HomeHawaiiHonolulu CountyKapolei CDP
Kapolei CDP, Hawaii: commercial real estate data.
Kapolei CDP is a Census CDP of 22,232 people across 4.37 square miles of land, in Honolulu County. Median household income is $128,324, 76.5 percent of occupied homes are owned, and the SBA record carries 57 7(a) approvals to borrowers here worth $14.7 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Kapolei
What Kapolei is
- Census place typeCDP
- Land area4.37 sq mi
- Water area0 sq mi
- Population per square mile of land5,088
- County holding the largest share of its areaHonolulu County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapolei
How many people live in Kapolei
- Population22,232
- Median age35.3
- Population under 185,822
- Share under 1826.2 percent
- Population 65 and over2,492
- Share 65 and over11.2 percent
- Households6,906
- Family households5,633
- Share of households that are families81.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapolei
Income and work in Kapolei
- Median household income$128,324
- Per capita income$46,510
- Civilian labor force11,677
- Employed10,890
- Unemployed787 plus or minus 264
- Unemployment rate6.7 percent plus or minus 2.2
- Adults 25 and over14,431
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher29.9 percent
- Adults 25 and over with a graduate degree8.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapolei
Housing in Kapolei
- Housing units7,259
- Occupied units6,906
- Vacant units353 plus or minus 207
- Vacancy rate4.9 percent plus or minus 2.8
- Owner occupied5,285
- Renter occupied1,621
- Ownership rate76.5 percent
- Median owner-occupied home value$744,200
- Median gross rent, monthly$2,311
- Annual rent as a share of median income21.6 percent
- Single family units4,964
- Share single family68.4 percent
- Units in buildings of two or more2,220
- Share in buildings of two or more30.6 percent
- Mobile homes75 plus or minus 110
- Median year structure built2006
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapolei
How Kapolei gets to work
- Workers 16 and over who commute10,171
- Commuting under 15 minutes1,704
- Share commuting under 15 minutes16.8 percent
- Commuting 30 minutes or more5,430
- Share commuting 30 minutes or more53.4 percent
- Drove alone70.1 percent
- Carpooled13.8 percent
- Public transport2.6 percent plus or minus 1.1
- Walked1.6 percent plus or minus 0.7
- Worked from home10.6 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kapolei
SBA loans in Kapolei (7(a))
- Approvals57
- Gross approval$14,652,600
- Average approval$257,063
- Median approval$150,000
- Ninetieth percentile approval$517,100
- Largest approval$2,770,500
- Jobs supported712
- Jobs per approval12.5
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term119 months
- Share on real estate terms of 20 years or more1.8 percent
- Share to franchises5.3 percent
- Distinct lenders18
- Distinct industries by NAICS33
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kapolei
SBA loans in Kapolei (504)
- Approvals57
- Gross approval$54,206,000
- Average approval$950,982
- Median approval$411,000
- Largest approval$5,500,000
- Jobs supported314
- Loans with a final outcome12
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Honolulu County, not Kapolei
Honolulu County context, not Kapolei figures
These are Honolulu County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kapolei measurements.
- Establishments in Honolulu County20,890
- Employment at those establishments, Honolulu County331,937
- Covered employment, Honolulu County453,193
- Average annual pay, Honolulu County$69,851
- Average weekly wage, Honolulu County$1,343
- Housing units permitted, Honolulu County1,638
- Of those, single family, Honolulu County706
- County product, 2024, Honolulu County$87,066,455,000
- County product change over the prior year, Honolulu County5.5 percent
- Average income of an arriving household, Honolulu County$82,445
Every figure in this section is published for Honolulu County as a whole and is not a measurement of Kapolei. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kapolei questions, answered from the record.
How many people live in Kapolei, Hawaii?
22,232, in 6,906 households. Kapolei CDP covers 4.37 square miles of land, which is 5,088 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kapolei in?
Honolulu County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kapolei?
$128,324. The median owner-occupied home is valued at $744,200. Median gross rent is $2,311 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kapolei businesses?
57 7(a) approvals totalling $14.7 m, across 18 lenders, median approval $150,000, plus 57 504 approvals worth $54.2 m. These count approvals to borrowers whose address is in Kapolei, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kapolei borrowers get paid back?
No rate is published for Kapolei. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Kapolei figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Honolulu County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kapolei.
Is zoning published for Kapolei?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.