HomeCaliforniaSanta Barbara CountySanta Maria
Santa Maria, California: commercial real estate data.
Santa Maria is a Census city of 110,462 people across 22.81 square miles of land, in Santa Barbara County. Median household income is $84,746, 50.2 percent of occupied homes are owned, and the SBA record carries 103 7(a) approvals to borrowers here worth $76.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Santa Maria
What Santa Maria is
- Census place typecity
- Land area22.81 sq mi
- Water area0.61 sq mi
- Population per square mile of land4,843
- County holding the largest share of its areaSanta Barbara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Maria
How many people live in Santa Maria
- Population110,462
- Median age29.3
- Population under 1834,109
- Share under 1830.9 percent
- Population 65 and over12,155
- Share 65 and over11.0 percent
- Households29,505
- Family households22,846
- Share of households that are families77.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Maria
Income and work in Santa Maria
- Median household income$84,746
- Per capita income$27,440
- Civilian labor force53,051
- Employed49,184
- Unemployed3,867
- Unemployment rate7.3 percent
- Adults 25 and over61,985
- Adults 25 and over with a high school diploma or higher62.5 percent
- Adults 25 and over with a bachelor degree or higher15.7 percent
- Adults 25 and over with a graduate degree4.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Maria
Housing in Santa Maria
- Housing units30,482
- Occupied units29,505
- Vacant units977 plus or minus 275
- Vacancy rate3.2 percent plus or minus 0.9
- Owner occupied14,812
- Renter occupied14,693
- Ownership rate50.2 percent
- Median owner-occupied home value$531,700
- Median gross rent, monthly$1,925
- Annual rent as a share of median income27.3 percent
- Single family units20,182
- Share single family66.2 percent
- Units in buildings of two or more8,940
- Share in buildings of two or more29.3 percent
- Mobile homes1,321
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Maria
How Santa Maria gets to work
- Workers 16 and over who commute45,590
- Commuting under 15 minutes15,130
- Share commuting under 15 minutes33.2 percent
- Commuting 30 minutes or more13,333
- Share commuting 30 minutes or more29.2 percent
- Drove alone71.3 percent
- Carpooled18.8 percent
- Public transport1.8 percent plus or minus 0.6
- Walked1.4 percent plus or minus 0.4
- Worked from home4.7 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Maria
SBA loans in Santa Maria (7(a))
- Approvals103
- Gross approval$76,211,600
- Average approval$739,918
- Median approval$320,000
- Ninetieth percentile approval$2,123,000
- Largest approval$5,000,000
- Jobs supported1,138
- Jobs per approval11.0
- Loans with a final outcome14
- Paid in full13
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more27.2 percent
- Share to franchises13.6 percent
- Distinct lenders36
- Distinct industries by NAICS57
Counted by borrower city: approvals to borrowers whose address is in Santa Maria, in any county, FY2020 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Santa Maria
SBA loans in Santa Maria (504)
- Approvals59
- Gross approval$65,904,000
- Average approval$1,117,017
- Median approval$516,000
- Largest approval$5,000,000
- Jobs supported1,184
- Loans with a final outcome14
- Charged off0
- Median term300 months
- Distinct CDCs13
Counted by borrower city: approvals to borrowers whose address is in Santa Maria, in any county, FY2010 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Santa Maria
Flood risk in Santa Maria
- NFIP communityCity of Santa Maria
- NFIP community number060336
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/04/12
The City of Santa Maria participates in the National Flood Insurance Program as community 060336 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Santa Barbara County, not Santa Maria
Santa Barbara County context, not Santa Maria figures
- Establishments in Santa Barbara County12,484
- Covered employment, Santa Barbara County216,323
- Average annual pay, Santa Barbara County$69,664
- Housing units permitted, Santa Barbara County750
Every figure in this section is published for Santa Barbara County as a whole and is not a measurement of Santa Maria.
All Santa Barbara County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Santa Maria questions, answered from the record.
How many people live in Santa Maria, California?
110,462, in 29,505 households. Santa Maria city covers 22.81 square miles of land, which is 4,843 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Santa Maria in?
Santa Barbara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Santa Maria?
$84,746. The median owner-occupied home is valued at $531,700. Median gross rent is $1,925 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Santa Maria businesses?
103 7(a) approvals totaling $76.2 m since FY2020, across 36 lenders, median approval $320,000, plus 59 504 approvals worth $65.9 m since FY2010. These count approvals to borrowers whose address is in Santa Maria, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Santa Maria borrowers get paid back?
No rate is published for Santa Maria. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Santa Maria in the National Flood Insurance Program?
Yes. Santa Maria appears in the FEMA Community Status Book as Santa Maria, city of, community 060336, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Santa Maria figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Barbara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Santa Maria.
Is zoning published for Santa Maria?
No. Nothing on this page presents parcel level zoning.