HomeFloridaSeminole CountyChuluota CDP
Chuluota CDP, Florida: commercial real estate data.
Chuluota CDP is a Census CDP of 2,187 people across 2.04 square miles of land, in Seminole County. Median household income is $97,688, 77.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $205,600.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Chuluota
What Chuluota is
- Census place typeCDP
- Land area2.04 sq mi
- Water area0.42 sq mi
- Population per square mile of land1,071 plus or minus 231
- County holding the largest share of its areaSeminole County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chuluota
How many people live in Chuluota
- Population2,187 plus or minus 471
- Median age38.8
- Population under 18479 plus or minus 159
- Share under 1821.9 percent plus or minus 5.5
- Population 65 and over389 plus or minus 114
- Share 65 and over17.8 percent
- Households833
- Family households590 plus or minus 144
- Share of households that are families70.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chuluota
Income and work in Chuluota
- Median household income$97,688 plus or minus $30,885
- Per capita income$46,161 plus or minus $12,479
- Civilian labor force1,044 plus or minus 253
- Employed1,028 plus or minus 253
- Unemployed16 plus or minus 24
- Unemployment rate1.5 percent plus or minus 2.3
- Adults 25 and over1,518
- Adults 25 and over with a high school diploma or higher90.4 percent plus or minus 24.0
- Adults 25 and over with a bachelor degree or higher25.7 percent plus or minus 6.2
- Adults 25 and over with a graduate degree6.3 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chuluota
Housing in Chuluota
- Housing units854
- Occupied units833
- Vacant units21 plus or minus 24
- Vacancy rate2.5 percent plus or minus 2.8
- Owner occupied647 plus or minus 140
- Renter occupied186 plus or minus 98
- Ownership rate77.7 percent
- Median owner-occupied home value$362,100
- Median gross rent, monthly$1,693
- Annual rent as a share of median income20.8 percent plus or minus 7.0
- Single family units826
- Share single family96.7 percent
- Units in buildings of two or more6 plus or minus 19
- Share in buildings of two or more0.7 percent plus or minus 2.2
- Mobile homes22 plus or minus 24
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chuluota
How Chuluota gets to work
- Workers 16 and over who commute768 plus or minus 206
- Commuting under 15 minutes89 plus or minus 65
- Share commuting under 15 minutes11.6 percent plus or minus 7.8
- Commuting 30 minutes or more484 plus or minus 166
- Share commuting 30 minutes or more63.0 percent plus or minus 13.5
- Drove alone70.9 percent
- Carpooled5.7 percent plus or minus 4.5
- Public transport0.0 percent
- Walked1.6 percent plus or minus 1.7
- Worked from home21.8 percent plus or minus 11.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chuluota
SBA loans in Chuluota (7(a))
- Approvals2
- Gross approval$205,600
- Average approval$102,800
- Median approval$185,600
- Ninetieth percentile approval$185,600
- Largest approval$185,600
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Seminole County, not Chuluota
Seminole County context, not Chuluota figures
These are Seminole County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chuluota measurements.
- Establishments in Seminole County14,897
- Employment at those establishments, Seminole County193,461
- Covered employment, Seminole County213,221
- Average annual pay, Seminole County$65,449
- Average weekly wage, Seminole County$1,259
- Housing units permitted, Seminole County2,280
- Of those, single family, Seminole County764
- County product, 2024, Seminole County$34,435,347,000
- County product change over the prior year, Seminole County5.2 percent
- Average income of an arriving household, Seminole County$64,996
Every figure in this section is published for Seminole County as a whole and is not a measurement of Chuluota. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chuluota questions, answered from the record.
How many people live in Chuluota, Florida?
2,187, in 833 households. Chuluota CDP covers 2.04 square miles of land, which is 1,071 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chuluota in?
Seminole County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chuluota?
$97,688. The median owner-occupied home is valued at $362,100. Median gross rent is $1,693 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chuluota businesses?
2 7(a) approvals totalling $205,600, across 2 lenders, median approval $185,600. These count approvals to borrowers whose address is in Chuluota, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chuluota borrowers get paid back?
No rate is published for Chuluota. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Chuluota figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Seminole County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chuluota.
Is zoning published for Chuluota?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.