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HomeFloridaPalm Beach CountySouth Bay city

South Bay city, Florida: commercial real estate data.

South Bay city is a Census city of 5,102 people across 2.86 square miles of land, in Palm Beach County. Median household income is $51,417, 59.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $3.7 m.

70 sourced place values · tier FULL · 8 sections

South Bay

What South Bay is

  • Census place typecity
  • Land area2.86 sq mi
  • Water area1.07 sq mi
  • Population per square mile of land1,783
  • County holding the largest share of its areaPalm Beach County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

South Bay

How many people live in South Bay

  • Population5,102
  • Median age37.8
  • Population under 18985 plus or minus 236
  • Share under 1819.3 percent plus or minus 4.6
  • Population 65 and over593 plus or minus 142
  • Share 65 and over11.6 percent plus or minus 2.8
  • Households861
  • Family households703
  • Share of households that are families81.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

South Bay

Income and work in South Bay

  • Median household income$51,417 plus or minus $27,244
  • Per capita income$12,363
  • Civilian labor force1,305
  • Employed1,188
  • Unemployed117 plus or minus 73
  • Unemployment rate9.0 percent plus or minus 5.3
  • Adults 25 and over3,893
  • Adults 25 and over with a high school diploma or higher61.7 percent
  • Adults 25 and over with a bachelor degree or higher8.8 percent plus or minus 3.8
  • Adults 25 and over with a graduate degree1.2 percent plus or minus 0.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

South Bay

Housing in South Bay

  • Housing units935
  • Occupied units861
  • Vacant units74 plus or minus 46
  • Vacancy rate7.9 percent plus or minus 4.8
  • Owner occupied515 plus or minus 127
  • Renter occupied346 plus or minus 116
  • Ownership rate59.8 percent plus or minus 12.3
  • Median owner-occupied home value$142,300 plus or minus $40,689
  • Median gross rent, monthly$1,085
  • Annual rent as a share of median income25.3 percent plus or minus 13.5
  • Single family units617 plus or minus 124
  • Share single family66.0 percent
  • Units in buildings of two or more194 plus or minus 109
  • Share in buildings of two or more20.7 percent plus or minus 11.3
  • Mobile homes124 plus or minus 56
  • Median year structure built1974

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

South Bay

How South Bay gets to work

  • Workers 16 and over who commute1,120 plus or minus 234
  • Commuting under 15 minutes215 plus or minus 93
  • Share commuting under 15 minutes19.2 percent plus or minus 7.3
  • Commuting 30 minutes or more525 plus or minus 152
  • Share commuting 30 minutes or more46.9 percent plus or minus 9.4
  • Drove alone70.2 percent
  • Carpooled17.8 percent plus or minus 9.7
  • Public transport3.7 percent plus or minus 3.9
  • Walked1.6 percent plus or minus 1.9
  • Worked from home4.4 percent plus or minus 5.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

South Bay

SBA 7(a) lending to South Bay borrowers

  • Approvals1
  • Gross approval$3,742,000
  • Average approval$3,742,000
  • Median approval$3,742,000
  • Ninetieth percentile approval$3,742,000
  • Largest approval$3,742,000
  • Jobs supported29
  • Jobs per approval29.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term189 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

South Bay

Flood programme status in South Bay

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number120226
  • Currently effective map date10/05/17

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Palm Beach County, not South Bay

Palm Beach County context, not South Bay figures

These are Palm Beach County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as South Bay measurements.

  • Establishments in Palm Beach County55,803
  • Employment at those establishments, Palm Beach County592,227
  • Covered employment, Palm Beach County666,889
  • Average annual pay, Palm Beach County$77,246
  • Average weekly wage, Palm Beach County$1,485
  • Housing units permitted, Palm Beach County4,089
  • Of those, single family, Palm Beach County2,897
  • County product, 2024, Palm Beach County$140,505,730,000
  • County product change over the prior year, Palm Beach County5.2 percent
  • Average income of an arriving household, Palm Beach County$260,093

Every figure in this section is published for Palm Beach County as a whole and is not a measurement of South Bay. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

South Bay questions, answered from the record.

How many people live in South Bay, Florida?

5,102, in 861 households. South Bay city covers 2.86 square miles of land, which is 1,783 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is South Bay in?

Palm Beach County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in South Bay?

$51,417. The median owner-occupied home is valued at $142,300. Median gross rent is $1,085 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to South Bay businesses?

1 7(a) approvals totalling $3.7 m, across 1 lenders, median approval $3,742,000. These count approvals to borrowers whose address is in South Bay, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to South Bay borrowers get paid back?

No rate is published for South Bay. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is South Bay in the National Flood Insurance Program?

Yes. South Bay appears in the FEMA Community Status Book as community 120226, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page South Bay figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Palm Beach County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of South Bay.

Is zoning published for South Bay?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.