HomeIllinoisMadison CountyMadison
Madison, Illinois: commercial real estate data.
Madison is a Census city of 2,900 people across 14.15 square miles of land, lying across Madison County and St. Clair County. Median household income is $49,326, 50.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Madison
What Madison is
- Census place typecity
- Land area14.15 sq mi
- Water area3.74 sq mi
- Population per square mile of land205
- County holding the largest share of its areaMadison County, 92.0 percent
- Counties this place lies inMadison County 92.0 percent, St. Clair County 8.0 percent
Madison crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
How many people live in Madison
- Population2,900
- Median age44.3
- Population under 18543 plus or minus 173
- Share under 1818.7 percent plus or minus 5.5
- Population 65 and over406 plus or minus 144
- Share 65 and over14.0 percent plus or minus 4.6
- Households1,291
- Family households670 plus or minus 145
- Share of households that are families51.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
Income and work in Madison
- Median household income$49,326
- Per capita income$24,689
- Civilian labor force1,485 plus or minus 304
- Employed1,248 plus or minus 286
- Unemployed237 plus or minus 87
- Unemployment rate16.0 percent plus or minus 4.9
- Adults 25 and over2,186
- Adults 25 and over with a high school diploma or higher84.8 percent
- Adults 25 and over with a bachelor degree or higher9.1 percent plus or minus 4.5
- Adults 25 and over with a graduate degree3.2 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
Housing in Madison
- Housing units1,494
- Occupied units1,291
- Vacant units203 plus or minus 116
- Vacancy rate13.6 percent plus or minus 7.4
- Owner occupied646 plus or minus 152
- Renter occupied645 plus or minus 221
- Ownership rate50.0 percent
- Median owner-occupied home value$58,900 plus or minus $16,799
- Median gross rent, monthly$1,014 plus or minus $474
- Annual rent as a share of median income24.7 percent plus or minus 12.1
- Single family units1,183 plus or minus 249
- Share single family79.2 percent
- Units in buildings of two or more253 plus or minus 148
- Share in buildings of two or more16.9 percent plus or minus 9.5
- Mobile homes58 plus or minus 59
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
How Madison gets to work
- Workers 16 and over who commute1,210 plus or minus 284
- Commuting under 15 minutes471 plus or minus 176
- Share commuting under 15 minutes38.9 percent plus or minus 11.4
- Commuting 30 minutes or more327 plus or minus 195
- Share commuting 30 minutes or more27.0 percent plus or minus 14.8
- Drove alone88.1 percent
- Carpooled8.6 percent plus or minus 6.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home1.8 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madison
SBA loans in Madison (7(a))
- Approvals3
- Gross approval$3,345,800
- Average approval$1,115,267
- Median approval$415,300
- Largest approval$2,615,500
- Jobs supported218
- Jobs per approval72.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Madison, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madison
SBA loans in Madison (504)
- Approvals2
- Gross approval$2,300,000
- Average approval$1,150,000
- Median approval$1,150,000
- Largest approval$1,664,000
- Jobs supported211
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Madison, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Madison
Flood risk in Madison
- NFIP communityCity of Madison
- NFIP community number170446
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/80
The City of Madison participates in the National Flood Insurance Program as community 170446 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Madison
Madison County context, not Madison figures
- Establishments in Madison County5,659
- Covered employment, Madison County105,166
- Average annual pay, Madison County$57,153
- Housing units permitted, Madison County366
Every figure in this section is published for Madison County as a whole and is not a measurement of Madison.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Madison questions, answered from the record.
How many people live in Madison, Illinois?
2,900, in 1,291 households. Madison city covers 14.15 square miles of land, which is 205 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Madison in?
Madison lies in more than one. By area it is 92.0 percent in Madison County, 8.0 percent in St. Clair County. This page sits under Madison County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Madison?
$49,326. The median owner-occupied home is valued at $58,900. Median gross rent is $1,014 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Madison businesses?
3 7(a) approvals totaling $3.3 m since FY2020, across 3 lenders, median approval $415,300, plus 2 504 approvals worth $2.3 m since FY2010. These count approvals to borrowers whose address is in Madison, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Madison borrowers get paid back?
No rate is published for Madison. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Madison in the National Flood Insurance Program?
Yes. Madison appears in the FEMA Community Status Book as Madison, city of, community 170446, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Madison figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Madison.
Is zoning published for Madison?
No. Nothing on this page presents parcel level zoning.