Lula, Georgia: commercial real estate data.
Lula is a Census city of 2,964 people across 4.58 square miles of land, lying across Hall County and Banks County. Median household income is $69,397, 74.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $345,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lula
What Lula is
- Census place typecity
- Land area4.58 sq mi
- Water area0.02 sq mi
- Population per square mile of land647
- County holding the largest share of its areaHall County, 88.3 percent
- Counties this place lies inHall County 88.3 percent, Banks County 11.7 percent
Lula crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lula
How many people live in Lula
- Population2,964
- Median age38.5
- Population under 18630 plus or minus 141
- Share under 1821.3 percent plus or minus 4.6
- Population 65 and over350 plus or minus 111
- Share 65 and over11.8 percent plus or minus 3.7
- Households1,112
- Family households775
- Share of households that are families69.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lula
Income and work in Lula
- Median household income$69,397 plus or minus $20,683
- Per capita income$30,967
- Civilian labor force1,583
- Employed1,546
- Unemployed37 plus or minus 44
- Unemployment rate2.3 percent plus or minus 2.8
- Adults 25 and over1,985
- Adults 25 and over with a high school diploma or higher83.5 percent
- Adults 25 and over with a bachelor degree or higher18.1 percent plus or minus 5.1
- Adults 25 and over with a graduate degree7.2 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lula
Housing in Lula
- Housing units1,157
- Occupied units1,112
- Vacant units45 plus or minus 43
- Vacancy rate3.9 percent plus or minus 3.7
- Owner occupied825
- Renter occupied287 plus or minus 87
- Ownership rate74.2 percent
- Median owner-occupied home value$239,400
- Median gross rent, monthly$1,316
- Annual rent as a share of median income22.8 percent plus or minus 7.0
- Single family units888
- Share single family76.8 percent
- Units in buildings of two or more7 plus or minus 18
- Share in buildings of two or more0.6 percent plus or minus 1.6
- Mobile homes262 plus or minus 106
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lula
How Lula gets to work
- Workers 16 and over who commute1,352
- Commuting under 15 minutes119 plus or minus 56
- Share commuting under 15 minutes8.8 percent plus or minus 4.0
- Commuting 30 minutes or more694 plus or minus 159
- Share commuting 30 minutes or more51.3 percent
- Drove alone80.8 percent
- Carpooled8.1 percent plus or minus 4.0
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.7
- Worked from home10.6 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lula
SBA loans in Lula (7(a))
- Approvals4
- Gross approval$345,000
- Average approval$86,250
- Median approval$45,000
- Largest approval$235,000
- Jobs supported15
- Jobs per approval3.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Lula, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lula
SBA loans in Lula (504)
- Approvals3
- Gross approval$1,151,000
- Average approval$383,667
- Median approval$336,000
- Largest approval$588,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Lula, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lula
Flood risk in Lula
- NFIP communityCity of Lula
- NFIP community number130562
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/01/22
The City of Lula participates in the National Flood Insurance Program as community 130562 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hall County, not Lula
Hall County context, not Lula figures
- Establishments in Hall County5,181
- Covered employment, Hall County101,986
- Average annual pay, Hall County$63,932
- Housing units permitted, Hall County2,339
Every figure in this section is published for Hall County as a whole and is not a measurement of Lula.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lula questions, answered from the record.
How many people live in Lula, Georgia?
2,964, in 1,112 households. Lula city covers 4.58 square miles of land, which is 647 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lula in?
Lula lies in more than one. By area it is 88.3 percent in Hall County, 11.7 percent in Banks County. This page sits under Hall County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Lula?
$69,397. The median owner-occupied home is valued at $239,400. Median gross rent is $1,316 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lula businesses?
4 7(a) approvals totaling $345,000 since FY2020, across 3 lenders, median approval $45,000, plus 3 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Lula, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lula borrowers get paid back?
No rate is published for Lula. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lula in the National Flood Insurance Program?
Yes. Lula appears in the FEMA Community Status Book as Lula, city of, community 130562, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lula figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hall County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lula.
Is zoning published for Lula?
No. Nothing on this page presents parcel level zoning.
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