HomeHawaiiHonolulu CountyWaipahu CDP
Waipahu CDP, Hawaii: commercial real estate data.
Waipahu CDP is a Census CDP of 40,482 people across 2.68 square miles of land, in Honolulu County. Median household income is $103,895, 59.7 percent of occupied homes are owned, and the SBA record carries 40 7(a) approvals to borrowers here worth $4.3 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Waipahu
What Waipahu is
- Census place typeCDP
- Land area2.68 sq mi
- Water area0.12 sq mi
- Population per square mile of land15,116
- County holding the largest share of its areaHonolulu County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waipahu
How many people live in Waipahu
- Population40,482
- Median age40.2
- Population under 188,352
- Share under 1820.6 percent
- Population 65 and over8,634
- Share 65 and over21.3 percent
- Households9,282
- Family households7,398
- Share of households that are families79.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waipahu
Income and work in Waipahu
- Median household income$103,895
- Per capita income$31,626
- Civilian labor force20,370
- Employed19,529
- Unemployed841 plus or minus 227
- Unemployment rate4.1 percent plus or minus 1.1
- Adults 25 and over28,746
- Adults 25 and over with a high school diploma or higher86.1 percent
- Adults 25 and over with a bachelor degree or higher20.1 percent
- Adults 25 and over with a graduate degree4.5 percent plus or minus 1.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waipahu
Housing in Waipahu
- Housing units9,800
- Occupied units9,282
- Vacant units518 plus or minus 227
- Vacancy rate5.3 percent plus or minus 2.3
- Owner occupied5,538
- Renter occupied3,744
- Ownership rate59.7 percent
- Median owner-occupied home value$868,600
- Median gross rent, monthly$1,658
- Annual rent as a share of median income19.2 percent
- Single family units6,051
- Share single family61.7 percent
- Units in buildings of two or more3,691
- Share in buildings of two or more37.7 percent
- Mobile homes58 plus or minus 40
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waipahu
How Waipahu gets to work
- Workers 16 and over who commute18,525
- Commuting under 15 minutes2,942
- Share commuting under 15 minutes15.9 percent
- Commuting 30 minutes or more9,938
- Share commuting 30 minutes or more53.6 percent
- Drove alone58.1 percent
- Carpooled16.0 percent
- Public transport13.8 percent
- Walked2.9 percent plus or minus 1.6
- Worked from home5.1 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waipahu
SBA loans in Waipahu (7(a))
- Approvals40
- Gross approval$4,301,300
- Average approval$107,533
- Median approval$50,000
- Ninetieth percentile approval$350,000
- Largest approval$810,000
- Jobs supported273
- Jobs per approval6.8
- Loans with a final outcome9
- Paid in full8
- Charged off1
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises10.0 percent
- Distinct lenders9
- Distinct industries by NAICS25
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waipahu
SBA loans in Waipahu (504)
- Approvals56
- Gross approval$40,654,000
- Average approval$725,964
- Median approval$455,000
- Largest approval$5,000,000
- Jobs supported304
- Loans with a final outcome20
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Honolulu County, not Waipahu
Honolulu County context, not Waipahu figures
These are Honolulu County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Waipahu measurements.
- Establishments in Honolulu County20,890
- Employment at those establishments, Honolulu County331,937
- Covered employment, Honolulu County453,193
- Average annual pay, Honolulu County$69,851
- Average weekly wage, Honolulu County$1,343
- Housing units permitted, Honolulu County1,638
- Of those, single family, Honolulu County706
- County product, 2024, Honolulu County$87,066,455,000
- County product change over the prior year, Honolulu County5.5 percent
- Average income of an arriving household, Honolulu County$82,445
Every figure in this section is published for Honolulu County as a whole and is not a measurement of Waipahu. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Waipahu questions, answered from the record.
How many people live in Waipahu, Hawaii?
40,482, in 9,282 households. Waipahu CDP covers 2.68 square miles of land, which is 15,116 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waipahu in?
Honolulu County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waipahu?
$103,895. The median owner-occupied home is valued at $868,600. Median gross rent is $1,658 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waipahu businesses?
40 7(a) approvals totalling $4.3 m, across 9 lenders, median approval $50,000, plus 56 504 approvals worth $40.7 m. These count approvals to borrowers whose address is in Waipahu, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waipahu borrowers get paid back?
No rate is published for Waipahu. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Waipahu figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Honolulu County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waipahu.
Is zoning published for Waipahu?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.