HomeArizonaMaricopa CountySurprise
Surprise, Arizona: commercial real estate data.
Surprise is a Census city of 154,948 people across 110.51 square miles of land, in Maricopa County. Median household income is $96,711, 79.1 percent of occupied homes are owned, and the SBA record carries 126 7(a) approvals to borrowers here worth $66.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Surprise
What Surprise is
- Census place typecity
- Land area110.51 sq mi
- Water area0.22 sq mi
- Population per square mile of land1,402
- County holding the largest share of its areaMaricopa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surprise
How many people live in Surprise
- Population154,948
- Median age41.4
- Population under 1835,747
- Share under 1823.1 percent
- Population 65 and over34,432
- Share 65 and over22.2 percent
- Households56,506
- Family households41,402
- Share of households that are families73.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surprise
Income and work in Surprise
- Median household income$96,711
- Per capita income$41,888
- Civilian labor force72,406
- Employed69,296
- Unemployed3,110
- Unemployment rate4.3 percent
- Adults 25 and over107,494
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher30.5 percent
- Adults 25 and over with a graduate degree11.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surprise
Housing in Surprise
- Housing units62,098
- Occupied units56,506
- Vacant units5,592
- Vacancy rate9.0 percent
- Owner occupied44,683
- Renter occupied11,823
- Ownership rate79.1 percent
- Median owner-occupied home value$435,100
- Median gross rent, monthly$2,033
- Annual rent as a share of median income25.2 percent
- Single family units54,261
- Share single family87.4 percent
- Units in buildings of two or more5,253
- Share in buildings of two or more8.5 percent
- Mobile homes2,404
- Median year structure built2005
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surprise
How Surprise gets to work
- Workers 16 and over who commute55,537
- Commuting under 15 minutes11,188
- Share commuting under 15 minutes20.1 percent
- Commuting 30 minutes or more26,253
- Share commuting 30 minutes or more47.3 percent
- Drove alone69.4 percent
- Carpooled8.5 percent
- Public transport0.1 percent plus or minus 0.1
- Walked0.7 percent plus or minus 0.3
- Worked from home19.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Surprise
SBA loans in Surprise (7(a))
- Approvals126
- Gross approval$66,204,600
- Average approval$525,433
- Median approval$296,000
- Ninetieth percentile approval$1,245,900
- Largest approval$5,000,000
- Jobs supported1,776
- Jobs per approval14.1
- Loans with a final outcome15
- Paid in full11
- Charged off4
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises27.0 percent
- Distinct lenders52
- Distinct industries by NAICS77
Counted by borrower city: approvals to borrowers whose address is in Surprise, in any county, FY2020 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Surprise
SBA loans in Surprise (504)
- Approvals28
- Gross approval$52,481,000
- Average approval$1,874,321
- Median approval$1,449,500
- Largest approval$5,000,000
- Jobs supported469
- Loans with a final outcome6
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Surprise, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Surprise
Flood risk in Surprise
- NFIP communityCity of Surprise
- NFIP community number040053
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/04/15
The City of Surprise participates in the National Flood Insurance Program as community 040053 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Maricopa County, not Surprise
Maricopa County context, not Surprise figures
- Establishments in Maricopa County109,863
- Covered employment, Maricopa County2,280,645
- Average annual pay, Maricopa County$73,840
- Housing units permitted, Maricopa County36,380
Every figure in this section is published for Maricopa County as a whole and is not a measurement of Surprise.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Surprise questions, answered from the record.
How many people live in Surprise, Arizona?
154,948, in 56,506 households. Surprise city covers 110.51 square miles of land, which is 1,402 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Surprise in?
Maricopa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Surprise?
$96,711. The median owner-occupied home is valued at $435,100. Median gross rent is $2,033 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Surprise businesses?
126 7(a) approvals totaling $66.2 m since FY2020, across 52 lenders, median approval $296,000, plus 28 504 approvals worth $52.5 m since FY2010. These count approvals to borrowers whose address is in Surprise, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Surprise borrowers get paid back?
No rate is published for Surprise. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Surprise in the National Flood Insurance Program?
Yes. Surprise appears in the FEMA Community Status Book as Surprise, city of, community 040053, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Surprise figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Maricopa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Surprise.
Is zoning published for Surprise?
No. Nothing on this page presents parcel level zoning.
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