HomeArizonaMaricopa CountySurprise city
Surprise city, Arizona: commercial real estate data.
Surprise city is a Census city of 154,948 people across 110.51 square miles of land, in Maricopa County. Median household income is $96,711, 79.1 percent of occupied homes are owned, and the SBA record carries 126 7(a) approvals to borrowers here worth $66.2 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Surprise
What Surprise is
- Census place typecity
- Land area110.51 sq mi
- Water area0.22 sq mi
- Population per square mile of land1,402
- County holding the largest share of its areaMaricopa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surprise
How many people live in Surprise
- Population154,948
- Median age41.4
- Population under 1835,747
- Share under 1823.1 percent
- Population 65 and over34,432
- Share 65 and over22.2 percent
- Households56,506
- Family households41,402
- Share of households that are families73.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surprise
Income and work in Surprise
- Median household income$96,711
- Per capita income$41,888
- Civilian labor force72,406
- Employed69,296
- Unemployed3,110
- Unemployment rate4.3 percent
- Adults 25 and over107,494
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher30.5 percent
- Adults 25 and over with a graduate degree11.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surprise
Housing in Surprise
- Housing units62,098
- Occupied units56,506
- Vacant units5,592
- Vacancy rate9.0 percent
- Owner occupied44,683
- Renter occupied11,823
- Ownership rate79.1 percent
- Median owner-occupied home value$435,100
- Median gross rent, monthly$2,033
- Annual rent as a share of median income25.2 percent
- Single family units54,261
- Share single family87.4 percent
- Units in buildings of two or more5,253
- Share in buildings of two or more8.5 percent
- Mobile homes2,404
- Median year structure built2005
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surprise
How Surprise gets to work
- Workers 16 and over who commute55,537
- Commuting under 15 minutes11,188
- Share commuting under 15 minutes20.1 percent
- Commuting 30 minutes or more26,253
- Share commuting 30 minutes or more47.3 percent
- Drove alone69.4 percent
- Carpooled8.5 percent
- Public transport0.1 percent plus or minus 0.1
- Walked0.7 percent plus or minus 0.3
- Worked from home19.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surprise
SBA loans in Surprise (7(a))
- Approvals126
- Gross approval$66,204,600
- Average approval$525,433
- Median approval$300,000
- Ninetieth percentile approval$1,270,000
- Largest approval$5,000,000
- Jobs supported1,776
- Jobs per approval14.1
- Loans with a final outcome15
- Paid in full11
- Charged off4
- Charge-off rate over resolved loans26.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises27.0 percent
- Distinct lenders52
- Distinct industries by NAICS77
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Surprise
SBA loans in Surprise (504)
- Approvals28
- Gross approval$52,481,000
- Average approval$1,874,321
- Median approval$1,466,000
- Largest approval$5,000,000
- Jobs supported469
- Loans with a final outcome6
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Surprise
Flood risk in Surprise
- Listed NFIP communities1
- Of those, participating1
- NFIP community number040053
- Currently effective map date11/04/15
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Maricopa County, not Surprise
Maricopa County context, not Surprise figures
These are Maricopa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Surprise measurements.
- Establishments in Maricopa County109,863
- Employment at those establishments, Maricopa County2,016,986
- Covered employment, Maricopa County2,280,645
- Average annual pay, Maricopa County$73,840
- Average weekly wage, Maricopa County$1,420
- Housing units permitted, Maricopa County36,380
- Of those, single family, Maricopa County21,667
- County product, 2024, Maricopa County$419,250,222,000
- County product change over the prior year, Maricopa County7.7 percent
- Average income of an arriving household, Maricopa County$98,820
Every figure in this section is published for Maricopa County as a whole and is not a measurement of Surprise. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Surprise questions, answered from the record.
How many people live in Surprise, Arizona?
154,948, in 56,506 households. Surprise city covers 110.51 square miles of land, which is 1,402 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Surprise in?
Maricopa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Surprise?
$96,711. The median owner-occupied home is valued at $435,100. Median gross rent is $2,033 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Surprise businesses?
126 7(a) approvals totalling $66.2 m, across 52 lenders, median approval $300,000, plus 28 504 approvals worth $52.5 m. These count approvals to borrowers whose address is in Surprise, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Surprise borrowers get paid back?
Of the 15 loans that have reached a final outcome, 11 were paid in full and 4 charged off, a charge off rate of 26.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Surprise in the National Flood Insurance Program?
Yes. Surprise appears in the FEMA Community Status Book as community 040053, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Surprise figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Maricopa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Surprise.
Is zoning published for Surprise?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby