HomeCaliforniaVentura CountyThousand Oaks
Thousand Oaks, California: commercial real estate data.
Thousand Oaks is a Census city of 125,205 people across 55.26 square miles of land, in Ventura County. Median household income is $135,603, 70.8 percent of occupied homes are owned, and the SBA record carries 132 7(a) approvals to borrowers here worth $65.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Thousand Oaks
What Thousand Oaks is
- Census place typecity
- Land area55.26 sq mi
- Water area0.15 sq mi
- Population per square mile of land2,266
- County holding the largest share of its areaVentura County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thousand Oaks
How many people live in Thousand Oaks
- Population125,205
- Median age44.9
- Population under 1824,424
- Share under 1819.5 percent
- Population 65 and over25,928
- Share 65 and over20.7 percent
- Households46,546
- Family households31,965
- Share of households that are families68.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thousand Oaks
Income and work in Thousand Oaks
- Median household income$135,603
- Per capita income$66,591
- Civilian labor force65,263
- Employed61,762
- Unemployed3,501
- Unemployment rate5.4 percent
- Adults 25 and over89,480
- Adults 25 and over with a high school diploma or higher94.6 percent
- Adults 25 and over with a bachelor degree or higher51.4 percent
- Adults 25 and over with a graduate degree21.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thousand Oaks
Housing in Thousand Oaks
- Housing units48,084
- Occupied units46,546
- Vacant units1,538 plus or minus 344
- Vacancy rate3.2 percent plus or minus 0.7
- Owner occupied32,953
- Renter occupied13,593
- Ownership rate70.8 percent
- Median owner-occupied home value$991,600
- Median gross rent, monthly$2,664
- Annual rent as a share of median income23.6 percent
- Single family units37,374
- Share single family77.7 percent
- Units in buildings of two or more9,612
- Share in buildings of two or more20.0 percent
- Mobile homes1,065 plus or minus 276
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thousand Oaks
How Thousand Oaks gets to work
- Workers 16 and over who commute45,766
- Commuting under 15 minutes15,550
- Share commuting under 15 minutes34.0 percent
- Commuting 30 minutes or more13,157
- Share commuting 30 minutes or more28.7 percent
- Drove alone63.5 percent
- Carpooled8.0 percent
- Public transport0.5 percent plus or minus 0.2
- Walked2.0 percent plus or minus 0.4
- Worked from home24.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thousand Oaks
SBA loans in Thousand Oaks (7(a))
- Approvals132
- Gross approval$65,625,100
- Average approval$497,160
- Median approval$150,000
- Ninetieth percentile approval$1,468,750
- Largest approval$4,656,600
- Jobs supported1,462
- Jobs per approval11.1
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.4 percent
- Share to franchises16.7 percent
- Distinct lenders46
- Distinct industries by NAICS76
Counted by borrower city: approvals to borrowers whose address is in Thousand Oaks, in any county, FY2020 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Thousand Oaks
SBA loans in Thousand Oaks (504)
- Approvals71
- Gross approval$65,748,000
- Average approval$926,028
- Median approval$693,000
- Largest approval$5,500,000
- Jobs supported777
- Loans with a final outcome24
- Charged off0
- Median term240 months
- Distinct CDCs9
Counted by borrower city: approvals to borrowers whose address is in Thousand Oaks, in any county, FY2010 to FY2026. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Thousand Oaks
Flood risk in Thousand Oaks
- NFIP communityCity of Thousand Oaks
- NFIP community number060422
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/04/18
The City of Thousand Oaks participates in the National Flood Insurance Program as community 060422 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ventura County, not Thousand Oaks
Ventura County context, not Thousand Oaks figures
- Establishments in Ventura County22,992
- Covered employment, Ventura County336,272
- Average annual pay, Ventura County$70,487
- Housing units permitted, Ventura County1,648
Every figure in this section is published for Ventura County as a whole and is not a measurement of Thousand Oaks.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Thousand Oaks questions, answered from the record.
How many people live in Thousand Oaks, California?
125,205, in 46,546 households. Thousand Oaks city covers 55.26 square miles of land, which is 2,266 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Thousand Oaks in?
Ventura County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Thousand Oaks?
$135,603. The median owner-occupied home is valued at $991,600. Median gross rent is $2,664 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Thousand Oaks businesses?
132 7(a) approvals totaling $65.6 m since FY2020, across 46 lenders, median approval $150,000, plus 71 504 approvals worth $65.7 m since FY2010. These count approvals to borrowers whose address is in Thousand Oaks, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Thousand Oaks borrowers get paid back?
No rate is published for Thousand Oaks. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Thousand Oaks in the National Flood Insurance Program?
Yes. Thousand Oaks appears in the FEMA Community Status Book as Thousand Oaks, city of, community 060422, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Thousand Oaks figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ventura County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Thousand Oaks.
Is zoning published for Thousand Oaks?
No. Nothing on this page presents parcel level zoning.