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Palm Beach, Florida: commercial real estate data.

Palm Beach is a Census town of 9,348 people across 3.80 square miles of land, in Palm Beach County. Median household income is $168,403, 83.7 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $13.1 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Palm Beach

What Palm Beach is

  • Census place typetown
  • Land area3.8 sq mi
  • Water area4.01 sq mi
  • Population per square mile of land2,462
  • County holding the largest share of its areaPalm Beach County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Palm Beach

How many people live in Palm Beach

  • Population9,348
  • Median age70.4
  • Population under 18423 plus or minus 149
  • Share under 184.5 percent plus or minus 1.6
  • Population 65 and over5,934
  • Share 65 and over63.5 percent
  • Households5,479
  • Family households2,849
  • Share of households that are families52.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Palm Beach

Income and work in Palm Beach

  • Median household income$168,403 plus or minus $59,823
  • Per capita income$211,607
  • Civilian labor force3,060
  • Employed2,910
  • Unemployed150 plus or minus 81
  • Unemployment rate4.9 percent plus or minus 2.6
  • Adults 25 and over8,826
  • Adults 25 and over with a high school diploma or higher97.2 percent
  • Adults 25 and over with a bachelor degree or higher70.0 percent
  • Adults 25 and over with a graduate degree35.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Palm Beach

Housing in Palm Beach

  • Housing units10,507
  • Occupied units5,479
  • Vacant units5,028
  • Vacancy rate47.9 percent
  • Owner occupied4,585
  • Renter occupied894 plus or minus 363
  • Ownership rate83.7 percent
  • Median owner-occupied home value$2,000,001
  • Median gross rent, monthly$2,311
  • Annual rent as a share of median income16.5 percent plus or minus 6.3
  • Single family units2,851
  • Share single family27.1 percent
  • Units in buildings of two or more7,645
  • Share in buildings of two or more72.8 percent
  • Mobile homes11 plus or minus 17
  • Median year structure built1970

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Palm Beach

How Palm Beach gets to work

  • Workers 16 and over who commute1,741
  • Commuting under 15 minutes771 plus or minus 235
  • Share commuting under 15 minutes44.3 percent plus or minus 10.4
  • Commuting 30 minutes or more432 plus or minus 133
  • Share commuting 30 minutes or more24.8 percent plus or minus 5.9
  • Drove alone44.3 percent
  • Carpooled2.2 percent plus or minus 1.8
  • Public transport0.5 percent plus or minus 0.7
  • Walked7.1 percent plus or minus 3.6
  • Worked from home40.0 percent plus or minus 10.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Palm Beach

SBA loans in Palm Beach (7(a))

  • Approvals13
  • Gross approval$13,078,400
  • Average approval$1,006,031
  • Median approval$350,000
  • Largest approval$4,500,000
  • Jobs supported62
  • Jobs per approval4.8
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more15.4 percent
  • Share to franchises0.0 percent
  • Distinct lenders10
  • Distinct industries by NAICS12

Counted by borrower city: approvals to borrowers whose address is in Palm Beach, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Palm Beach

SBA loans in Palm Beach (504)

  • Approvals3
  • Gross approval$1,269,000
  • Average approval$423,000
  • Median approval$411,000
  • Largest approval$625,000
  • Jobs supported18
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Palm Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Palm Beach

Flood risk in Palm Beach

  • NFIP communityTown of Palm Beach
  • NFIP community number120220
  • Participating in the NFIPYes
  • Community Rating System classClass 6
  • Currently effective map date12/20/24

The Town of Palm Beach participates in the National Flood Insurance Program as community 120220 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Palm Beach County, not Palm Beach

Palm Beach County context, not Palm Beach figures

  • Establishments in Palm Beach County55,803
  • Covered employment, Palm Beach County666,889
  • Average annual pay, Palm Beach County$77,246
  • Housing units permitted, Palm Beach County4,089

Every figure in this section is published for Palm Beach County as a whole and is not a measurement of Palm Beach.

All Palm Beach County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Palm Beach questions, answered from the record.

How many people live in Palm Beach, Florida?

9,348, in 5,479 households. Palm Beach town covers 3.80 square miles of land, which is 2,462 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Palm Beach in?

Palm Beach County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Palm Beach?

$168,403. The median owner-occupied home is valued at $2,000,001. Median gross rent is $2,311 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Palm Beach businesses?

13 7(a) approvals totaling $13.1 m since FY2020, across 10 lenders, median approval $350,000, plus 3 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Palm Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Palm Beach borrowers get paid back?

No rate is published for Palm Beach. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Palm Beach in the National Flood Insurance Program?

Yes. Palm Beach appears in the FEMA Community Status Book as Palm Beach, town of, community 120220, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Palm Beach figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Palm Beach County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Palm Beach.

Is zoning published for Palm Beach?

No. Nothing on this page presents parcel level zoning.