HomeCaliforniaVentura CountyOxnard city
Oxnard city, California: commercial real estate data.
Oxnard city is a Census city of 200,928 people across 26.54 square miles of land, in Ventura County. Median household income is $96,212, 54.4 percent of occupied homes are owned, and the SBA record carries 154 7(a) approvals to borrowers here worth $99.5 m.
83 sourced place values · tier FULL · 9 sections
Oxnard
What Oxnard is
- Census place typecity
- Land area26.54 sq mi
- Water area12.62 sq mi
- Population per square mile of land7,569
- County holding the largest share of its areaVentura County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxnard
How many people live in Oxnard
- Population200,928
- Median age34.4
- Population under 1851,488
- Share under 1825.6 percent
- Population 65 and over24,555
- Share 65 and over12.2 percent
- Households52,828
- Family households42,003
- Share of households that are families79.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxnard
Income and work in Oxnard
- Median household income$96,212
- Per capita income$32,428
- Civilian labor force102,945
- Employed96,239
- Unemployed6,706
- Unemployment rate6.5 percent
- Adults 25 and over130,073
- Adults 25 and over with a high school diploma or higher68.9 percent
- Adults 25 and over with a bachelor degree or higher19.5 percent
- Adults 25 and over with a graduate degree6.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxnard
Housing in Oxnard
- Housing units56,455
- Occupied units52,828
- Vacant units3,627
- Vacancy rate6.4 percent
- Owner occupied28,755
- Renter occupied24,073
- Ownership rate54.4 percent
- Median owner-occupied home value$652,700
- Median gross rent, monthly$2,032
- Annual rent as a share of median income25.3 percent
- Single family units36,785
- Share single family65.2 percent
- Units in buildings of two or more16,747
- Share in buildings of two or more29.7 percent
- Mobile homes2,828
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxnard
How Oxnard gets to work
- Workers 16 and over who commute87,141
- Commuting under 15 minutes16,070
- Share commuting under 15 minutes18.4 percent
- Commuting 30 minutes or more20,416
- Share commuting 30 minutes or more23.4 percent
- Drove alone73.5 percent
- Carpooled16.0 percent
- Public transport0.6 percent plus or minus 0.2
- Walked1.1 percent plus or minus 0.2
- Worked from home7.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxnard
SBA 7(a) lending to Oxnard borrowers
- Approvals154
- Gross approval$99,528,500
- Average approval$646,289
- Median approval$305,000
- Ninetieth percentile approval$1,780,000
- Largest approval$4,812,000
- Jobs supported1,396
- Jobs per approval9.1
- Loans with a final outcome28
- Paid in full26
- Charged off2
- Charge-off rate over resolved loans7.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more19.5 percent
- Share to franchises6.5 percent
- Distinct lenders43
- Distinct industries by NAICS96
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxnard
SBA 504 lending to Oxnard borrowers
- Approvals102
- Gross approval$97,617,000
- Average approval$957,029
- Median approval$670,000
- Largest approval$5,281,000
- Jobs supported1,579
- Loans with a final outcome35
- Charged off1
- Charge-off rate over resolved loans2.9 percent
- Median term240 months
- Distinct CDCs12
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oxnard
Flood programme status in Oxnard
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number060417
- Currently effective map date01/29/21
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ventura County, not Oxnard
Ventura County context, not Oxnard figures
These are Ventura County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oxnard measurements.
- Establishments in Ventura County22,992
- Employment at those establishments, Ventura County273,697
- Covered employment, Ventura County336,272
- Average annual pay, Ventura County$70,487
- Average weekly wage, Ventura County$1,356
- Housing units permitted, Ventura County1,648
- Of those, single family, Ventura County499
- County product, 2024, Ventura County$69,605,643,000
- County product change over the prior year, Ventura County6.3 percent
- Average income of an arriving household, Ventura County$126,414
Every figure in this section is published for Ventura County as a whole and is not a measurement of Oxnard. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oxnard questions, answered from the record.
How many people live in Oxnard, California?
200,928, in 52,828 households. Oxnard city covers 26.54 square miles of land, which is 7,569 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxnard in?
Ventura County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxnard?
$96,212. The median owner-occupied home is valued at $652,700. Median gross rent is $2,032 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxnard businesses?
154 7(a) approvals totalling $99.5 m, across 43 lenders, median approval $305,000, plus 102 504 approvals worth $97.6 m. These count approvals to borrowers whose address is in Oxnard, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxnard borrowers get paid back?
Of the 28 loans that have reached a final outcome, 26 were paid in full and 2 charged off, a charge off rate of 7.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Oxnard in the National Flood Insurance Program?
Yes. Oxnard appears in the FEMA Community Status Book as community 060417, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oxnard figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ventura County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxnard.
Is zoning published for Oxnard?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.