HomeCaliforniaKern CountyRidgecrest
Ridgecrest, California: commercial real estate data.
Ridgecrest is a Census city of 28,225 people across 20.86 square miles of land, in Kern County. Median household income is $89,250, 58.8 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $21.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ridgecrest
What Ridgecrest is
- Census place typecity
- Land area20.86 sq mi
- Water area0.65 sq mi
- Population per square mile of land1,353
- County holding the largest share of its areaKern County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgecrest
How many people live in Ridgecrest
- Population28,225
- Median age33.4
- Population under 187,678
- Share under 1827.2 percent
- Population 65 and over3,494
- Share 65 and over12.4 percent
- Households11,303
- Family households6,758
- Share of households that are families59.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgecrest
Income and work in Ridgecrest
- Median household income$89,250
- Per capita income$41,606
- Civilian labor force13,084
- Employed12,084
- Unemployed1,000 plus or minus 270
- Unemployment rate7.6 percent plus or minus 2.0
- Adults 25 and over18,444
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher30.9 percent
- Adults 25 and over with a graduate degree9.2 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgecrest
Housing in Ridgecrest
- Housing units12,155
- Occupied units11,303
- Vacant units852 plus or minus 235
- Vacancy rate7.0 percent plus or minus 1.9
- Owner occupied6,645
- Renter occupied4,658
- Ownership rate58.8 percent
- Median owner-occupied home value$253,900
- Median gross rent, monthly$1,186
- Annual rent as a share of median income15.9 percent
- Single family units8,815
- Share single family72.5 percent
- Units in buildings of two or more2,333
- Share in buildings of two or more19.2 percent
- Mobile homes933 plus or minus 221
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgecrest
How Ridgecrest gets to work
- Workers 16 and over who commute11,063
- Commuting under 15 minutes5,983
- Share commuting under 15 minutes54.1 percent
- Commuting 30 minutes or more1,622 plus or minus 389
- Share commuting 30 minutes or more14.7 percent plus or minus 3.4
- Drove alone73.3 percent
- Carpooled12.1 percent plus or minus 2.8
- Public transport0.4 percent plus or minus 0.3
- Walked1.4 percent plus or minus 0.6
- Worked from home11.0 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridgecrest
SBA loans in Ridgecrest (7(a))
- Approvals16
- Gross approval$21,925,500
- Average approval$1,370,344
- Median approval$691,000
- Largest approval$5,000,000
- Jobs supported180
- Jobs per approval11.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more62.5 percent
- Share to franchises50.0 percent
- Distinct lenders10
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Ridgecrest, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ridgecrest
SBA loans in Ridgecrest (504)
- Approvals5
- Gross approval$6,674,000
- Average approval$1,334,800
- Median approval$692,000
- Largest approval$4,532,000
- Jobs supported52
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Ridgecrest, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ridgecrest
Flood risk in Ridgecrest
- NFIP communityCity of Ridgecrest
- NFIP community number060081
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/26/08
The City of Ridgecrest participates in the National Flood Insurance Program as community 060081 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kern County, not Ridgecrest
Kern County context, not Ridgecrest figures
- Establishments in Kern County14,352
- Covered employment, Kern County347,664
- Average annual pay, Kern County$60,066
- Housing units permitted, Kern County3,244
Every figure in this section is published for Kern County as a whole and is not a measurement of Ridgecrest.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ridgecrest questions, answered from the record.
How many people live in Ridgecrest, California?
28,225, in 11,303 households. Ridgecrest city covers 20.86 square miles of land, which is 1,353 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ridgecrest in?
Kern County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ridgecrest?
$89,250. The median owner-occupied home is valued at $253,900. Median gross rent is $1,186 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ridgecrest businesses?
16 7(a) approvals totaling $21.9 m since FY2020, across 10 lenders, median approval $691,000, plus 5 504 approvals worth $6.7 m since FY2010. These count approvals to borrowers whose address is in Ridgecrest, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ridgecrest borrowers get paid back?
No rate is published for Ridgecrest. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ridgecrest in the National Flood Insurance Program?
Yes. Ridgecrest appears in the FEMA Community Status Book as Ridgecrest, city of, community 060081, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ridgecrest figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kern County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ridgecrest.
Is zoning published for Ridgecrest?
No. Nothing on this page presents parcel level zoning.