HomeCaliforniaSanta Barbara CountyCarpinteria
Carpinteria, California: commercial real estate data.
Carpinteria is a Census city of 13,036 people across 2.59 square miles of land, in Santa Barbara County. Median household income is $100,658, 61.5 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $7.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Carpinteria
What Carpinteria is
- Census place typecity
- Land area2.59 sq mi
- Water area6.68 sq mi
- Population per square mile of land5,036
- County holding the largest share of its areaSanta Barbara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carpinteria
How many people live in Carpinteria
- Population13,036
- Median age44.8
- Population under 182,617
- Share under 1820.1 percent
- Population 65 and over3,174
- Share 65 and over24.3 percent
- Households5,138
- Family households3,358
- Share of households that are families65.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carpinteria
Income and work in Carpinteria
- Median household income$100,658
- Per capita income$54,901
- Civilian labor force6,442
- Employed6,211
- Unemployed231 plus or minus 121
- Unemployment rate3.6 percent plus or minus 1.9
- Adults 25 and over9,594
- Adults 25 and over with a high school diploma or higher85.8 percent
- Adults 25 and over with a bachelor degree or higher44.0 percent
- Adults 25 and over with a graduate degree17.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carpinteria
Housing in Carpinteria
- Housing units6,058
- Occupied units5,138
- Vacant units920 plus or minus 288
- Vacancy rate15.2 percent plus or minus 4.6
- Owner occupied3,162
- Renter occupied1,976
- Ownership rate61.5 percent
- Median owner-occupied home value$1,043,100
- Median gross rent, monthly$2,377
- Annual rent as a share of median income28.3 percent
- Single family units2,841
- Share single family46.9 percent
- Units in buildings of two or more2,254
- Share in buildings of two or more37.2 percent
- Mobile homes963 plus or minus 268
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carpinteria
How Carpinteria gets to work
- Workers 16 and over who commute5,060
- Commuting under 15 minutes1,656 plus or minus 348
- Share commuting under 15 minutes32.7 percent
- Commuting 30 minutes or more1,725 plus or minus 367
- Share commuting 30 minutes or more34.1 percent
- Drove alone67.6 percent
- Carpooled6.8 percent plus or minus 2.9
- Public transport2.1 percent plus or minus 1.9
- Walked4.8 percent plus or minus 2.6
- Worked from home16.4 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carpinteria
SBA loans in Carpinteria (7(a))
- Approvals28
- Gross approval$7,329,500
- Average approval$261,768
- Median approval$210,000
- Ninetieth percentile approval$500,000
- Largest approval$1,021,000
- Jobs supported217
- Jobs per approval7.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises3.6 percent
- Distinct lenders11
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Carpinteria, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carpinteria
SBA loans in Carpinteria (504)
- Approvals7
- Gross approval$9,485,000
- Average approval$1,355,000
- Median approval$619,000
- Largest approval$5,000,000
- Jobs supported61
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Carpinteria, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carpinteria
Flood risk in Carpinteria
- NFIP communityCity of Carpinteria
- NFIP community number060332
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date06/10/26
The City of Carpinteria participates in the National Flood Insurance Program as community 060332 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Santa Barbara County, not Carpinteria
Santa Barbara County context, not Carpinteria figures
- Establishments in Santa Barbara County12,484
- Covered employment, Santa Barbara County216,323
- Average annual pay, Santa Barbara County$69,664
- Housing units permitted, Santa Barbara County750
Every figure in this section is published for Santa Barbara County as a whole and is not a measurement of Carpinteria.
All Santa Barbara County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Carpinteria questions, answered from the record.
How many people live in Carpinteria, California?
13,036, in 5,138 households. Carpinteria city covers 2.59 square miles of land, which is 5,036 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Carpinteria in?
Santa Barbara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Carpinteria?
$100,658. The median owner-occupied home is valued at $1,043,100. Median gross rent is $2,377 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Carpinteria businesses?
28 7(a) approvals totaling $7.3 m since FY2020, across 11 lenders, median approval $210,000, plus 7 504 approvals worth $9.5 m since FY2010. These count approvals to borrowers whose address is in Carpinteria, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Carpinteria borrowers get paid back?
No rate is published for Carpinteria. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Carpinteria in the National Flood Insurance Program?
Yes. Carpinteria appears in the FEMA Community Status Book as Carpinteria, city of, community 060332, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Carpinteria figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Barbara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carpinteria.
Is zoning published for Carpinteria?
No. Nothing on this page presents parcel level zoning.