HomeCaliforniaSanta Barbara CountySanta Barbara
Santa Barbara, California: commercial real estate data.
Santa Barbara is a Census city of 87,779 people across 19.49 square miles of land, in Santa Barbara County. Median household income is $106,182, 39.9 percent of occupied homes are owned, and the SBA record carries 167 7(a) approvals to borrowers here worth $112.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Santa Barbara
What Santa Barbara is
- Census place typecity
- Land area19.49 sq mi
- Water area17.96 sq mi
- Population per square mile of land4,504
- County holding the largest share of its areaSanta Barbara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Barbara
How many people live in Santa Barbara
- Population87,779
- Median age39.7
- Population under 1815,526
- Share under 1817.7 percent
- Population 65 and over18,046
- Share 65 and over20.6 percent
- Households36,291
- Family households19,501
- Share of households that are families53.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Barbara
Income and work in Santa Barbara
- Median household income$106,182
- Per capita income$65,452
- Civilian labor force47,808
- Employed45,058
- Unemployed2,750
- Unemployment rate5.8 percent
- Adults 25 and over63,457
- Adults 25 and over with a high school diploma or higher89.2 percent
- Adults 25 and over with a bachelor degree or higher51.9 percent
- Adults 25 and over with a graduate degree22.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Barbara
Housing in Santa Barbara
- Housing units39,204
- Occupied units36,291
- Vacant units2,913
- Vacancy rate7.4 percent
- Owner occupied14,466
- Renter occupied21,825
- Ownership rate39.9 percent
- Median owner-occupied home value$1,570,800
- Median gross rent, monthly$2,413
- Annual rent as a share of median income27.3 percent
- Single family units21,682
- Share single family55.3 percent
- Units in buildings of two or more17,293
- Share in buildings of two or more44.1 percent
- Mobile homes229 plus or minus 123
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Barbara
How Santa Barbara gets to work
- Workers 16 and over who commute35,700
- Commuting under 15 minutes18,037
- Share commuting under 15 minutes50.5 percent
- Commuting 30 minutes or more4,189
- Share commuting 30 minutes or more11.7 percent
- Drove alone60.8 percent
- Carpooled8.5 percent
- Public transport2.0 percent plus or minus 0.5
- Walked4.0 percent
- Worked from home18.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Barbara
SBA loans in Santa Barbara (7(a))
- Approvals167
- Gross approval$112,632,600
- Average approval$674,447
- Median approval$250,000
- Ninetieth percentile approval$1,799,080
- Largest approval$5,000,000
- Jobs supported1,749
- Jobs per approval10.5
- Loans with a final outcome38
- Paid in full35
- Charged off3
- Charge-off rate over resolved loans7.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more16.8 percent
- Share to franchises4.8 percent
- Distinct lenders43
- Distinct industries by NAICS89
Counted by borrower city: approvals to borrowers whose address is in Santa Barbara, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Santa Barbara
SBA loans in Santa Barbara (504)
- Approvals123
- Gross approval$97,987,000
- Average approval$796,642
- Median approval$620,000
- Largest approval$5,000,000
- Jobs supported1,336
- Loans with a final outcome47
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs10
Counted by borrower city: approvals to borrowers whose address is in Santa Barbara, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Santa Barbara
Flood risk in Santa Barbara
- NFIP communityCity of Santa Barbara
- NFIP community number060335
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/28/18
The City of Santa Barbara participates in the National Flood Insurance Program as community 060335 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Santa Barbara County, not Santa Barbara
Santa Barbara County context, not Santa Barbara figures
- Establishments in Santa Barbara County12,484
- Covered employment, Santa Barbara County216,323
- Average annual pay, Santa Barbara County$69,664
- Housing units permitted, Santa Barbara County750
Every figure in this section is published for Santa Barbara County as a whole and is not a measurement of Santa Barbara.
All Santa Barbara County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Santa Barbara questions, answered from the record.
How many people live in Santa Barbara, California?
87,779, in 36,291 households. Santa Barbara city covers 19.49 square miles of land, which is 4,504 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Santa Barbara in?
Santa Barbara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Santa Barbara?
$106,182. The median owner-occupied home is valued at $1,570,800. Median gross rent is $2,413 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Santa Barbara businesses?
167 7(a) approvals totaling $112.6 m since FY2020, across 43 lenders, median approval $250,000, plus 123 504 approvals worth $98.0 m since FY2010. These count approvals to borrowers whose address is in Santa Barbara, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Santa Barbara borrowers get paid back?
Of the 38 loans that have reached a final outcome, 35 were paid in full and 3 charged off, a charge off rate of 7.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Santa Barbara in the National Flood Insurance Program?
Yes. Santa Barbara appears in the FEMA Community Status Book as Santa Barbara, city of, community 060335, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Santa Barbara figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Barbara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Santa Barbara.
Is zoning published for Santa Barbara?
No. Nothing on this page presents parcel level zoning.