HomeGeorgiaHall CountyOakwood city
Oakwood city, Georgia: commercial real estate data.
Oakwood city is a Census city of 5,862 people across 5.99 square miles of land, in Hall County. Median household income is $67,917, 43.6 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $19.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oakwood
What Oakwood is
- Census place typecity
- Land area5.99 sq mi
- Water area0.01 sq mi
- Population per square mile of land978
- County holding the largest share of its areaHall County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
How many people live in Oakwood
- Population5,862
- Median age31.8
- Population under 181,320 plus or minus 319
- Share under 1822.5 percent plus or minus 5.4
- Population 65 and over592 plus or minus 201
- Share 65 and over10.1 percent plus or minus 3.4
- Households2,213
- Family households1,291
- Share of households that are families58.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
Income and work in Oakwood
- Median household income$67,917
- Per capita income$35,285
- Civilian labor force3,555
- Employed3,450
- Unemployed105 plus or minus 95
- Unemployment rate3.0 percent plus or minus 2.7
- Adults 25 and over3,917
- Adults 25 and over with a high school diploma or higher80.1 percent
- Adults 25 and over with a bachelor degree or higher24.0 percent plus or minus 5.7
- Adults 25 and over with a graduate degree6.5 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
Housing in Oakwood
- Housing units2,477
- Occupied units2,213
- Vacant units264 plus or minus 140
- Vacancy rate10.7 percent plus or minus 5.5
- Owner occupied965
- Renter occupied1,248
- Ownership rate43.6 percent
- Median owner-occupied home value$306,700
- Median gross rent, monthly$1,560
- Annual rent as a share of median income27.6 percent plus or minus 5.7
- Single family units1,340
- Share single family54.1 percent
- Units in buildings of two or more1,090 plus or minus 292
- Share in buildings of two or more44.0 percent plus or minus 10.9
- Mobile homes47 plus or minus 63
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
How Oakwood gets to work
- Workers 16 and over who commute3,124
- Commuting under 15 minutes938 plus or minus 341
- Share commuting under 15 minutes30.0 percent plus or minus 10.3
- Commuting 30 minutes or more1,195 plus or minus 311
- Share commuting 30 minutes or more38.3 percent plus or minus 8.9
- Drove alone78.1 percent
- Carpooled12.1 percent plus or minus 7.3
- Public transport0.5 percent plus or minus 0.8
- Walked0.0 percent
- Worked from home9.1 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
SBA loans in Oakwood (7(a))
- Approvals18
- Gross approval$18,990,800
- Average approval$1,055,044
- Median approval$718,200
- Ninetieth percentile approval$3,100,000
- Largest approval$3,149,500
- Jobs supported139
- Jobs per approval7.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term294 months
- Share on real estate terms of 20 years or more55.6 percent
- Share to franchises11.1 percent
- Distinct lenders14
- Distinct industries by NAICS14
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oakwood
SBA loans in Oakwood (504)
- Approvals9
- Gross approval$8,017,000
- Average approval$890,778
- Median approval$706,000
- Largest approval$3,105,000
- Jobs supported35
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oakwood
Flood risk in Oakwood
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130334
- Currently effective map date12/01/22
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hall County, not Oakwood
Hall County context, not Oakwood figures
These are Hall County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oakwood measurements.
- Establishments in Hall County5,181
- Employment at those establishments, Hall County92,380
- Covered employment, Hall County101,986
- Average annual pay, Hall County$63,932
- Average weekly wage, Hall County$1,229
- Housing units permitted, Hall County2,339
- Of those, single family, Hall County1,647
- County product, 2024, Hall County$17,999,363,000
- County product change over the prior year, Hall County5.7 percent
- Average income of an arriving household, Hall County$83,085
Every figure in this section is published for Hall County as a whole and is not a measurement of Oakwood. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oakwood questions, answered from the record.
How many people live in Oakwood, Georgia?
5,862, in 2,213 households. Oakwood city covers 5.99 square miles of land, which is 978 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakwood in?
Hall County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakwood?
$67,917. The median owner-occupied home is valued at $306,700. Median gross rent is $1,560 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakwood businesses?
18 7(a) approvals totalling $19.0 m, across 14 lenders, median approval $718,200, plus 9 504 approvals worth $8.0 m. These count approvals to borrowers whose address is in Oakwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakwood borrowers get paid back?
No rate is published for Oakwood. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Oakwood in the National Flood Insurance Program?
Yes. Oakwood appears in the FEMA Community Status Book as community 130334, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oakwood figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hall County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakwood.
Is zoning published for Oakwood?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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