HomeCaliforniaSanta Barbara CountySanta Maria city
Santa Maria city, California: commercial real estate data.
Santa Maria city is a Census city of 110,462 people across 22.81 square miles of land, in Santa Barbara County. Median household income is $84,746, 50.2 percent of occupied homes are owned, and the SBA record carries 103 7(a) approvals to borrowers here worth $76.2 m.
82 sourced place values · tier FULL · 9 sections
Santa Maria
What Santa Maria is
- Census place typecity
- Land area22.81 sq mi
- Water area0.61 sq mi
- Population per square mile of land4,843
- County holding the largest share of its areaSanta Barbara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Maria
How many people live in Santa Maria
- Population110,462
- Median age29.3
- Population under 1834,109
- Share under 1830.9 percent
- Population 65 and over12,155
- Share 65 and over11.0 percent
- Households29,505
- Family households22,846
- Share of households that are families77.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Maria
Income and work in Santa Maria
- Median household income$84,746
- Per capita income$27,440
- Civilian labor force53,051
- Employed49,184
- Unemployed3,867
- Unemployment rate7.3 percent
- Adults 25 and over61,985
- Adults 25 and over with a high school diploma or higher62.5 percent
- Adults 25 and over with a bachelor degree or higher15.7 percent
- Adults 25 and over with a graduate degree4.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Maria
Housing in Santa Maria
- Housing units30,482
- Occupied units29,505
- Vacant units977 plus or minus 275
- Vacancy rate3.2 percent plus or minus 0.9
- Owner occupied14,812
- Renter occupied14,693
- Ownership rate50.2 percent
- Median owner-occupied home value$531,700
- Median gross rent, monthly$1,925
- Annual rent as a share of median income27.3 percent
- Single family units20,182
- Share single family66.2 percent
- Units in buildings of two or more8,940
- Share in buildings of two or more29.3 percent
- Mobile homes1,321
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Maria
How Santa Maria gets to work
- Workers 16 and over who commute45,590
- Commuting under 15 minutes15,130
- Share commuting under 15 minutes33.2 percent
- Commuting 30 minutes or more13,333
- Share commuting 30 minutes or more29.2 percent
- Drove alone71.3 percent
- Carpooled18.8 percent
- Public transport1.8 percent plus or minus 0.6
- Walked1.4 percent plus or minus 0.4
- Worked from home4.7 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Maria
SBA 7(a) lending to Santa Maria borrowers
- Approvals103
- Gross approval$76,211,600
- Average approval$739,918
- Median approval$320,000
- Ninetieth percentile approval$2,150,000
- Largest approval$5,000,000
- Jobs supported1,138
- Jobs per approval11.0
- Loans with a final outcome14
- Paid in full13
- Charged off1
- Charge-off rate over resolved loans7.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more27.2 percent
- Share to franchises13.6 percent
- Distinct lenders36
- Distinct industries by NAICS57
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Santa Maria
SBA 504 lending to Santa Maria borrowers
- Approvals59
- Gross approval$65,904,000
- Average approval$1,117,017
- Median approval$516,000
- Largest approval$5,000,000
- Jobs supported1,184
- Loans with a final outcome14
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs13
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Santa Maria
Flood programme status in Santa Maria
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060336
- Currently effective map date12/04/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Santa Barbara County, not Santa Maria
Santa Barbara County context, not Santa Maria figures
These are Santa Barbara County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Santa Maria measurements.
- Establishments in Santa Barbara County12,484
- Employment at those establishments, Santa Barbara County160,460
- Covered employment, Santa Barbara County216,323
- Average annual pay, Santa Barbara County$69,664
- Average weekly wage, Santa Barbara County$1,340
- Housing units permitted, Santa Barbara County750
- Of those, single family, Santa Barbara County481
- County product, 2024, Santa Barbara County$41,424,520,000
- County product change over the prior year, Santa Barbara County7.2 percent
- Average income of an arriving household, Santa Barbara County$169,326
Every figure in this section is published for Santa Barbara County as a whole and is not a measurement of Santa Maria. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Santa Maria questions, answered from the record.
How many people live in Santa Maria, California?
110,462, in 29,505 households. Santa Maria city covers 22.81 square miles of land, which is 4,843 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Santa Maria in?
Santa Barbara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Santa Maria?
$84,746. The median owner-occupied home is valued at $531,700. Median gross rent is $1,925 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Santa Maria businesses?
103 7(a) approvals totalling $76.2 m, across 36 lenders, median approval $320,000, plus 59 504 approvals worth $65.9 m. These count approvals to borrowers whose address is in Santa Maria, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Santa Maria borrowers get paid back?
Of the 14 loans that have reached a final outcome, 13 were paid in full and 1 charged off, a charge off rate of 7.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Santa Maria in the National Flood Insurance Program?
Yes. Santa Maria appears in the FEMA Community Status Book as community 060336, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Santa Maria figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Barbara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Santa Maria.
Is zoning published for Santa Maria?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.