HomeCaliforniaSanta Barbara CountyCarpinteria city
Carpinteria city, California: commercial real estate data.
Carpinteria city is a Census city of 13,036 people across 2.59 square miles of land, in Santa Barbara County. Median household income is $100,658, 61.5 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $7.3 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Carpinteria
What Carpinteria is
- Census place typecity
- Land area2.59 sq mi
- Water area6.68 sq mi
- Population per square mile of land5,036
- County holding the largest share of its areaSanta Barbara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carpinteria
How many people live in Carpinteria
- Population13,036
- Median age44.8
- Population under 182,617
- Share under 1820.1 percent
- Population 65 and over3,174
- Share 65 and over24.3 percent
- Households5,138
- Family households3,358
- Share of households that are families65.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carpinteria
Income and work in Carpinteria
- Median household income$100,658
- Per capita income$54,901
- Civilian labor force6,442
- Employed6,211
- Unemployed231 plus or minus 121
- Unemployment rate3.6 percent plus or minus 1.9
- Adults 25 and over9,594
- Adults 25 and over with a high school diploma or higher85.8 percent
- Adults 25 and over with a bachelor degree or higher44.0 percent
- Adults 25 and over with a graduate degree17.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carpinteria
Housing in Carpinteria
- Housing units6,058
- Occupied units5,138
- Vacant units920 plus or minus 288
- Vacancy rate15.2 percent plus or minus 4.6
- Owner occupied3,162
- Renter occupied1,976
- Ownership rate61.5 percent
- Median owner-occupied home value$1,043,100
- Median gross rent, monthly$2,377
- Annual rent as a share of median income28.3 percent
- Single family units2,841
- Share single family46.9 percent
- Units in buildings of two or more2,254
- Share in buildings of two or more37.2 percent
- Mobile homes963 plus or minus 268
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carpinteria
How Carpinteria gets to work
- Workers 16 and over who commute5,060
- Commuting under 15 minutes1,656 plus or minus 348
- Share commuting under 15 minutes32.7 percent
- Commuting 30 minutes or more1,725 plus or minus 367
- Share commuting 30 minutes or more34.1 percent
- Drove alone67.6 percent
- Carpooled6.8 percent plus or minus 2.9
- Public transport2.1 percent plus or minus 1.9
- Walked4.8 percent plus or minus 2.6
- Worked from home16.4 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carpinteria
SBA loans in Carpinteria (7(a))
- Approvals28
- Gross approval$7,329,500
- Average approval$261,768
- Median approval$220,000
- Ninetieth percentile approval$500,000
- Largest approval$1,021,000
- Jobs supported217
- Jobs per approval7.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises3.6 percent
- Distinct lenders11
- Distinct industries by NAICS15
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carpinteria
SBA loans in Carpinteria (504)
- Approvals7
- Gross approval$9,485,000
- Average approval$1,355,000
- Median approval$619,000
- Largest approval$5,000,000
- Jobs supported61
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carpinteria
Flood risk in Carpinteria
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 9
- NFIP community number060332
- Currently effective map date06/10/26
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Santa Barbara County, not Carpinteria
Santa Barbara County context, not Carpinteria figures
These are Santa Barbara County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Carpinteria measurements.
- Establishments in Santa Barbara County12,484
- Employment at those establishments, Santa Barbara County160,460
- Covered employment, Santa Barbara County216,323
- Average annual pay, Santa Barbara County$69,664
- Average weekly wage, Santa Barbara County$1,340
- Housing units permitted, Santa Barbara County750
- Of those, single family, Santa Barbara County481
- County product, 2024, Santa Barbara County$41,424,520,000
- County product change over the prior year, Santa Barbara County7.2 percent
- Average income of an arriving household, Santa Barbara County$169,326
Every figure in this section is published for Santa Barbara County as a whole and is not a measurement of Carpinteria. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Carpinteria questions, answered from the record.
How many people live in Carpinteria, California?
13,036, in 5,138 households. Carpinteria city covers 2.59 square miles of land, which is 5,036 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Carpinteria in?
Santa Barbara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Carpinteria?
$100,658. The median owner-occupied home is valued at $1,043,100. Median gross rent is $2,377 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Carpinteria businesses?
28 7(a) approvals totalling $7.3 m, across 11 lenders, median approval $220,000, plus 7 504 approvals worth $9.5 m. These count approvals to borrowers whose address is in Carpinteria, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Carpinteria borrowers get paid back?
No rate is published for Carpinteria. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Carpinteria in the National Flood Insurance Program?
Yes. Carpinteria appears in the FEMA Community Status Book as community 060332, carrying Community Rating System class 9, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Carpinteria figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Barbara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carpinteria.
Is zoning published for Carpinteria?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.