HomeGeorgiaHall CountyGainesville city
Gainesville city, Georgia: commercial real estate data.
Gainesville city is a Census city of 45,032 people across 33.81 square miles of land, in Hall County. Median household income is $66,974, 39.2 percent of occupied homes are owned, and the SBA record carries 135 7(a) approvals to borrowers here worth $149.7 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Gainesville
What Gainesville is
- Census place typecity
- Land area33.81 sq mi
- Water area1.95 sq mi
- Population per square mile of land1,332
- County holding the largest share of its areaHall County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
How many people live in Gainesville
- Population45,032
- Median age33.3
- Population under 1811,543
- Share under 1825.6 percent
- Population 65 and over6,676
- Share 65 and over14.8 percent
- Households16,088
- Family households10,141
- Share of households that are families63.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
Income and work in Gainesville
- Median household income$66,974
- Per capita income$34,505
- Civilian labor force21,238
- Employed20,544
- Unemployed694 plus or minus 243
- Unemployment rate3.3 percent plus or minus 1.1
- Adults 25 and over28,349
- Adults 25 and over with a high school diploma or higher75.1 percent
- Adults 25 and over with a bachelor degree or higher27.1 percent
- Adults 25 and over with a graduate degree11.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
Housing in Gainesville
- Housing units18,001
- Occupied units16,088
- Vacant units1,913 plus or minus 412
- Vacancy rate10.6 percent plus or minus 2.3
- Owner occupied6,301
- Renter occupied9,787
- Ownership rate39.2 percent
- Median owner-occupied home value$382,200
- Median gross rent, monthly$1,299
- Annual rent as a share of median income23.3 percent
- Single family units8,546
- Share single family47.5 percent
- Units in buildings of two or more9,270
- Share in buildings of two or more51.5 percent
- Mobile homes185 plus or minus 136
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
How Gainesville gets to work
- Workers 16 and over who commute18,388
- Commuting under 15 minutes6,510
- Share commuting under 15 minutes35.4 percent
- Commuting 30 minutes or more6,223
- Share commuting 30 minutes or more33.8 percent
- Drove alone68.4 percent
- Carpooled13.5 percent
- Public transport3.3 percent plus or minus 1.5
- Walked2.9 percent plus or minus 1.5
- Worked from home8.8 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
SBA loans in Gainesville (7(a))
- Approvals135
- Gross approval$149,725,200
- Average approval$1,109,076
- Median approval$500,000
- Ninetieth percentile approval$3,440,000
- Largest approval$5,000,000
- Jobs supported2,080
- Jobs per approval15.4
- Loans with a final outcome28
- Paid in full27
- Charged off1
- Charge-off rate over resolved loans3.6 percent
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises20.7 percent
- Distinct lenders52
- Distinct industries by NAICS67
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gainesville
SBA loans in Gainesville (504)
- Approvals59
- Gross approval$52,783,000
- Average approval$894,627
- Median approval$465,000
- Largest approval$3,545,000
- Jobs supported544
- Loans with a final outcome19
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gainesville
Flood risk in Gainesville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130263
- Currently effective map date12/01/22
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hall County, not Gainesville
Hall County context, not Gainesville figures
These are Hall County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gainesville measurements.
- Establishments in Hall County5,181
- Employment at those establishments, Hall County92,380
- Covered employment, Hall County101,986
- Average annual pay, Hall County$63,932
- Average weekly wage, Hall County$1,229
- Housing units permitted, Hall County2,339
- Of those, single family, Hall County1,647
- County product, 2024, Hall County$17,999,363,000
- County product change over the prior year, Hall County5.7 percent
- Average income of an arriving household, Hall County$83,085
Every figure in this section is published for Hall County as a whole and is not a measurement of Gainesville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gainesville questions, answered from the record.
How many people live in Gainesville, Georgia?
45,032, in 16,088 households. Gainesville city covers 33.81 square miles of land, which is 1,332 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gainesville in?
Hall County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gainesville?
$66,974. The median owner-occupied home is valued at $382,200. Median gross rent is $1,299 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gainesville businesses?
135 7(a) approvals totalling $149.7 m, across 52 lenders, median approval $500,000, plus 59 504 approvals worth $52.8 m. These count approvals to borrowers whose address is in Gainesville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gainesville borrowers get paid back?
Of the 28 loans that have reached a final outcome, 27 were paid in full and 1 charged off, a charge off rate of 3.6 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Gainesville in the National Flood Insurance Program?
Yes. Gainesville appears in the FEMA Community Status Book as community 130263, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gainesville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hall County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gainesville.
Is zoning published for Gainesville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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