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Yolo County, California: commercial real estate data.

Yolo County, California had an estimated 225,251 residents on July 1, 2024, up 3.4 percent since the 2020 census base of 217,867, across 1,015 square miles. County output reached $20.51 bn in 2024, 4,509 establishments operate here, and the SBA record carries 215 7(a) approvals worth $148.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Yolo County

How many people live in Yolo County

  • Population, American Community Survey 2020-2024220,564
  • Households76,693
  • Average household size2.88
  • Median household income$91,752
  • Median age32.1
  • Median gross rent$1,857 per month
  • Median owner-occupied home value$620,700
  • Home value to household income6.8 times
  • Annual rent as a share of median income24.3 percent
  • Adults 25 and over with a bachelor degree or higher44.8 percent
  • Adults 25 and over with a graduate degree21.7 percent
  • Adults 25 and over131,208
  • Population under 1844,283
  • Share under 1820.1 percent
  • Population 65 and over29,712
  • Share 65 and over13.5 percent
  • Working age population, 18 to 64146,569
  • Civilian labor force111,266
  • Unemployment rate6.1 percent
  • Labor force participation, adults 18 and over63.1 percent
  • Rank by population among California counties27th of 58
  • Rank by population among US county-equivalents, Puerto Rico included320th of 3,222

Yolo County is the 27th largest of 58 California counties by population. A median home costs 6.8 times median household income, which is severely unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 20.1 percent against 13.5 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Yolo County

Is Yolo County's population growing?

  • Population, July 1, 2024225,251
  • Census 2020 base population217,867
  • Population change since the 2020 census base3.39 percent
  • Population change, 2023 to 20242,332
  • Births, 20241,807
  • Deaths, 20241,515
  • Natural change, 2024292
  • Net domestic migration, 2024-1,296
  • Net international migration, 20243,319
  • Total net migration, 20242,023
  • Cumulative net domestic migration, 2021 to 2024-3,233
  • Rank by growth among US county-equivalents796th of 3,144

The county has grown 3.39 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Yolo County

Where are people moving to Yolo County from?

  • Tax returns filed by households arriving6,396
  • People arriving, from those returns10,081
  • Tax returns filed by households leaving7,400
  • Net household movement-1,004
  • Adjusted gross income arriving$461.6 m
  • Net adjusted gross income movement$-78.6 m
  • Average income of an arriving household$72,176
  • Average income of a leaving household$72,999
  • Largest single originSacramento County (1,867 households)
  • Largest single destinationSacramento County (2,143 households)
Largest origins of households moving into Yolo County
OriginHouseholdsPeopleAdjusted gross income
Sacramento County1,8673,110$118.9 m
Solano County580988$38.3 m
Los Angeles County270382$16.5 m
Alameda County237360$21.4 m
Contra Costa County225379$22.5 m
Santa Clara County200322$27.7 m
Placer County146221$11.4 m
San Diego County124161$8.4 m

Households arriving report $823 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Sacramento County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Yolo County

What is the Yolo County economy?

  • County GDP, 2024$20.51 bn
  • County GDP, 2023$19.35 bn
  • GDP change, 2023 to 20246.0 percent
  • GDP change over five years27.1 percent
  • Rank by GDP among the California areas BEA publishes26th of 58
  • Rank by GDP among the US county areas BEA publishes255th of 3,127
  • GDP per resident$92,977

Output grew 6.0 percent in the latest year and 27.1 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Yolo County

Employment by industry in Yolo County

  • Covered employment, annual average110,302
  • Establishments reporting8,004
  • Average annual pay$76,659
  • Average weekly wage$1,474
  • Health care and social assistance, employment11,421
  • Health care and social assistance, average annual pay$60,266
  • Transportation and warehousing, employment7,950
  • Transportation and warehousing, average annual pay$66,145
  • Retail trade, employment7,917
  • Retail trade, average annual pay$43,005
  • Accommodation and food services, employment6,927
  • Accommodation and food services, average annual pay$28,328
  • Manufacturing, employment6,856
  • Construction, employment5,208
Private sector employment and pay by industry, Yolo County
SectorEmploymentEstablishmentsAverage annual pay
Health care and social assistance11,4213,158$60,266
Transportation and warehousing7,950242$66,145
Retail trade7,917476$43,005
Accommodation and food services6,927462$28,328
Manufacturing6,856230$77,551
Construction5,208454$98,572
Agriculture, forestry, fishing and hunting4,750256$54,698
Professional, scientific and technical services4,186564$92,383

Health care and social assistance is the largest private sector at 11,421 jobs, 10.4 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Yolo County

How many businesses are in Yolo County?

  • Establishments, all industries4,509
  • Employment at those establishments74,652
  • Annual payroll$4.70 bn
  • Establishments per 1,000 residents20.4

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Yolo County

Building permits in Yolo County

  • Housing units authorized by permit, 2024716
  • Declared construction value permitted$192.0 m
  • Single family units authorized448
  • Multifamily units authorized268
  • Multifamily share of units37.4 percent
  • Average declared value per unit$268,157
  • Units authorized per 1,000 households9.3

Single-family homes are 62.6 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Yolo County

SBA loans in Yolo County (7(a) and 504)

  • 7(a) approvals recorded215
  • 7(a) gross approval dollars$148.5 m
  • Average 7(a) approval$690,622
  • Median 7(a) approval$300,000
  • 10th percentile approval$30,560
  • 90th percentile approval$1,877,800
  • Largest single approval$5,000,000
  • Jobs reported supported, 7(a)2,533
  • Jobs per approval11.8
  • Distinct 7(a) lenders active60
  • Distinct industries receiving approvals99
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer26.0 percent
  • Loans on real estate terms56
  • Loans on working capital terms, 120 months or shorter144
  • Franchise loans31
  • Franchise share of approvals14.4 percent
  • Leading industry by approval countLimited-Service Restaurants (15)
  • Most active lenderU.S. Bank, National Association (31)
  • 504 approvals recorded119
  • 504 gross approval dollars$134.6 m
  • Average 504 approval$1,131,462
  • Median 504 approval$657,000
  • Distinct CDCs active9
  • 504 jobs per approval12.7
  • 504 jobs per million dollars approved11.3
  • Most active CDCCalifornia Statewide Certified Development Corporation (31)
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$283.1 m

The average approval of $690,622 sits well above the median of $300,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 26.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Yolo County

SBA loan default and charge-off rates in Yolo County

Do SBA loans in Yolo County get paid back?

  • Loans with a final outcome recorded41
  • Paid in full41
  • Charged off0
  • Charge-off rate on resolved loans0.0 percent
  • Status: Paid in full41
  • Status: Exempt from disclosure140
  • Status: Cancelled24
  • Status: Committed, not yet disbursed10

Of the 41 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Yolo County

SBA lending by place in Yolo County

  • Borrower cities with recorded lending11
  • West Sacramento, approvals80
  • Woodland, approvals60
  • Davis, approvals57
  • Winters, approvals7
  • Dunnigan, approvals4
  • Esparto, approvals2
SBA 7(a) approvals by borrower city, loans with a project in Yolo County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
West Sacramento80$57,852,100
Woodland60$42,680,500
Davis57$38,875,100
Winters7$4,773,700
Dunnigan4$2,997,000
Esparto2$336,000
Antelope1$465,400
Sacramento1$326,500
3 other borrower cities3$177,500

West Sacramento accounts for 80 approvals against 60 in Woodland. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Yolo County

How large is Yolo County?

  • Land area1,015 sq mi
  • Rank by land area among California counties41st of 58
  • Width, east to west48.1 mi
  • Height, north to south42.2 mi
  • Geographies sharing a boundary6
  • Residents per square mile of land217
  • Establishments per square mile4.44

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Yolo County

Flood risk in Yolo County

  • Participation of the county's own NFIP community Yolo County, unincorporated areasParticipating, community 060423
  • Community Rating System class of the county's own communityClass 8
  • Communities in the county in the NFIP Community Status Book5
  • Of those, participating in the NFIP5
  • NFIP participation rate100.0 percent
  • Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
  • Communities carrying a CRS class2
  • Radon levels in Yolo County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3

The county's own community in the status book, unincorporated Yolo County (community 060423), participates in the National Flood Insurance Program and carries Community Rating System class 8, a flood insurance premium discount for policies written there. The EPA places Yolo County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Yolo County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Yolo County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-2024220,564
  • Households76,693
  • Average household size2.88
  • Median household income$91,752
  • Median age32.1

How a feasibility study works →

Common questions

Yolo County questions, answered from the record.

How many people live in Yolo County, California?

The Census Bureau estimates 225,251 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 220,564, in 76,693 households, ranking 27th of 58 California counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Yolo County's population growing?

The population has grown 3.39 percent since the 2020 census base of 217,867, to 225,251 on July 1, 2024. In 2024 there were 1,807 births against 1,515 deaths, with net migration of 2,023. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Yolo County?

$91,752. The median owner-occupied home is valued at $620,700, which is 6.8 times income, and median gross rent is $1,857 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Yolo County?

4,509 establishments, employing 74,652 people with an annual payroll of $4.70 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Yolo County?

Health care and social assistance is the largest private sector at 11,421 jobs, 10.4 percent of covered employment. Covered employment averages 110,302 jobs at an average annual pay of $76,659, or $1,474 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Yolo County?

215 7(a) approvals totaling $148.5 m since FY2020, across 60 lenders, with a median approval of $300,000, plus 119 504 approvals worth $134.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.

Do SBA loans in Yolo County get paid back?

Of the 41 loans that have reached a final outcome, 41 were paid in full and 0 charged off, a charge-off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.

How many building permits were issued in Yolo County?

716 housing units were authorized by permit in 2024, with a declared construction value of $192.0 m. Multifamily was 37.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Yolo County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Yolo County come from?

The largest single origin is Sacramento County, with 1,867 households. Arriving households report an average income of $72,176 against $72,999 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Yolo County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Yolo County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Yolo County

Cities and places in Yolo.

17 Census places lie wholly or partly in Yolo County. 16 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.

Census places in Yolo County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Yolo County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Daviscity66,97857Wholly in this county
Woodlandcity61,85460Wholly in this county
West Sacramentocity54,92780Wholly in this county
University of California-DavisCDP8,696None recordedWholly in this county
Winterscity7,5837Wholly in this county
EspartoCDP3,7132Wholly in this county
Monument HillsCDP1,551None recordedWholly in this county
Knights LandingCDP1,0991Wholly in this county
MadisonCDP805None recordedWholly in this county
YoloCDP800None recordedWholly in this county
El MaceroCDP796None recordedWholly in this county
DunniganCDP5374Wholly in this county
ClarksburgCDP288None recordedWholly in this county
GuindaCDP248None recordedWholly in this county
RumseyCDP80None recordedWholly in this county
TancredCDP68None recordedWholly in this county
BrooksCDP0None recordedWholly in this county

A further 4 of the county's 215 SBA 7(a) approvals are to borrowers in cities that match no Census place in Yolo County, the largest being Antelope (1), Sacramento (1), Diamond Springs (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.