HomeHawaiiHonolulu CountyKailua CDP
Kailua CDP, Hawaii: commercial real estate data.
Kailua CDP is a Census CDP of 39,640 people across 7.77 square miles of land, in Honolulu County. Median household income is $148,582, 72.3 percent of occupied homes are owned, and the SBA record carries 33 7(a) approvals to borrowers here worth $4.9 m.
77 sourced place values · tier FULL · 8 sections
Kailua
What Kailua is
- Census place typeCDP
- Land area7.77 sq mi
- Water area2.82 sq mi
- Population per square mile of land5,100
- County holding the largest share of its areaHonolulu County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kailua
How many people live in Kailua
- Population39,640
- Median age42.9
- Population under 188,483
- Share under 1821.4 percent
- Population 65 and over8,855
- Share 65 and over22.3 percent
- Households13,641
- Family households9,848
- Share of households that are families72.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kailua
Income and work in Kailua
- Median household income$148,582
- Per capita income$61,085
- Civilian labor force18,845
- Employed18,131
- Unemployed714 plus or minus 182
- Unemployment rate3.8 percent plus or minus 0.9
- Adults 25 and over28,936
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher55.5 percent
- Adults 25 and over with a graduate degree27.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kailua
Housing in Kailua
- Housing units14,754
- Occupied units13,641
- Vacant units1,113 plus or minus 227
- Vacancy rate7.5 percent plus or minus 1.5
- Owner occupied9,863
- Renter occupied3,778
- Ownership rate72.3 percent
- Median owner-occupied home value$1,353,700
- Median gross rent, monthly$3,093
- Annual rent as a share of median income25.0 percent
- Single family units12,198
- Share single family82.7 percent
- Units in buildings of two or more2,545
- Share in buildings of two or more17.2 percent
- Mobile homes11 plus or minus 18
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kailua
How Kailua gets to work
- Workers 16 and over who commute16,906
- Commuting under 15 minutes2,833
- Share commuting under 15 minutes16.8 percent
- Commuting 30 minutes or more9,800
- Share commuting 30 minutes or more58.0 percent
- Drove alone69.9 percent
- Carpooled10.5 percent
- Public transport2.0 percent plus or minus 0.7
- Walked2.3 percent plus or minus 0.7
- Worked from home13.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kailua
SBA 7(a) lending to Kailua borrowers
- Approvals33
- Gross approval$4,905,000
- Average approval$148,636
- Median approval$50,000
- Ninetieth percentile approval$250,000
- Largest approval$1,410,000
- Jobs supported149
- Jobs per approval4.5
- Loans with a final outcome10
- Paid in full7
- Charged off3
- Charge-off rate over resolved loans30.0 percent
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises9.1 percent
- Distinct lenders11
- Distinct industries by NAICS26
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kailua
SBA 504 lending to Kailua borrowers
- Approvals6
- Gross approval$2,535,000
- Average approval$422,500
- Median approval$288,000
- Largest approval$1,031,000
- Jobs supported26
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Honolulu County, not Kailua
Honolulu County context, not Kailua figures
These are Honolulu County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kailua measurements.
- Establishments in Honolulu County20,890
- Employment at those establishments, Honolulu County331,937
- Covered employment, Honolulu County453,193
- Average annual pay, Honolulu County$69,851
- Average weekly wage, Honolulu County$1,343
- Housing units permitted, Honolulu County1,638
- Of those, single family, Honolulu County706
- County product, 2024, Honolulu County$87,066,455,000
- County product change over the prior year, Honolulu County5.5 percent
- Average income of an arriving household, Honolulu County$82,445
Every figure in this section is published for Honolulu County as a whole and is not a measurement of Kailua. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kailua questions, answered from the record.
How many people live in Kailua, Hawaii?
39,640, in 13,641 households. Kailua CDP covers 7.77 square miles of land, which is 5,100 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kailua in?
Honolulu County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kailua?
$148,582. The median owner-occupied home is valued at $1,353,700. Median gross rent is $3,093 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kailua businesses?
33 7(a) approvals totalling $4.9 m, across 11 lenders, median approval $50,000, plus 6 504 approvals worth $2.5 m. These count approvals to borrowers whose address is in Kailua, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kailua borrowers get paid back?
Of the 10 loans that have reached a final outcome, 7 were paid in full and 3 charged off, a charge off rate of 30.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Kailua figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Honolulu County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kailua.
Is zoning published for Kailua?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.