HomeCaliforniaSonoma CountyMonte Rio CDP
Monte Rio CDP, California: commercial real estate data.
Monte Rio CDP is a Census CDP of 876 people across 1.91 square miles of land, in Sonoma County. Median household income is $63,750, 82.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $2.0 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Monte Rio
What Monte Rio is
- Census place typeCDP
- Land area1.91 sq mi
- Water area0.08 sq mi
- Population per square mile of land460 plus or minus 118
- County holding the largest share of its areaSonoma County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monte Rio
How many people live in Monte Rio
- Population876 plus or minus 225
- Median age62.9
- Population under 1811 plus or minus 21
- Share under 181.3 percent plus or minus 2.3
- Population 65 and over381 plus or minus 135
- Share 65 and over43.5 percent plus or minus 10.6
- Households470 plus or minus 118
- Family households269 plus or minus 105
- Share of households that are families57.2 percent plus or minus 17.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monte Rio
Income and work in Monte Rio
- Median household income$63,750 plus or minus $34,375
- Per capita income$59,560 plus or minus $17,070
- Civilian labor force494 plus or minus 120
- Employed447 plus or minus 114
- Unemployed47 plus or minus 34
- Unemployment rate9.5 percent plus or minus 6.5
- Adults 25 and over832 plus or minus 215
- Adults 25 and over with a high school diploma or higher96.8 percent plus or minus 33.6
- Adults 25 and over with a bachelor degree or higher44.7 percent
- Adults 25 and over with a graduate degree14.9 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monte Rio
Housing in Monte Rio
- Housing units774
- Occupied units470 plus or minus 118
- Vacant units304 plus or minus 100
- Vacancy rate39.3 percent plus or minus 10.6
- Owner occupied389 plus or minus 109
- Renter occupied81 plus or minus 47
- Ownership rate82.8 percent
- Median owner-occupied home value$652,000
- Median gross rent, monthly$1,817
- Annual rent as a share of median income34.2 percent plus or minus 18.6
- Single family units718
- Share single family92.8 percent
- Units in buildings of two or more44 plus or minus 37
- Share in buildings of two or more5.7 percent plus or minus 4.6
- Mobile homes12 plus or minus 20
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monte Rio
How Monte Rio gets to work
- Workers 16 and over who commute288 plus or minus 81
- Commuting under 15 minutes123 plus or minus 66
- Share commuting under 15 minutes42.7 percent plus or minus 19.7
- Commuting 30 minutes or more109 plus or minus 55
- Share commuting 30 minutes or more37.8 percent plus or minus 16.0
- Drove alone53.2 percent plus or minus 13.7
- Carpooled5.3 percent plus or minus 6.8
- Public transport0.0 percent
- Walked4.8 percent plus or minus 5.1
- Worked from home33.9 percent plus or minus 12.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monte Rio
SBA loans in Monte Rio (7(a))
- Approvals1
- Gross approval$2,000,000
- Average approval$2,000,000
- Median approval$2,000,000
- Ninetieth percentile approval$2,000,000
- Largest approval$2,000,000
- Jobs supported10
- Jobs per approval10.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monte Rio
SBA loans in Monte Rio (504)
- Approvals1
- Gross approval$465,000
- Average approval$465,000
- Median approval$465,000
- Largest approval$465,000
- Jobs supported9
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sonoma County, not Monte Rio
Sonoma County context, not Monte Rio figures
These are Sonoma County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Monte Rio measurements.
- Establishments in Sonoma County14,572
- Employment at those establishments, Sonoma County177,367
- Covered employment, Sonoma County206,849
- Average annual pay, Sonoma County$71,422
- Average weekly wage, Sonoma County$1,373
- Housing units permitted, Sonoma County1,012
- Of those, single family, Sonoma County832
- County product, 2024, Sonoma County$39,448,025,000
- County product change over the prior year, Sonoma County3.6 percent
- Average income of an arriving household, Sonoma County$142,818
Every figure in this section is published for Sonoma County as a whole and is not a measurement of Monte Rio. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Monte Rio questions, answered from the record.
How many people live in Monte Rio, California?
876, in 470 households. Monte Rio CDP covers 1.91 square miles of land, which is 460 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monte Rio in?
Sonoma County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monte Rio?
$63,750. The median owner-occupied home is valued at $652,000. Median gross rent is $1,817 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monte Rio businesses?
1 7(a) approvals totalling $2.0 m, across 1 lenders, median approval $2,000,000, plus 1 504 approvals worth $465,000. These count approvals to borrowers whose address is in Monte Rio, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monte Rio borrowers get paid back?
No rate is published for Monte Rio. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Monte Rio figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sonoma County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monte Rio.
Is zoning published for Monte Rio?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.