approvals to borrowers whose address is in Phoenix, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Phoenix borrowers get paid back?
Of the 350 loans that have reached a final outcome, 329 were paid in full and 21 charged off, a charge off rate of 6.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Phoenix in the National Flood Insurance Program?
Yes. Phoenix appears in the FEMA Community Status Book as Phoenix, city of, community 040051, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Phoenix figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Maricopa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Phoenix.
Is zoning published for Phoenix?
No. Nothing on this page presents parcel level zoning.
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