HomeCaliforniaSan Mateo CountyMontara CDP
Montara CDP, California: commercial real estate data.
Montara CDP is a Census CDP of 2,917 people across 3.88 square miles of land, in San Mateo County. Median household income is $233,826, 78.2 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.1 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Montara
What Montara is
- Census place typeCDP
- Land area3.88 sq mi
- Water area0 sq mi
- Population per square mile of land752 plus or minus 208
- County holding the largest share of its areaSan Mateo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montara
How many people live in Montara
- Population2,917 plus or minus 807
- Median age50.5 plus or minus 12.8
- Population under 18503 plus or minus 251
- Share under 1817.2 percent plus or minus 7.2
- Population 65 and over926 plus or minus 266
- Share 65 and over31.7 percent
- Households1,003 plus or minus 231
- Family households715 plus or minus 215
- Share of households that are families71.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montara
Income and work in Montara
- Median household income$233,826 plus or minus $102,824
- Per capita income$90,748 plus or minus $21,791
- Civilian labor force1,676 plus or minus 598
- Employed1,516 plus or minus 472
- Unemployed160 plus or minus 204
- Unemployment rate9.5 percent plus or minus 11.7
- Adults 25 and over2,021 plus or minus 488
- Adults 25 and over with a high school diploma or higher94.8 percent plus or minus 31.6
- Adults 25 and over with a bachelor degree or higher66.9 percent
- Adults 25 and over with a graduate degree43.5 percent plus or minus 10.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montara
Housing in Montara
- Housing units1,211 plus or minus 242
- Occupied units1,003 plus or minus 231
- Vacant units208 plus or minus 164
- Vacancy rate17.2 percent plus or minus 13.1
- Owner occupied784 plus or minus 222
- Renter occupied219 plus or minus 168
- Ownership rate78.2 percent
- Median owner-occupied home value$1,580,700
- Median gross rent, monthly$3,032 plus or minus $1,300
- Annual rent as a share of median income15.6 percent plus or minus 9.6
- Single family units1,182 plus or minus 268
- Share single family97.6 percent
- Units in buildings of two or more29 plus or minus 47
- Share in buildings of two or more2.4 percent plus or minus 3.9
- Mobile homes0
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montara
How Montara gets to work
- Workers 16 and over who commute1,041 plus or minus 341
- Commuting under 15 minutes193 plus or minus 172
- Share commuting under 15 minutes18.5 percent plus or minus 15.4
- Commuting 30 minutes or more627 plus or minus 288
- Share commuting 30 minutes or more60.2 percent plus or minus 19.3
- Drove alone54.5 percent
- Carpooled9.9 percent plus or minus 7.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home28.7 percent plus or minus 12.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montara
SBA loans in Montara (7(a))
- Approvals3
- Gross approval$3,088,500
- Average approval$1,029,500
- Median approval$826,500
- Ninetieth percentile approval$2,250,000
- Largest approval$2,250,000
- Jobs supported22
- Jobs per approval7.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montara
SBA loans in Montara (504)
- Approvals1
- Gross approval$1,104,000
- Average approval$1,104,000
- Median approval$1,104,000
- Largest approval$1,104,000
- Jobs supported10
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Mateo County, not Montara
San Mateo County context, not Montara figures
These are San Mateo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Montara measurements.
- Establishments in San Mateo County21,569
- Employment at those establishments, San Mateo County477,938
- Covered employment, San Mateo County416,422
- Average annual pay, San Mateo County$196,441
- Average weekly wage, San Mateo County$3,778
- Housing units permitted, San Mateo County1,088
- Of those, single family, San Mateo County521
- County product, 2024, San Mateo County$217,017,754,000
- County product change over the prior year, San Mateo County11.1 percent
- Average income of an arriving household, San Mateo County$211,636
Every figure in this section is published for San Mateo County as a whole and is not a measurement of Montara. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Montara questions, answered from the record.
How many people live in Montara, California?
2,917, in 1,003 households. Montara CDP covers 3.88 square miles of land, which is 752 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montara in?
San Mateo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montara?
$233,826. The median owner-occupied home is valued at $1,580,700. Median gross rent is $3,032 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montara businesses?
3 7(a) approvals totalling $3.1 m, across 3 lenders, median approval $826,500, plus 1 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Montara, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montara borrowers get paid back?
No rate is published for Montara. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Montara figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Mateo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montara.
Is zoning published for Montara?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.