HomeCaliforniaVentura CountyOjai city
Ojai city, California: commercial real estate data.
Ojai city is a Census city of 7,577 people across 4.36 square miles of land, in Ventura County. Median household income is $82,656, 59.2 percent of occupied homes are owned, and the SBA record carries 33 7(a) approvals to borrowers here worth $16.8 m.
80 sourced place values · tier FULL · 9 sections
Ojai
What Ojai is
- Census place typecity
- Land area4.36 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,739
- County holding the largest share of its areaVentura County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ojai
How many people live in Ojai
- Population7,577
- Median age47.3
- Population under 181,425 plus or minus 378
- Share under 1818.8 percent plus or minus 5.0
- Population 65 and over2,016
- Share 65 and over26.6 percent
- Households3,150
- Family households2,027
- Share of households that are families64.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ojai
Income and work in Ojai
- Median household income$82,656 plus or minus $19,237
- Per capita income$60,777
- Civilian labor force3,778
- Employed3,605
- Unemployed173 plus or minus 89
- Unemployment rate4.6 percent plus or minus 2.3
- Adults 25 and over5,744
- Adults 25 and over with a high school diploma or higher90.5 percent
- Adults 25 and over with a bachelor degree or higher47.8 percent
- Adults 25 and over with a graduate degree21.5 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ojai
Housing in Ojai
- Housing units3,467
- Occupied units3,150
- Vacant units317 plus or minus 149
- Vacancy rate9.1 percent plus or minus 4.2
- Owner occupied1,864
- Renter occupied1,286 plus or minus 284
- Ownership rate59.2 percent
- Median owner-occupied home value$1,016,200
- Median gross rent, monthly$1,955
- Annual rent as a share of median income28.4 percent plus or minus 7.5
- Single family units2,882
- Share single family83.1 percent
- Units in buildings of two or more585 plus or minus 255
- Share in buildings of two or more16.9 percent plus or minus 7.3
- Mobile homes0
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ojai
How Ojai gets to work
- Workers 16 and over who commute2,512
- Commuting under 15 minutes1,166 plus or minus 342
- Share commuting under 15 minutes46.4 percent plus or minus 12.2
- Commuting 30 minutes or more875 plus or minus 244
- Share commuting 30 minutes or more34.8 percent plus or minus 8.6
- Drove alone59.9 percent
- Carpooled2.8 percent plus or minus 2.5
- Public transport1.7 percent plus or minus 2.0
- Walked4.6 percent plus or minus 3.4
- Worked from home26.7 percent plus or minus 8.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ojai
SBA 7(a) lending to Ojai borrowers
- Approvals33
- Gross approval$16,808,500
- Average approval$509,348
- Median approval$175,000
- Ninetieth percentile approval$1,615,000
- Largest approval$3,154,900
- Jobs supported205
- Jobs per approval6.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more21.2 percent
- Share to franchises3.0 percent
- Distinct lenders21
- Distinct industries by NAICS27
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ojai
SBA 504 lending to Ojai borrowers
- Approvals9
- Gross approval$4,848,000
- Average approval$538,667
- Median approval$455,000
- Largest approval$1,234,000
- Jobs supported54
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ojai
Flood programme status in Ojai
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060416
- Currently effective map date01/29/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ventura County, not Ojai
Ventura County context, not Ojai figures
These are Ventura County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ojai measurements.
- Establishments in Ventura County22,992
- Employment at those establishments, Ventura County273,697
- Covered employment, Ventura County336,272
- Average annual pay, Ventura County$70,487
- Average weekly wage, Ventura County$1,356
- Housing units permitted, Ventura County1,648
- Of those, single family, Ventura County499
- County product, 2024, Ventura County$69,605,643,000
- County product change over the prior year, Ventura County6.3 percent
- Average income of an arriving household, Ventura County$126,414
Every figure in this section is published for Ventura County as a whole and is not a measurement of Ojai. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ojai questions, answered from the record.
How many people live in Ojai, California?
7,577, in 3,150 households. Ojai city covers 4.36 square miles of land, which is 1,739 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ojai in?
Ventura County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ojai?
$82,656. The median owner-occupied home is valued at $1,016,200. Median gross rent is $1,955 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ojai businesses?
33 7(a) approvals totalling $16.8 m, across 21 lenders, median approval $175,000, plus 9 504 approvals worth $4.8 m. These count approvals to borrowers whose address is in Ojai, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ojai borrowers get paid back?
No rate is published for Ojai. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ojai in the National Flood Insurance Program?
Yes. Ojai appears in the FEMA Community Status Book as community 060416, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ojai figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ventura County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ojai.
Is zoning published for Ojai?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.