HomeArizonaMaricopa CountyTempe city
Tempe city, Arizona: commercial real estate data.
Tempe city is a Census city of 188,065 people across 39.98 square miles of land, in Maricopa County. Median household income is $79,663, 42.3 percent of occupied homes are owned, and the SBA record carries 347 7(a) approvals to borrowers here worth $228.7 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Tempe
What Tempe is
- Census place typecity
- Land area39.98 sq mi
- Water area0.21 sq mi
- Population per square mile of land4,704
- County holding the largest share of its areaMaricopa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tempe
How many people live in Tempe
- Population188,065
- Median age30.0
- Population under 1826,531
- Share under 1814.1 percent
- Population 65 and over20,951
- Share 65 and over11.1 percent
- Households78,279
- Family households35,999
- Share of households that are families46.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tempe
Income and work in Tempe
- Median household income$79,663
- Per capita income$44,493
- Civilian labor force118,090
- Employed111,606
- Unemployed6,484
- Unemployment rate5.5 percent
- Adults 25 and over118,635
- Adults 25 and over with a high school diploma or higher93.8 percent
- Adults 25 and over with a bachelor degree or higher50.0 percent
- Adults 25 and over with a graduate degree21.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tempe
Housing in Tempe
- Housing units86,182
- Occupied units78,279
- Vacant units7,903
- Vacancy rate9.2 percent
- Owner occupied33,127
- Renter occupied45,152
- Ownership rate42.3 percent
- Median owner-occupied home value$455,400
- Median gross rent, monthly$1,743
- Annual rent as a share of median income26.3 percent
- Single family units41,451
- Share single family48.1 percent
- Units in buildings of two or more42,649
- Share in buildings of two or more49.5 percent
- Mobile homes2,048
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tempe
How Tempe gets to work
- Workers 16 and over who commute86,248
- Commuting under 15 minutes24,572
- Share commuting under 15 minutes28.5 percent
- Commuting 30 minutes or more19,834
- Share commuting 30 minutes or more23.0 percent
- Drove alone59.1 percent
- Carpooled8.0 percent
- Public transport3.4 percent plus or minus 0.7
- Walked3.7 percent
- Worked from home21.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tempe
SBA loans in Tempe (7(a))
- Approvals347
- Gross approval$228,652,900
- Average approval$658,942
- Median approval$300,000
- Ninetieth percentile approval$1,777,000
- Largest approval$5,000,000
- Jobs supported4,425
- Jobs per approval12.8
- Loans with a final outcome73
- Paid in full69
- Charged off4
- Charge-off rate over resolved loans5.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more18.4 percent
- Share to franchises13.3 percent
- Distinct lenders71
- Distinct industries by NAICS148
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tempe
SBA loans in Tempe (504)
- Approvals127
- Gross approval$127,847,000
- Average approval$1,006,669
- Median approval$623,000
- Largest approval$5,404,000
- Jobs supported1,978
- Loans with a final outcome47
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tempe
Flood risk in Tempe
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 5
- NFIP community number040054
- Currently effective map date09/18/20
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Maricopa County, not Tempe
Maricopa County context, not Tempe figures
These are Maricopa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Tempe measurements.
- Establishments in Maricopa County109,863
- Employment at those establishments, Maricopa County2,016,986
- Covered employment, Maricopa County2,280,645
- Average annual pay, Maricopa County$73,840
- Average weekly wage, Maricopa County$1,420
- Housing units permitted, Maricopa County36,380
- Of those, single family, Maricopa County21,667
- County product, 2024, Maricopa County$419,250,222,000
- County product change over the prior year, Maricopa County7.7 percent
- Average income of an arriving household, Maricopa County$98,820
Every figure in this section is published for Maricopa County as a whole and is not a measurement of Tempe. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Tempe questions, answered from the record.
How many people live in Tempe, Arizona?
188,065, in 78,279 households. Tempe city covers 39.98 square miles of land, which is 4,704 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Tempe in?
Maricopa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Tempe?
$79,663. The median owner-occupied home is valued at $455,400. Median gross rent is $1,743 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Tempe businesses?
347 7(a) approvals totalling $228.7 m, across 71 lenders, median approval $300,000, plus 127 504 approvals worth $127.8 m. These count approvals to borrowers whose address is in Tempe, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Tempe borrowers get paid back?
Of the 73 loans that have reached a final outcome, 69 were paid in full and 4 charged off, a charge off rate of 5.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Tempe in the National Flood Insurance Program?
Yes. Tempe appears in the FEMA Community Status Book as community 040054, carrying Community Rating System class 5, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Tempe figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Maricopa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Tempe.
Is zoning published for Tempe?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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