HomeFloridaPalm Beach CountyHighland Beach
Highland Beach, Florida: commercial real estate data.
Highland Beach is a Census town of 4,311 people across 0.54 square miles of land, in Palm Beach County. Median household income is $145,485, 92.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Highland Beach
What Highland Beach is
- Census place typetown
- Land area0.54 sq mi
- Water area0.75 sq mi
- Population per square mile of land8,032
- County holding the largest share of its areaPalm Beach County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland Beach
How many people live in Highland Beach
- Population4,311
- Median age70.8
- Population under 18104 plus or minus 58
- Share under 182.4 percent plus or minus 1.3
- Population 65 and over2,780
- Share 65 and over64.5 percent
- Households2,341
- Family households1,354
- Share of households that are families57.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland Beach
Income and work in Highland Beach
- Median household income$145,485
- Per capita income$150,802
- Civilian labor force1,219
- Employed1,176
- Unemployed43 plus or minus 50
- Unemployment rate3.5 percent plus or minus 4.1
- Adults 25 and over4,062
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher65.4 percent
- Adults 25 and over with a graduate degree31.4 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland Beach
Housing in Highland Beach
- Housing units4,613
- Occupied units2,341
- Vacant units2,272
- Vacancy rate49.3 percent
- Owner occupied2,175
- Renter occupied166 plus or minus 106
- Ownership rate92.9 percent
- Median owner-occupied home value$909,200
- Median gross rent, monthly$3,501
- Annual rent as a share of median income28.9 percent
- Single family units528 plus or minus 129
- Share single family11.4 percent plus or minus 2.7
- Units in buildings of two or more4,085
- Share in buildings of two or more88.6 percent
- Mobile homes0
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland Beach
How Highland Beach gets to work
- Workers 16 and over who commute640 plus or minus 202
- Commuting under 15 minutes172 plus or minus 69
- Share commuting under 15 minutes26.9 percent plus or minus 6.6
- Commuting 30 minutes or more191 plus or minus 120
- Share commuting 30 minutes or more29.8 percent plus or minus 16.3
- Drove alone49.3 percent plus or minus 14.1
- Carpooled0.0 percent
- Public transport0.9 percent plus or minus 1.4
- Walked4.1 percent plus or minus 3.3
- Worked from home44.7 percent plus or minus 11.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland Beach
SBA loans in Highland Beach (7(a))
- Approvals3
- Gross approval$2,592,000
- Average approval$864,000
- Median approval$690,000
- Largest approval$1,852,000
- Jobs supported5
- Jobs per approval1.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Highland Beach, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Highland Beach
Flood risk in Highland Beach
- NFIP communityTown of Highland Beach
- NFIP community number125111
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date12/20/24
The Town of Highland Beach participates in the National Flood Insurance Program as community 125111 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Palm Beach County, not Highland Beach
Palm Beach County context, not Highland Beach figures
- Establishments in Palm Beach County55,803
- Covered employment, Palm Beach County666,889
- Average annual pay, Palm Beach County$77,246
- Housing units permitted, Palm Beach County4,089
Every figure in this section is published for Palm Beach County as a whole and is not a measurement of Highland Beach.
All Palm Beach County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Highland Beach questions, answered from the record.
How many people live in Highland Beach, Florida?
4,311, in 2,341 households. Highland Beach town covers 0.54 square miles of land, which is 8,032 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Highland Beach in?
Palm Beach County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Highland Beach?
$145,485. The median owner-occupied home is valued at $909,200. Median gross rent is $3,501 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Highland Beach businesses?
3 7(a) approvals totaling $2.6 m since FY2020, across 2 lenders, median approval $690,000. These count approvals to borrowers whose address is in Highland Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Highland Beach borrowers get paid back?
No rate is published for Highland Beach. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Highland Beach in the National Flood Insurance Program?
Yes. Highland Beach appears in the FEMA Community Status Book as Highland Beach, town of, community 125111, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Highland Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Palm Beach County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Highland Beach.
Is zoning published for Highland Beach?
No. Nothing on this page presents parcel level zoning.