HomeCaliforniaVentura CountyOxnard
Oxnard, California: commercial real estate data.
Oxnard is a Census city of 200,928 people across 26.54 square miles of land, in Ventura County. Median household income is $96,212, 54.4 percent of occupied homes are owned, and the SBA record carries 154 7(a) approvals to borrowers here worth $99.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oxnard
What Oxnard is
- Census place typecity
- Land area26.54 sq mi
- Water area12.62 sq mi
- Population per square mile of land7,569
- County holding the largest share of its areaVentura County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxnard
How many people live in Oxnard
- Population200,928
- Median age34.4
- Population under 1851,488
- Share under 1825.6 percent
- Population 65 and over24,555
- Share 65 and over12.2 percent
- Households52,828
- Family households42,003
- Share of households that are families79.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxnard
Income and work in Oxnard
- Median household income$96,212
- Per capita income$32,428
- Civilian labor force102,945
- Employed96,239
- Unemployed6,706
- Unemployment rate6.5 percent
- Adults 25 and over130,073
- Adults 25 and over with a high school diploma or higher68.9 percent
- Adults 25 and over with a bachelor degree or higher19.5 percent
- Adults 25 and over with a graduate degree6.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxnard
Housing in Oxnard
- Housing units56,455
- Occupied units52,828
- Vacant units3,627
- Vacancy rate6.4 percent
- Owner occupied28,755
- Renter occupied24,073
- Ownership rate54.4 percent
- Median owner-occupied home value$652,700
- Median gross rent, monthly$2,032
- Annual rent as a share of median income25.3 percent
- Single family units36,785
- Share single family65.2 percent
- Units in buildings of two or more16,747
- Share in buildings of two or more29.7 percent
- Mobile homes2,828
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxnard
How Oxnard gets to work
- Workers 16 and over who commute87,141
- Commuting under 15 minutes16,070
- Share commuting under 15 minutes18.4 percent
- Commuting 30 minutes or more20,416
- Share commuting 30 minutes or more23.4 percent
- Drove alone73.5 percent
- Carpooled16.0 percent
- Public transport0.6 percent plus or minus 0.2
- Walked1.1 percent plus or minus 0.2
- Worked from home7.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxnard
SBA loans in Oxnard (7(a))
- Approvals154
- Gross approval$99,528,500
- Average approval$646,289
- Median approval$302,500
- Ninetieth percentile approval$1,776,100
- Largest approval$4,812,000
- Jobs supported1,396
- Jobs per approval9.1
- Loans with a final outcome28
- Paid in full26
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more19.5 percent
- Share to franchises6.5 percent
- Distinct lenders43
- Distinct industries by NAICS96
Counted by borrower city: approvals to borrowers whose address is in Oxnard, in any county, FY2020 to FY2026. Only 28 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxnard
SBA loans in Oxnard (504)
- Approvals102
- Gross approval$97,617,000
- Average approval$957,029
- Median approval$663,500
- Largest approval$5,281,000
- Jobs supported1,579
- Loans with a final outcome35
- Charged off1
- Charge-off rate over resolved loans2.9 percent
- Median term240 months
- Distinct CDCs12
Counted by borrower city: approvals to borrowers whose address is in Oxnard, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oxnard
Flood risk in Oxnard
- NFIP communityCity of Oxnard
- NFIP community number060417
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date01/29/21
The City of Oxnard participates in the National Flood Insurance Program as community 060417 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ventura County, not Oxnard
Ventura County context, not Oxnard figures
- Establishments in Ventura County22,992
- Covered employment, Ventura County336,272
- Average annual pay, Ventura County$70,487
- Housing units permitted, Ventura County1,648
Every figure in this section is published for Ventura County as a whole and is not a measurement of Oxnard.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oxnard questions, answered from the record.
How many people live in Oxnard, California?
200,928, in 52,828 households. Oxnard city covers 26.54 square miles of land, which is 7,569 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxnard in?
Ventura County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxnard?
$96,212. The median owner-occupied home is valued at $652,700. Median gross rent is $2,032 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxnard businesses?
154 7(a) approvals totaling $99.5 m since FY2020, across 43 lenders, median approval $302,500, plus 102 504 approvals worth $97.6 m since FY2010. These count approvals to borrowers whose address is in Oxnard, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxnard borrowers get paid back?
No rate is published for Oxnard. Only 28 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oxnard in the National Flood Insurance Program?
Yes. Oxnard appears in the FEMA Community Status Book as Oxnard, city of, community 060417, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oxnard figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ventura County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxnard.
Is zoning published for Oxnard?
No. Nothing on this page presents parcel level zoning.