HomeCaliforniaKern CountyBakersfield
Bakersfield, California: commercial real estate data.
Bakersfield is a Census city of 411,986 people across 150.27 square miles of land, in Kern County. Median household income is $80,540, 60.6 percent of occupied homes are owned, and the SBA record carries 470 7(a) approvals to borrowers here worth $342.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bakersfield
What Bakersfield is
- Census place typecity
- Land area150.27 sq mi
- Water area1.46 sq mi
- Population per square mile of land2,742
- County holding the largest share of its areaKern County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bakersfield
How many people live in Bakersfield
- Population411,986
- Median age32.1
- Population under 18120,286
- Share under 1829.2 percent
- Population 65 and over46,672
- Share 65 and over11.3 percent
- Households129,625
- Family households96,976
- Share of households that are families74.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bakersfield
Income and work in Bakersfield
- Median household income$80,540
- Per capita income$33,405
- Civilian labor force190,077
- Employed176,756
- Unemployed13,321
- Unemployment rate7.0 percent
- Adults 25 and over250,933
- Adults 25 and over with a high school diploma or higher81.8 percent
- Adults 25 and over with a bachelor degree or higher23.6 percent
- Adults 25 and over with a graduate degree8.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bakersfield
Housing in Bakersfield
- Housing units135,724
- Occupied units129,625
- Vacant units6,099
- Vacancy rate4.5 percent
- Owner occupied78,521
- Renter occupied51,104
- Ownership rate60.6 percent
- Median owner-occupied home value$371,700
- Median gross rent, monthly$1,472
- Annual rent as a share of median income21.9 percent
- Single family units102,052
- Share single family75.2 percent
- Units in buildings of two or more29,513
- Share in buildings of two or more21.7 percent
- Mobile homes4,027
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bakersfield
How Bakersfield gets to work
- Workers 16 and over who commute157,431
- Commuting under 15 minutes39,372
- Share commuting under 15 minutes25.0 percent
- Commuting 30 minutes or more37,619
- Share commuting 30 minutes or more23.9 percent
- Drove alone79.1 percent
- Carpooled10.2 percent
- Public transport0.4 percent plus or minus 0.1
- Walked0.8 percent plus or minus 0.2
- Worked from home8.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bakersfield
SBA loans in Bakersfield (7(a))
- Approvals470
- Gross approval$342,280,600
- Average approval$728,257
- Median approval$277,600
- Ninetieth percentile approval$2,210,720
- Largest approval$5,000,000
- Jobs supported5,326
- Jobs per approval11.3
- Loans with a final outcome83
- Paid in full70
- Charged off13
- Charge-off rate over resolved loans15.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more30.9 percent
- Share to franchises14.0 percent
- Distinct lenders74
- Distinct industries by NAICS164
Counted by borrower city: approvals to borrowers whose address is in Bakersfield, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bakersfield
SBA loans in Bakersfield (504)
- Approvals354
- Gross approval$264,056,000
- Average approval$745,921
- Median approval$493,000
- Largest approval$4,708,000
- Jobs supported3,732
- Loans with a final outcome107
- Charged off1
- Charge-off rate over resolved loans0.9 percent
- Median term240 months
- Distinct CDCs14
Counted by borrower city: approvals to borrowers whose address is in Bakersfield, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bakersfield
Flood risk in Bakersfield
- NFIP communityCity of Bakersfield
- NFIP community number060077
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/21/21
The City of Bakersfield participates in the National Flood Insurance Program as community 060077 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kern County, not Bakersfield
Kern County context, not Bakersfield figures
- Establishments in Kern County14,352
- Covered employment, Kern County347,664
- Average annual pay, Kern County$60,066
- Housing units permitted, Kern County3,244
Every figure in this section is published for Kern County as a whole and is not a measurement of Bakersfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bakersfield questions, answered from the record.
How many people live in Bakersfield, California?
411,986, in 129,625 households. Bakersfield city covers 150.27 square miles of land, which is 2,742 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bakersfield in?
Kern County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bakersfield?
$80,540. The median owner-occupied home is valued at $371,700. Median gross rent is $1,472 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bakersfield businesses?
470 7(a) approvals totaling $342.3 m since FY2020, across 74 lenders, median approval $277,600, plus 354 504 approvals worth $264.1 m since FY2010. These count approvals to borrowers whose address is in Bakersfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bakersfield borrowers get paid back?
Of the 83 loans that have reached a final outcome, 70 were paid in full and 13 charged off, a charge off rate of 15.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Bakersfield in the National Flood Insurance Program?
Yes. Bakersfield appears in the FEMA Community Status Book as Bakersfield, city of, community 060077, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bakersfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kern County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bakersfield.
Is zoning published for Bakersfield?
No. Nothing on this page presents parcel level zoning.