HomeCaliforniaSanta Barbara CountyMontecito
Montecito, California: commercial real estate data.
Montecito is a Census CDP of 9,031 people across 9.18 square miles of land, in Santa Barbara County. Median household income is $231,005, 75.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $500,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Montecito
What Montecito is
- Census place typeCDP
- Land area9.18 sq mi
- Water area7.92 sq mi
- Population per square mile of land983
- County holding the largest share of its areaSanta Barbara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montecito
How many people live in Montecito
- Population9,031
- Median age50.0
- Population under 181,335
- Share under 1814.8 percent
- Population 65 and over3,021
- Share 65 and over33.5 percent
- Households3,390
- Family households2,263
- Share of households that are families66.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montecito
Income and work in Montecito
- Median household income$231,005
- Per capita income$135,431
- Civilian labor force3,457
- Employed3,317
- Unemployed140 plus or minus 81
- Unemployment rate4.0 percent plus or minus 2.3
- Adults 25 and over6,179
- Adults 25 and over with a high school diploma or higher98.4 percent
- Adults 25 and over with a bachelor degree or higher76.3 percent
- Adults 25 and over with a graduate degree33.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montecito
Housing in Montecito
- Housing units4,092
- Occupied units3,390
- Vacant units702 plus or minus 151
- Vacancy rate17.2 percent plus or minus 3.5
- Owner occupied2,568
- Renter occupied822 plus or minus 176
- Ownership rate75.8 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$3,501
- Annual rent as a share of median income18.2 percent
- Single family units3,624
- Share single family88.6 percent
- Units in buildings of two or more468 plus or minus 132
- Share in buildings of two or more11.4 percent plus or minus 3.1
- Mobile homes0
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montecito
How Montecito gets to work
- Workers 16 and over who commute2,091
- Commuting under 15 minutes1,119 plus or minus 230
- Share commuting under 15 minutes53.5 percent
- Commuting 30 minutes or more314 plus or minus 104
- Share commuting 30 minutes or more15.0 percent plus or minus 4.6
- Drove alone48.3 percent
- Carpooled3.7 percent plus or minus 2.4
- Public transport1.3 percent plus or minus 1.1
- Walked8.7 percent plus or minus 2.9
- Worked from home33.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montecito
SBA loans in Montecito (7(a))
- Approvals1
- Gross approval$500,000
- Average approval$500,000
- Median approval$500,000
- Largest approval$500,000
- Jobs supported16
- Jobs per approval16.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Montecito, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Santa Barbara County, not Montecito
Santa Barbara County context, not Montecito figures
- Establishments in Santa Barbara County12,484
- Covered employment, Santa Barbara County216,323
- Average annual pay, Santa Barbara County$69,664
- Housing units permitted, Santa Barbara County750
Every figure in this section is published for Santa Barbara County as a whole and is not a measurement of Montecito.
All Santa Barbara County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Montecito questions, answered from the record.
How many people live in Montecito, California?
9,031, in 3,390 households. Montecito CDP covers 9.18 square miles of land, which is 983 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montecito in?
Santa Barbara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montecito?
$231,005. The median owner-occupied home is valued at $2,000,001. Median gross rent is $3,501 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montecito businesses?
1 7(a) approvals totaling $500,000 since FY2020, across 1 lenders, median approval $500,000. These count approvals to borrowers whose address is in Montecito, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montecito borrowers get paid back?
No rate is published for Montecito. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Montecito figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Barbara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montecito.
Is zoning published for Montecito?
No. Nothing on this page presents parcel level zoning.